Analyst Consensus ?
ConsensusBuy24 ratings
Bullish1354.2%
Neutral1145.8%
Bearish00.0%
The Hartford Financial Services Group, Inc. · HIG-PG · FY2026 Q2 · Calendar Q3 2026
The Hartford pairs solid Q2 execution with new capital-allocation actions
The supplied analysis supports a constructive operating picture: premium growth, attractive combined ratios, rising investment income and technology initiatives point to resilient earnings capacity. The thesis is tempered by pricing competition, reserve and loss-ratio risks, and the absence of a formal guidance update.
Reported After market closeNYSEFinancial Services
$30.06B market cap
85quality score
Earnings scorecard
Reported versus consensus
Reported EPS
$3.42
Consensus $3.16
EPS surprise
+8.2%
Reported versus consensus
Reported revenue
$7.26B
Consensus $7.17B
Revenue surprise
+1.3%
Reported versus consensus
Market reaction
unavailable
Stock move
—
Event window
SPY move
—
Same window
Abnormal move
—
Stock minus SPY
Volume
—
Versus trailing sessions
Subsequent drift
—
Up to 20 sessions
Price and volume data were unavailable at publication time.
Ask FN2 about HIG-PG FY2026 Q2
Transcript, numbers and history already loaded
How did the market react to HIG-PG FY2026 Q2 earnings, and why?What changed in HIG-PG's guidance and outlook in FY2026 Q2?Give me the bull and bear case for HIG-PG after FY2026 Q2 earnings.
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Transcript intelligence
What changed
Relative to the prior quarter, the analysis highlights the agreement to sell Hartford Funds to Wellington Management and a new $4.2 billion share-repurchase authorization through 2028. Q2 also introduced continued emphasis on AI-enabled underwriting, automation and digital services, while management remained confident in its 2027 targets.
Guidance delta
No formal guidance change was provided in the supplied analysis; management remained confident in its 2027 profitability and ROE targets.
Key takeaways
- Business Insurance delivered 5% written premium growth, with combined ratios below market averages across business lines.
- Core earnings reached $945 million, supported by investment income and a 7.4% Employee Benefits margin.
- The Hartford announced the sale of Hartford Funds to Wellington Management and a new $4.2 billion share-repurchase authorization.
- Management highlighted AI, automation and digital services as ongoing growth investments.
Management priorities
- Maintain disciplined underwriting while pursuing attractive risk-adjusted opportunities.
- Continue investing in AI, automation and digital underwriting and claims platforms.
- Complete the contemporary agency-product rollout to approximately 30 states by early 2027.
- Grow the employee-benefits platform and expand into mid-size markets.
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Try FN2 freeEarnings History
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Firm-level rating actions
FMP grade actions identify the grading firm, not a named analyst.
| Firm | Rating | Prior rating | Action | Date |
|---|---|---|---|---|
| Wells Fargo | Overweight | Overweight | Maintain | Oct 16, 2023 |
| Citigroup | Buy | Buy | Maintain | Aug 8, 2023 |
| RBC Capital | Sector Perform | Sector Perform | Maintain | Jul 30, 2023 |
| Piper Sandler | Overweight | Overweight | Maintain | Jul 30, 2023 |
| Barclays | Overweight | Overweight | Maintain | Jul 30, 2023 |
| Keefe, Bruyette & Woods | Outperform | Outperform | Maintain | May 7, 2023 |
| Credit Suisse | Outperform | Outperform | Maintain | Apr 17, 2023 |
| Evercore ISI Group | In Line | In Line | Maintain | Apr 12, 2023 |
| JP Morgan | Overweight | Overweight | Maintain | Mar 30, 2023 |
| Goldman Sachs | Buy | Neutral | Upgrade | Mar 28, 2023 |
| BMO Capital | Perform | Market Perform | Maintain | Jan 20, 2023 |
| Morgan Stanley | Equal Weight | Equal Weight | Maintain | Nov 21, 2022 |
| Jefferies | Hold | Hold | Maintain | Jul 11, 2022 |
| Raymond James | Outperform | Outperform | Maintain | May 2, 2022 |
| Buckingham | Neutral | Buy | Downgrade | Jan 22, 2020 |
| Buckingham Research | Neutral | Buy | Downgrade | Jan 21, 2020 |
| UBS | Buy | Buy | Maintain | Jul 9, 2019 |
| B. Riley Securities | Buy | Buy | Maintain | Jun 25, 2019 |
| FBR Capital | Market Perform | Outperform | Downgrade | Nov 27, 2016 |
| B of A Securities | Neutral | Buy | Downgrade | Nov 15, 2016 |
| Atlantic Equities | Neutral | Overweight | Downgrade | Aug 9, 2016 |
| Argus Research | Hold | Buy | Downgrade | Nov 17, 2015 |
| Sterne Agee | Buy | Buy | Maintain | Oct 12, 2014 |
| Stifel | Buy | Buy | Maintain | Dec 26, 2012 |
Track every rating change on HIG-PG the moment it posts. Free to start.
