FN2 Earnings Intelligence
Wintrust Financial Corporation cash flow
Wintrust Financial Corporation (WTFC) Cash Flow (annual) derived from persisted SEC financial facts.
Key Stats
USD in millions, except per-share values and percentages.
| Metric | 12/31/2021 | 12/31/2022 | 12/31/2023 | 12/31/2024 | 12/31/2025 | 12/31/2026 est. | 12/31/2027 est. |
|---|---|---|---|---|---|---|---|
| Market Cap | - | - | - | - | - | - | - |
| - Cash | $411.2 | $491 | $423.5 | $458.5 | $467.9 | - | - |
| + Debt | - | - | - | - | - | - | - |
| Enterprise Value | - | - | - | - | - | - | - |
| Revenue | $207.2 | $217.7 | $220.4 | $250.7 | $265.6 | $2,980.2 | $3,188.1 |
| % Growth | 21.8% | 5.1% | 1.3% | 13.7% | 5.9% | 1,021.9% | 7.0% |
| Gross Profit | -$925.4 | -$959.6 | -$1,092.1 | -$1,152 | -$1,246.4 | - | - |
| % Margin | -446.7% | -440.7% | -495.4% | -459.4% | -469.2% | - | - |
| EBITDA | - | - | - | - | - | - | - |
| % Margin | - | - | - | - | - | - | - |
| Net Income | $466.2 | $509.7 | $622.6 | $695 | $823.8 | - | - |
| % Margin | 225.0% | 234.1% | 282.4% | 277.2% | 310.1% | - | - |
| Diluted EPS | $7.58 | $8.02 | $9.58 | $10.31 | $11.40 | $13.31 | $14.06 |
| % Growth | 62.0% | 5.8% | 19.5% | 7.6% | 10.6% | 16.8% | 5.6% |
| Operating Cash Flow | $1,130.9 | $1,375 | $744.4 | $721.6 | $910.3 | - | - |
| CapEx | $57.1 | $53.4 | $46.4 | $86 | $50 | - | - |
| Free Cash Flow | $1,073.8 | $1,321.6 | $698 | $635.5 | $860.4 | - | - |
Historical market capitalization is not persisted, so Market Cap and Enterprise Value remain unavailable rather than mixing today's market value into prior periods.
Income Statement
USD in millions, except per-share values and percentages.
| Metric | 12/31/2021 | 12/31/2022 | 12/31/2023 | 12/31/2024 | 12/31/2025 | 12/31/2026 est. | 12/31/2027 est. |
|---|---|---|---|---|---|---|---|
| Revenue | $207.2 | $217.7 | $220.4 | $250.7 | $265.6 | $2,980.2 | $3,188.1 |
| Gross Profit | -$925.4 | -$959.6 | -$1,092.1 | -$1,152 | -$1,246.4 | - | - |
| EBITDA | - | - | - | - | - | - | - |
| Net Income | $466.2 | $509.7 | $622.6 | $695 | $823.8 | - | - |
| Diluted EPS | $7.58 | $8.02 | $9.58 | $10.31 | $11.40 | $13.31 | $14.06 |
Balance Sheet
USD in millions, except per-share values and percentages.
| Metric | 12/31/2021 | 12/31/2022 | 12/31/2023 | 12/31/2024 | 12/31/2025 |
|---|---|---|---|---|---|
| Cash & Equivalents | $411.2 | $491 | $423.5 | $458.5 | $467.9 |
| Short-term Debt | $9.2 | $17.6 | $13.4 | $0 | - |
| Long-term Debt | - | - | - | - | - |
| Total Debt | - | - | - | - | - |
Cash Flow
USD in millions, except per-share values and percentages.
| Metric | 12/31/2021 | 12/31/2022 | 12/31/2023 | 12/31/2024 | 12/31/2025 |
|---|---|---|---|---|---|
| Operating Cash Flow | $1,130.9 | $1,375 | $744.4 | $721.6 | $910.3 |
| Capital Expenditure | $57.1 | $53.4 | $46.4 | $86 | $50 |
| Free Cash Flow | $1,073.8 | $1,321.6 | $698 | $635.5 | $860.4 |
Ratios
USD in millions, except per-share values and percentages.
| Metric | 12/31/2021 | 12/31/2022 | 12/31/2023 | 12/31/2024 | 12/31/2025 |
|---|---|---|---|---|---|
| Revenue Growth | 21.8% | 5.1% | 1.3% | 13.7% | 5.9% |
| Gross Margin | -446.7% | -440.7% | -495.4% | -459.4% | -469.2% |
| EBITDA Margin | - | - | - | - | - |
| Net Margin | 225.0% | 234.1% | 282.4% | 277.2% | 310.1% |
| FCF Margin | 518.3% | 607.0% | 316.6% | 253.5% | 323.9% |
| Diluted EPS Growth | 62.0% | 5.8% | 19.5% | 7.6% | 10.6% |
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