Fifth Third Bancorp · FITBI · FY2026 Q1 · Calendar Q2 2026

Fifth Third posts strong Q1 as Comerica integration advances

The quarter supports a constructive integration and growth narrative, but execution, credit, funding, and regulatory risks remain material.

Reported Before market openNASDAQFinancial Services $16.63B market cap
90quality score

Earnings scorecard

Reported versus consensus
Reported EPS $0.15 Consensus $-0.10
EPS surprise +245.0% Reported versus consensus
Reported revenue $2.86B Consensus $2.85B
Revenue surprise +0.5% Reported versus consensus

Market reaction

prior-close to event-session close
Stock move +0.0% Event window
SPY move +1.2% Same window
Abnormal move -1.2% Stock minus SPY
Volume 1.1× Versus trailing sessions
Subsequent drift +0.6% Up to 20 sessions
FITBISPY benchmark

Ask FN2 about FITBI FY2026 Q1

Transcript, numbers and history already loaded
Why did FITBI rise 0.0% after beating EPS estimates in FY2026 Q1?What changed in FITBI's guidance and outlook in FY2026 Q1?Give me the bull and bear case for FITBI after FY2026 Q1 earnings.

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Transcript intelligence

What changed

Comerica integration remained on schedule; early revenue synergies and deposit momentum were highlighted, while full-year guidance was maintained.

Guidance delta

Maintained: management reaffirmed its full-year outlook for net interest income, non-interest income, expenses, and net charge-offs.

Key takeaways

  • Results beat expectations, with strong net interest income and NIM expansion.
  • Comerica integration was described as on schedule, with early revenue synergies and no tangible book value dilution.
  • Commercial loans and consumer deposits grew, with expansion focused on the Southeast and Southwest.
  • Management maintained its full-year outlook and continued to target CET1 capital of 10%–10.5%.
  • The next proof points are system conversion, synergy delivery, credit quality, and deposit funding.

Management priorities

  • Complete the Comerica system conversion.
  • Pursue revenue synergies in commercial payments, capital markets, and wealth management.
  • Expand deposits through direct marketing and targeted branch openings.
  • Manage capital and liquidity positioning while evaluating the proposed capital rule.

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Earnings History

Estimate Beat Miss Match
FITBI REVENUE earnings history estimate and actual scatter chart 10 reported fiscal quarters and 4 future estimate-only quarters. Q2 '24 actual $3B, None Q3 '24 actual $3B, None Q2 '25 estimate $2B Q2 '25 actual $3B, beat Q3 '25 estimate $2B Q3 '25 actual $3B, beat Q4 '25 estimate $2B Q4 '25 actual $2B, beat Q1 '26 estimate $3B Q1 '26 actual $3B, beat Q2 '26 estimate $3B Q2 '26 actual $3B, miss Q3 '26 estimate $3B Q3 '26 actual $4B, beat Q4 '26 estimate $3B Q1 '27 estimate $3B Q2 '27 estimate $3B Q3 '27 estimate $3B
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Analyst Consensus ?

ConsensusHold37 ratings
Bullish1540.5%
Neutral2054.1%
Bearish25.4%

Firm-level rating actions

FMP grade actions identify the grading firm, not a named analyst.

FirmRatingPrior ratingActionDate
RBC Capital Outperform OutperformMaintainOct 19, 2023
Morgan Stanley Equal Weight Equal WeightMaintainOct 19, 2023
Citigroup Neutral NeutralMaintainSep 17, 2023
Goldman Sachs Buy BuyMaintainJul 23, 2023
Wedbush Outperform OutperformMaintainJul 20, 2023
Show 32 more rating actions

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Company context

Snapshot as of publication

Fifth Third Bancorp, based in Cincinnati, Ohio, is a multifaceted financial institution serving a broad spectrum of clients across the United States. Through its Commercial Banking division, Fifth Third provides a comprehensive suite of financial solutions to businesses, government entities, and professional clients. These services encompass lending (including asset-based, real estate, public, commercial leasing, and syndicated finance), deposit accounts, treasury management, foreign exchange, international trade finance, derivatives, and capital market offerings. The Branch Banking segment caters to individuals and small enterprises, furnishing a variety of deposit and credit options. Offerings include checking and savings accounts, home equity loans and lines of credit (HELOCs), credit cards, and financing for vehicles and personal needs. Small businesses also benefit from dedicated cash management services. Fifth Third's Consumer Lending arm manages both direct and indirect loan portfolios.…

Historical context

All FITBI earnings
—FY2026 Q3 · Calendar Q4 2026—FY2026 Q2 · Calendar Q3 2026

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CME CME Group Inc. FY2026 Q3 · Calendar Q4 2026 — +0.1% CME posts strong volume growth while expanding its product pipeline
MCO Moody's Corporation FY2026 Q3 · Calendar Q4 2026 — +0.8% Moody’s reaffirms guidance as AI financing supports issuance growth
NTRS Northern Trust Corporation FY2026 Q3 · Calendar Q4 2026 — +0.6% Northern Trust reports strong Q3 growth, maintains outlook

Latest beats and misses

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Sources

  1. Earnings call transcript and parsed analysis · 2026-05-11T10:29:34.698584+00:00
  2. FN2 earnings calendar · 2026-07-26T00:37:12.209961+00:00
  3. Polygon adjusted daily market bars · 2026-10-22T02:50:47.872998+00:00

Methodology

Reported and consensus figures come from FN2's earnings event records. Market reaction and volume are calculated from daily adjusted bars around the event; abnormal move subtracts the SPY move over the same window.

Transcript intelligence is a structured synthesis of the current and prior earnings-call analyses. Missing values stay missing and are never estimated.

By FN2 Research · Updated · As of 2026-10-22. For educational purposes only; not investment advice.