Equifax Inc. · EFX · Next earnings

Equifax Inc. reports Tuesday, Oct 20, 2026

EFX reports before market open with consensus EPS at $2.21 and revenue at $1.70B. Last quarter: Equifax Q2 Revenue Beats on AI-Driven Margins, but Stock Drops 5%

Reports Before market open30 days awayDate estimated Industrials

What the street expects

Consensus for the coming report
Consensus EPS $2.21 Calendar consensus
Consensus revenue $1.70B Calendar consensus
Report date Oct 20, 2026 Tuesday, date estimated
Session Before market open 30 days away

Where EFX left off: FY2026 Q2

Full report

Equifax Q2 Revenue Beats on AI-Driven Margins, but Stock Drops 5%

EPS surprise +2.3% Reported $2.25 vs $2.20
Revenue surprise +0.2% Reported $1.70B vs $1.70B
Stock move -3.9% Event window
Subsequent drift +1.8% Up to 20 sessions

Management raised constant-currency full-year targets while reaffirming reported guidance. This marks an upgrade from Q1, when guidance was merely maintained citing Iran conflict and rate volatility uncertainty. Forward plans include completing the Círculo de Crédito acquisition in Q4 2026 (pending regulatory approvals), maintaining $1 VantageScore pricing through 2027, scaling AI deployment across operations, technology and G&A, and growing government business with state contracts targeting 2027 rollout.

What to watch on the call

Carried forward from the last transcript

Risks management flagged

  • Weakening U.S. mortgage market due to higher interest rates could pressure USIS mortgage revenue.
  • Inflation pressure on sub-prime consumers may affect credit data demand.
  • Regulatory changes including OBBB legislation could impact government contract programs.
  • Currency headwinds affecting reported (non-constant-currency) guidance.
  • Execution risk on AI investments and the Círculo de Crédito integration.

Questions analysts left open

  • Stability of government contract retention and pricing.
  • Rate of VantageScore adoption and its revenue impact.
  • Mortgage rate outlook and its effect on USIS mortgage revenue.
  • Sustainability of AI cost-saving estimates.
  • Performance and market uptake of TWN Indicator in auto and credit-card verticals.

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Recent EFX quarters

All EFX earnings
-3.9%FY2026 Q2

Sources

  1. FN2 corporate events calendar, resolved from the earnings calendar feed
  2. FN2 earnings calendar analyst consensus
  3. Earnings call transcript analysis, FY2026 Q2

Methodology

The report date comes from FN2's resolved corporate-events calendar and is marked estimated until the company confirms it. Consensus figures are the calendar's latest analyst estimates for the fiscal period and are not an FN2 forecast.

Risks and open questions are carried forward verbatim from FN2's structured analysis of the previous earnings call. Missing values stay missing and are never estimated.

By FN2 Research · Updated . For educational purposes only; not investment advice.