Analyst Consensus ?
ConsensusHold37 ratings
Bullish1540.5%
Neutral2054.1%
Bearish25.4%
Fifth Third Bancorp · FITBI · FY2026 Q1 · Calendar Q2 2026
Fifth Third posts strong Q1 as Comerica integration advances
The quarter supports a constructive integration and growth narrative, but execution, credit, funding, and regulatory risks remain material.
Reported Before market openNASDAQFinancial Services
$16.63B market cap
90quality score
Earnings scorecard
Reported versus consensus
Reported EPS
$0.15
Consensus $-0.10
EPS surprise
+245.0%
Reported versus consensus
Reported revenue
$2.86B
Consensus $2.85B
Revenue surprise
+0.5%
Reported versus consensus
Market reaction
prior-close to event-session close
Stock move
+0.0%
Event window
SPY move
+1.2%
Same window
Abnormal move
-1.2%
Stock minus SPY
Volume
1.1×
Versus trailing sessions
Subsequent drift
+0.6%
Up to 20 sessions
FITBISPY benchmark
Ask FN2 about FITBI FY2026 Q1
Transcript, numbers and history already loaded
Why did FITBI rise 0.0% after beating EPS estimates in FY2026 Q1?What changed in FITBI's guidance and outlook in FY2026 Q1?Give me the bull and bear case for FITBI after FY2026 Q1 earnings.
Free account. Your question opens in FN2 with this report's transcript and numbers attached.
Transcript intelligence
What changed
Comerica integration remained on schedule; early revenue synergies and deposit momentum were highlighted, while full-year guidance was maintained.
Guidance delta
Maintained: management reaffirmed its full-year outlook for net interest income, non-interest income, expenses, and net charge-offs.
Key takeaways
- Results beat expectations, with strong net interest income and NIM expansion.
- Comerica integration was described as on schedule, with early revenue synergies and no tangible book value dilution.
- Commercial loans and consumer deposits grew, with expansion focused on the Southeast and Southwest.
- Management maintained its full-year outlook and continued to target CET1 capital of 10%–10.5%.
- The next proof points are system conversion, synergy delivery, credit quality, and deposit funding.
Management priorities
- Complete the Comerica system conversion.
- Pursue revenue synergies in commercial payments, capital markets, and wealth management.
- Expand deposits through direct marketing and targeted branch openings.
- Manage capital and liquidity positioning while evaluating the proposed capital rule.
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Firm-level rating actions
FMP grade actions identify the grading firm, not a named analyst.
| Firm | Rating | Prior rating | Action | Date |
|---|---|---|---|---|
| RBC Capital | Outperform | Outperform | Maintain | Oct 19, 2023 |
| Morgan Stanley | Equal Weight | Equal Weight | Maintain | Oct 19, 2023 |
| Citigroup | Neutral | Neutral | Maintain | Sep 17, 2023 |
| Goldman Sachs | Buy | Buy | Maintain | Jul 23, 2023 |
| Wedbush | Outperform | Outperform | Maintain | Jul 20, 2023 |
| Stephens & Co. | Overweight | Overweight | Maintain | Jul 20, 2023 |
| DA Davidson | Neutral | Neutral | Maintain | Apr 23, 2023 |
| Barclays | Overweight | Overweight | Maintain | Apr 11, 2023 |
| JP Morgan | Neutral | Neutral | Maintain | Apr 9, 2023 |
| Keefe, Bruyette & Woods | Outperform | Market Perform | Upgrade | Apr 5, 2023 |
| Wells Fargo | Overweight | Overweight | Maintain | Apr 2, 2023 |
| Piper Sandler | Overweight | Overweight | Maintain | Feb 14, 2023 |
| Deutsche Bank | Hold | Hold | Maintain | Sep 11, 2022 |
| Baird | Outperform | Neutral | Upgrade | Jun 16, 2022 |
| Wolfe Research | Peer Perform | Peer Perform | Maintain | May 25, 2022 |
| B of A Securities | Buy | Buy | Maintain | Apr 19, 2022 |
| Evercore ISI Group | In Line | Underperform | Upgrade | Dec 6, 2020 |
| UBS | Buy | Buy | Maintain | May 3, 2020 |
| Nomura | Neutral | Neutral | Maintain | Apr 6, 2020 |
| Raymond James | Outperform | Outperform | Maintain | Oct 22, 2019 |
| BMO Capital | Market Perform | Market Perform | Maintain | Apr 24, 2019 |
| Macquarie | Underperform | Neutral | Downgrade | Nov 16, 2017 |
| Compass Point | Buy | Neutral | Upgrade | Mar 28, 2017 |
| Hilliard Lyons | Neutral | Underperform | Upgrade | Jan 24, 2017 |
| Bernstein | Market Perform | Outperform | Downgrade | Nov 15, 2016 |
| Jefferies | Hold | Buy | Downgrade | Oct 6, 2016 |
| CLSA | Outperform | Outperform | Maintain | Sep 22, 2016 |
| Oppenheimer | Perform | Outperform | Downgrade | Jul 5, 2016 |
| Susquehanna | Neutral | Positive | Downgrade | Jun 6, 2016 |
| Sterne Agee | Neutral | Buy | Downgrade | Apr 5, 2016 |
| Credit Suisse | Underperform | Underperform | Maintain | Mar 9, 2016 |
| Guggenheim | Neutral | Buy | Downgrade | Oct 20, 2015 |
| SunTrust Robinson Humphrey | Neutral | Neutral | Maintain | Jun 28, 2015 |
| FBR Capital | Market Perform | Outperform | Downgrade | Jan 21, 2015 |
| Rafferty Capital | Hold | Buy | Downgrade | Nov 5, 2013 |
| Stifel | Hold | Buy | Downgrade | Feb 10, 2013 |
| Miller Tabak | Strong Buy | Strong Buy | Maintain | Aug 26, 2012 |
Track every rating change on FITBI the moment it posts. Free to start.