Start freeCompany context
Snapshot as of publicationThe Hartford Financial Services Group, Inc. provides insurance and financial services to individual and business customers in the United States, the United Kingdom, and internationally. Its Commercial Lines segment offers workers' compensation, property, automobile, liability, umbrella, bond, marine, livestock, and reinsurance; and customized insurance products and risk management services, including professional liability, bond, surety, and specialty casualty coverages through regional offices, branches, sales and policyholder service centers, independent retail agents and brokers, wholesale agents, and reinsurance brokers. The company's Personal Lines segment provides automobile, homeowners, and personal umbrella coverages through direct-to-consumer channel and independent agents. Its Property & Casualty Other Operations segment offers coverage for asbestos and environmental exposures.…
Historical context
All HIG-PG earningsFinancial Services peers this season
Latest reports in the same sector| Company | Quarter | EPS surprise | Market move | Headline |
|---|---|---|---|---|
| SOFI SoFi Technologies, Inc. | FY2026 Q3 · Calendar Q4 2026 | +10.9% | +13.4% | SoFi Q3 Earnings: Growth Accelerates, 2026 Guidance Raised |
| TRU TransUnion | FY2026 Q3 · Calendar Q4 2026 | +3.3% | -5.3% | TransUnion: Q3 beat and insurance growth support raised outlook |
| ARCC Ares Capital Corporation | FY2026 Q3 · Calendar Q4 2026 | -3.4% | -0.5% | ARCC: MFIC Deal Expands Scale as Origination Slows |
| HOOD Robinhood Markets, Inc. | FY2026 Q3 · Calendar Q4 2026 | +7.5% | +1.9% | Robinhood posts record Q3 as products and deposits scale |
| V Visa Inc. | FY2026 Q4 · Calendar Q4 2026 | +1.2% | -0.6% | Visa reports strong FY2026 growth as tokenization expands |
| IVZ Invesco Ltd. | FY2026 Q3 · Calendar Q4 2026 | -2.7% | -0.4% | Invesco: strong inflows and margin expansion, with mix pressure |
Latest beats and misses
Who reports nextBeat on EPS
- AMTFY2026 Q3 · October 27, 20260.0% EPS-2.4% move
- JCIFY2026 Q4 · October 27, 2026+4.4% EPS+5.7% move
- SOFIFY2026 Q3 · October 27, 2026+10.9% EPS+13.4% move
- UPSFY2026 Q3 · October 27, 2026+4.3% EPS+5.8% move
- NXPIFY2026 Q3 · October 27, 2026+1.9% EPS+3.1% move
- MANHFY2026 Q3 · October 27, 2026+6.2% EPS-1.0% move
Missed on EPS
- ARCCFY2026 Q3 · October 27, 2026-3.4% EPS-0.5% move
- WSOFY2026 Q3 · October 27, 2026-8.0% EPS-1.4% move
- IVZFY2026 Q3 · October 27, 2026-2.7% EPS-0.4% move
- SHWFY2026 Q3 · October 27, 2026-1.6% EPS-2.7% move
- BAFY2026 Q3 · October 27, 2026-33.4% EPS-10.7% move
- AREFY2026 Q3 · October 26, 2026-13401.8% EPS-5.9% move
Get the HIG-PG recap when the next report posts
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Sources
- Earnings call transcript and parsed analysis · 2026-07-24T15:04:43.925943+00:00
- FN2 earnings calendar · 2026-08-27T01:23:13.912278+00:00
- Polygon adjusted daily market bars
Methodology
Reported and consensus figures come from FN2's earnings event records. Market reaction and volume are calculated from daily adjusted bars around the event; abnormal move subtracts the SPY move over the same window.
Transcript intelligence is a structured synthesis of the current and prior earnings-call analyses. Missing values stay missing and are never estimated.
By FN2 Research · Updated · As of 2026-10-28. For educational purposes only; not investment advice.