Credicorp Ltd. · BAP · Next earnings

Credicorp Ltd. reports Monday, Nov 9, 2026

BAP reports after market close with consensus EPS at $7.25 and revenue at $1.92B. Last quarter: Credicorp raises ROE target as digital growth supports Q2 outlook

Reports After market close5 days awayDate estimated Financial Services

What the street expects

Consensus for the coming report
Consensus EPS $7.25 Calendar consensus
Consensus revenue $1.92B Calendar consensus
Report date Nov 9, 2026 Monday, date estimated
Session After market close 5 days away

Where BAP left off: FY2026 Q2

Full report

Credicorp raises ROE target as digital growth supports Q2 outlook

EPS surprise -0.3% Reported $7.29 vs $7.31
Revenue surprise +1.4% Reported $1.85B vs $1.82B
Stock move +3.0% Event window
Subsequent drift -2.7% Up to 20 sessions

Management raised the 2026 loan-growth outlook to approximately 12%, lifted the medium-term ROE target from 19.5% to approximately 22%, and forecast fee-income growth in the high teens.

What to watch on the call

Carried forward from the last transcript

Risks management flagged

  • A potentially severe El Niño event in 2027 could affect loan growth and fee income.
  • Commodity-price volatility and global macroeconomic uncertainty remain risks.
  • Inflationary pressure, particularly in Colombia, could affect performance.
  • Political transitions and policy implementation across regional markets add uncertainty.

Questions analysts left open

  • How loan growth is split between retail and wholesale, including exposure to riskier segments.
  • The magnitude and timing of additional El Niño provisions.
  • Whether rising cost of risk is sustainable as lending expands.
  • The drivers and durability of the increase in non-core income.

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Recent BAP quarters

All BAP earnings
+3.0%FY2026 Q2-3.5%FY2026 Q1+0.7%FY2025 Q3+0.6%FY2025 Q2

Sources

  1. FN2 corporate events calendar, resolved from the earnings calendar feed
  2. FN2 earnings calendar analyst consensus
  3. Earnings call transcript analysis, FY2026 Q2

Methodology

The report date comes from FN2's resolved corporate-events calendar and is marked estimated until the company confirms it. Consensus figures are the calendar's latest analyst estimates for the fiscal period and are not an FN2 forecast.

Risks and open questions are carried forward verbatim from FN2's structured analysis of the previous earnings call. Missing values stay missing and are never estimated.

By FN2 Research · Updated . For educational purposes only; not investment advice.