Start freeCompany context
Snapshot as of publicationFifth Third Bancorp, based in Cincinnati, Ohio, is a multifaceted financial institution serving a broad spectrum of clients across the United States. Through its Commercial Banking division, Fifth Third provides a comprehensive suite of financial solutions to businesses, government entities, and professional clients. These services encompass lending (including asset-based, real estate, public, commercial leasing, and syndicated finance), deposit accounts, treasury management, foreign exchange, international trade finance, derivatives, and capital market offerings. The Branch Banking segment caters to individuals and small enterprises, furnishing a variety of deposit and credit options. Offerings include checking and savings accounts, home equity loans and lines of credit (HELOCs), credit cards, and financing for vehicles and personal needs. Small businesses also benefit from dedicated cash management services. Fifth Third's Consumer Lending arm manages both direct and indirect loan portfolios.…
Historical context
All FITBI earningsFinancial Services peers this season
Latest reports in the same sector| Company | Quarter | EPS surprise | Market move | Headline |
|---|---|---|---|---|
| SEIC SEI Investments Company | FY2026 Q3 · Calendar Q4 2026 | — | +1.2% | SEI posts broad growth as ETFs and alternatives expand |
| SF Stifel Financial Corp | FY2026 Q3 · Calendar Q4 2026 | — | -0.6% | Stifel Q3: Wealth, lending and fintech investment support record results |
| SF-PB Stifel Financial Corp. | FY2026 Q3 · Calendar Q4 2026 | — | — | Stifel leans into wealth, lending and venture-banking growth |
| CME CME Group Inc. | FY2026 Q3 · Calendar Q4 2026 | — | +0.1% | CME posts strong volume growth while expanding its product pipeline |
| MCO Moody's Corporation | FY2026 Q3 · Calendar Q4 2026 | — | +0.8% | Moody’s reaffirms guidance as AI financing supports issuance growth |
| NTRS Northern Trust Corporation | FY2026 Q3 · Calendar Q4 2026 | — | +0.6% | Northern Trust reports strong Q3 growth, maintains outlook |
Latest beats and misses
Who reports nextBeat on EPS
- DHRFY2026 Q3 · October 21, 2026+9.9% EPS+4.3% move
- TMOFY2026 Q3 · October 21, 2026+4.4% EPS+1.0% move
- ELVFY2026 Q3 · October 21, 2026+48.4% EPS-1.4% move
- LRCXFY2027 Q1 · October 21, 2026+0.9% EPS-1.0% move
- KNXFY2026 Q3 · October 21, 2026+9.4% EPS-0.1% move
- SAPFY2026 Q3 · October 21, 2026+4.4% EPS+1.6% move
Missed on EPS
- CCIFY2026 Q3 · October 21, 2026-2.5% EPS-3.1% move
- PACFY2026 Q3 · October 20, 2026-2.2% EPS+7.1% move
- AGNCZFY2026 Q3 · October 19, 2026-0.6% EPS+0.3% move
- AGNCLFY2026 Q3 · October 19, 2026-0.6% EPS-0.3% move
- AGNCOFY2026 Q3 · October 19, 2026-0.6% EPS+0.3% move
- AGNCPFY2026 Q3 · October 19, 2026-0.6% EPS0.0% move
Get the FITBI recap when the next report posts
One email per quarter with the scorecard, the market reaction and what changed on the call. No account needed.
Sources
- Earnings call transcript and parsed analysis · 2026-05-11T10:29:34.698584+00:00
- FN2 earnings calendar · 2026-07-26T00:37:12.209961+00:00
- Polygon adjusted daily market bars · 2026-10-22T02:50:47.872998+00:00
Methodology
Reported and consensus figures come from FN2's earnings event records. Market reaction and volume are calculated from daily adjusted bars around the event; abnormal move subtracts the SPY move over the same window.
Transcript intelligence is a structured synthesis of the current and prior earnings-call analyses. Missing values stay missing and are never estimated.
By FN2 Research · Updated · As of 2026-10-22. For educational purposes only; not investment advice.