Analyst Consensus ?
ConsensusBuy19 ratings
Bullish1157.9%
Neutral736.8%
Bearish15.3%
Assurant, Inc. · AIZ · FY2025 Q1 · Calendar Q2 2025
Assurant: Strong Q1 growth, with tariffs and loss ratios in focus
Assurant's Q1 commentary supports a constructive operating trajectory: growth in Global Housing and new Lifestyle partnerships outweighed macro concerns, while tariff, catastrophe, and loss-ratio risks remain important tests.
Reported After market closeNYSEFinancial Services
$13.43B market cap
80quality score
Earnings scorecard
Reported versus consensus
Reported EPS
—
Consensus $3.00
EPS surprise
—
Reported versus consensus
Reported revenue
—
Consensus $3.06B
Revenue surprise
—
Reported versus consensus
Market reaction
event-close to next-session close
Stock move
-0.4%
Event window
SPY move
+0.4%
Same window
Abnormal move
-0.8%
Stock minus SPY
Volume
1.7×
Versus trailing sessions
Subsequent drift
+2.2%
Up to 20 sessions
AIZSPY benchmark
Ask FN2 about AIZ FY2025 Q1
Transcript, numbers and history already loaded
What drove AIZ's -0.4% move after FY2025 Q1 earnings?What changed in AIZ's guidance and outlook in FY2025 Q1?Give me the bull and bear case for AIZ after FY2025 Q1 earnings.
Free account. Your question opens in FN2 with this report's transcript and numbers attached.
Transcript intelligence
What changed
The latest analysis showed continued growth from Global Housing and expanded Lifestyle offerings, including Total Wireless Protect and Vehicle Care Technology Plus. Management also detailed its 2025 catastrophe reinsurance program and reaffirmed guidance.
Guidance delta
Management maintained its 2025 guidance and expressed confidence in meeting it despite macroeconomic and tariff uncertainties.
Key takeaways
- Adjusted EBITDA rose 14% and adjusted EPS rose 16%, excluding catastrophe impacts.
- Global Housing posted 17% top-line growth and added 70,000 lender-placed policies.
- New offerings and partnerships expanded the Lifestyle segment, while catastrophe protection remained a management focus.
Management priorities
- Scale Total Wireless Protect and deepen the Verizon relationship
- Grow the renters book through Cover360 and additional acquisitions
- Maintain disciplined capital allocation while monitoring tariffs and inflation
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Try FN2 freeEarnings History
Estimate
Beat
Miss
Match
Analyst 52W Price Targets
$268.07Current
$205Low
$292.45Average
$355High
Latest persisted target per named analyst; persisted current price from FN2's market snapshot as of Oct 7, 2026. Not an FN2 forecast.
Firm-level rating actions
FMP grade actions identify the grading firm, not a named analyst.
| Firm | Rating | Prior rating | Action | Date |
|---|---|---|---|---|
| Morgan Stanley | Overweight | Overweight | Maintain | Oct 6, 2026 |
| BMO Capital | Outperform | Outperform | Maintain | Aug 28, 2026 |
| UBS | Buy | Buy | Maintain | Aug 13, 2026 |
| Keefe, Bruyette & Woods | Outperform | Outperform | Maintain | Aug 7, 2026 |
| Truist Securities | Buy | Buy | Maintain | Aug 6, 2026 |
| Piper Sandler | Overweight | Overweight | Maintain | Aug 6, 2026 |
| B of A Securities | Buy | Buy | Maintain | Oct 10, 2024 |
| William Blair | Outperform | Outperform | Maintain | Jul 23, 2021 |
| SunTrust Robinson Humphrey | Buy | Buy | Maintain | May 7, 2020 |
| Keefe Bruyette & Woods | Outperform | Outperform | Maintain | Jul 16, 2018 |
| Bank of America | Neutral | Buy | Downgrade | Oct 20, 2016 |
| Credit Suisse | Neutral | Neutral | Maintain | Oct 7, 2016 |
| PiperJaffray | Neutral | Neutral | Maintain | Oct 21, 2015 |
| Jefferies | Hold | Hold | Maintain | Aug 14, 2015 |
| Macquarie | Neutral | Neutral | Maintain | Jul 29, 2015 |
| Goldman Sachs | Buy | Buy | Maintain | May 15, 2015 |
| Sterne Agee | Neutral | Neutral | Maintain | Jul 17, 2014 |
| JP Morgan | Neutral | Neutral | Maintain | Jul 1, 2014 |
| Bank oferica | Underperform | Underperform | Maintain | May 2, 2012 |
Named analyst price targets
Upside is calculated against the persisted current price $268.07. FMP does not supply a rating on these named-analyst rows.
