EFX
FY2026 Q2 · Calendar Q3 2026
Equifax Inc.
Equifax delivered a solid Q2 with revenue of $1.7 billion (up 11% YoY) and EPS of $2.25 (up 13%), narrowly beating consensus on both lines. The quarter showcased compounding AI-driven cost efficiency — EBITDA margin expanded 120 bps to nearly 35% — alongside proprietary data monetization through TWN Indicator and government contracts. Management raised constant-currency guidance and announced a $750 million acquisition of Círculo de Crédito to expand in Mexico. Despite operational strength, the stock sold off roughly 5% on the event day with volume 3.9x baseline, suggesting the market questioned whether mortgage rate sensitivity, the $40 million legal settlement charge, and AI productivity gains already priced into a stock near $176 against a $212 consensus target. A modest +1.8% subsequent drift pointed to partial recovery, but the reaction underscored skepticism about sustained…
EPS surprise+2.3%
Market move-3.9%
