FN2 Earnings Intelligence

Credicorp Ltd. earnings overview

Latest Credicorp Ltd. (BAP) earnings intelligence, including the newest scorecard, market reaction, and transcript analysis.

Next reportCredicorp Ltd. reports Monday, Nov 9, 2026 · After market closeConsensus EPS $7.25 · consensus revenue $1.92B
BAP FY2026 Q2 · Calendar Q3 2026

Credicorp Ltd.

Credicorp's Q2 analysis supports a constructive operating thesis: management linked stronger loan growth and digital monetization to higher medium-term ROE ambitions. The thesis remains exposed to credit-cost pressure, El Niño, and regional macroeconomic risks.

EPS surprise-0.3%
Market move+3.0%
BAP FY2026 Q1 · Calendar Q2 2026

Credicorp Ltd.

The quarter supports a constructive operating case: strong loan growth, lower cost of risk, and digital expansion drove record results. The key counterpoints are macro sensitivity, political uncertainty, and the need to sustain asset quality and digital profitability.

EPS surprise+10.5%
Market move-3.5%
BAP FY2025 Q3 · Calendar Q4 2025

Credicorp Ltd.

The supplied analysis supports a constructive but conditional view: resilient Q3 profitability, maintained guidance, and continued digital-platform expansion provide evidence for earnings durability, while credit costs, political uncertainty, and execution remain important tests.

EPS surprise-0.2%
Market move+0.7%
BAP FY2025 Q2 · Calendar Q3 2025

Credicorp Ltd.

The current analysis supports a constructive operating thesis: resilient profitability, retail loan growth and expanding digital platforms are supporting Credicorp's outlook. The main test is whether Yape-led lending can scale without materially worsening credit costs or efficiency, particularly after the SUNAT cash outflow.

EPS surprise+8.4%
Market move+0.6%
BAP FY2025 Q1 · Calendar Q2 2025

Credicorp Ltd.

The supplied analysis supports a constructive operating picture: resilient returns, renewed loan growth and continued digital expansion support the case for durable earnings, while the thesis remains conditional on credit costs, margins and macro conditions.

EPS surprise—
Market move-0.9%
BAP FY2024 Q4 · Calendar Q1 2025

Credicorp Ltd.

The supplied analysis supports a balanced view: Credicorp's profitability, improving asset quality and digital-platform progress provide evidence of operating resilience, while the Sartorius case, investment intensity and execution risks qualify the outlook.

EPS surprise—
Market move-1.4%
BAP FY2024 Q3 · Calendar Q4 2024

Credicorp Ltd.

The transcript supports a constructive but qualified view: strong profitability, improving asset quality and digital-platform growth provide support, while near-zero loan growth, rate sensitivity and capital or regulatory constraints temper the outlook.

EPS surprise+11.2%
Market move+1.4%

Get the BAP recap when the next report posts

One email per quarter with the scorecard, the market reaction and what changed on the call. No account needed.