| Firm | Analyst | 52W target | Price when posted | Upside | Date |
|---|---|---|---|---|---|
| BMO Capital | Charlie Lederer | $320 | $285.88 | +19.4% | Aug 28, 2026 |
| Morgan Stanley | Analyst unavailable | $320 | $280.07 | +19.4% | Aug 19, 2026 |
| UBS | Brian Meredith | $331 | $283.42 | +23.5% | Aug 13, 2026 |
| Piper Sandler | Analyst unavailable | $329 | $295.66 | +22.7% | Aug 6, 2026 |
| Truist Financial | Mark Hughes | $355 | $297.7 | +32.4% | Aug 6, 2026 |
| Morgan Stanley | Analyst unavailable | $300 | $279.48 | +11.9% | Jul 6, 2026 |
| Truist Financial | Analyst unavailable | $310 | $260.55 | +15.6% | Jun 17, 2026 |
| RBC Capital | Analyst unavailable | $310 | $265.08 | +15.6% | Jun 17, 2026 |
| Piper Sandler | Analyst unavailable | $290 | $254.82 | +8.2% | May 26, 2026 |
| Morgan Stanley | Analyst unavailable | $285 | $251.14 | +6.3% | May 14, 2026 |
| UBS | Analyst unavailable | $274 | $240.38 | +2.2% | May 11, 2026 |
| Piper Sandler | Analyst unavailable | $268 | $239.67 | -0.0% | May 11, 2026 |
| BMO Capital | Analyst unavailable | $246 | $218.84 | -8.2% | Feb 12, 2026 |
| Piper Sandler | Analyst unavailable | $264 | $238.03 | -1.5% | Dec 19, 2025 |
| Morgan Stanley | Analyst unavailable | $248 | $227.03 | -7.5% | Nov 17, 2025 |
| Truist Financial | Analyst unavailable | $255 | $207.28 | -4.9% | Oct 29, 2025 |
| Piper Sandler | Analyst unavailable | $248 | $218.45 | -7.5% | Oct 10, 2025 |
| UBS | Analyst unavailable | $255 | $216.29 | -4.9% | Oct 8, 2025 |
| Morgan Stanley | Analyst unavailable | $232 | $218.97 | -13.5% | Oct 7, 2025 |
| BMO Capital | Charlie Lederer | $238 | $209.42 | -11.2% | Aug 12, 2025 |
| Morgan Stanley | Bob Huang | $217 | $203.44 | -19.1% | May 19, 2025 |
| Piper Sandler | John Barnidge | $205 | $179.34 | -23.5% | Apr 5, 2024 |
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Start freeCompany context
Snapshot as of publicationAssurant, Inc. operates globally, delivering essential lifestyle and housing solutions designed to secure, assist, and connect consumer acquisitions across diverse markets including North America, Latin America, Europe, and the Asia Pacific. The company's operations are divided into two main divisions: Global Lifestyle and Global Housing. The Global Lifestyle segment provides comprehensive mobile device support, extended warranty and maintenance programs for mobile devices, consumer electronics, and appliances, as well as vehicle protection plans and associated services, alongside credit…
Historical context
All AIZ earningsFinancial Services peers this season
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|---|---|---|---|---|
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| PUK Prudential plc | FY2026 Q2 · Calendar Q3 2026 | -40.9% | -0.5% | Prudential sustains growth and capital returns focus in H1 2026 |
| CM Canadian Imperial Bank of Commerce | FY2026 Q3 · Calendar Q3 2026 | +8.9% | -2.8% | CIBC Q3: Broad growth, resilient credit and expanded AI rollout |
| TD The Toronto-Dominion Bank | FY2026 Q3 · Calendar Q3 2026 | +13.8% | +1.4% | TD emphasizes growth investments alongside disciplined capital management |
| RY Royal Bank of Canada | FY2026 Q3 · Calendar Q3 2026 | +6.2% | -1.3% | RBC reports record Q3 earnings while investing for growth |
| AFRM Affirm Holdings, Inc. | FY2026 Q4 · Calendar Q3 2026 | +1230.3% | +0.3% | Affirm's most profitable quarter shifts focus to product execution |
Latest beats and misses
Who reports nextBeat on EPS
- LWFY2027 Q1 · October 6, 2026+27.8% EPS+7.5% move
- RPMFY2027 Q1 · October 6, 2026+1.5% EPS+3.2% move
- ACNFY2026 Q4 · October 1, 2026+3.5% EPS+15.8% move
- MKCFY2026 Q3 · October 1, 2026+13.9% EPS-4.9% move
- NKEFY2027 Q1 · October 1, 2026+10.0% EPS-0.7% move
- CAGFY2027 Q1 · September 30, 2026+44.4% EPS-4.9% move
Get the AIZ recap when the next report posts
One email per quarter with the scorecard, the market reaction and what changed on the call. No account needed.
Sources
- Earnings call transcript and parsed analysis · 2026-05-11T10:29:34.698584+00:00
- FN2 earnings calendar · 2025-04-22T00:02:47.536505+00:00
- Polygon adjusted daily market bars · 2026-10-07T12:10:41.872083+00:00
- Financial Modeling Prep analyst price-target consensus and quote snapshot · 2026-10-07T12:10:41.869266+00:00
Methodology
Reported and consensus figures come from FN2's earnings event records. Market reaction and volume are calculated from daily adjusted bars around the event; abnormal move subtracts the SPY move over the same window.
Analyst target low, average, and high values are derived at request time from each named analyst's latest persisted FMP target. The current-price marker comes from FN2's persisted market snapshot. They are sell-side estimates, not an FN2 valuation or recommendation.
Transcript intelligence is a structured synthesis of the current and prior earnings-call analyses. Missing values stay missing and are never estimated.
By FN2 Research · Updated · As of 2026-10-07. For educational purposes only; not investment advice.