FN2 Earnings Intelligence
UMB Financial Corporation balance sheet (quarterly)
UMB Financial Corporation (UMBF) Balance Sheet (quarterly) derived from persisted SEC financial facts.
Key Stats
USD in millions, except per-share values and percentages.
| Metric | 3/31/2025 | 6/30/2025 | 9/30/2025 | 3/31/2026 | 6/30/2026 |
|---|---|---|---|---|---|
| Market Cap | - | - | - | - | - |
| - Cash | $10,610.1 | $10,995.9 | $8,841.4 | $6,261.3 | $5,609.8 |
| + Debt | - | - | - | - | - |
| Enterprise Value | - | - | - | - | - |
| Revenue | $738 | $850.5 | $878.9 | $867.1 | $119.3 |
| % Growth | - | - | - | - | - |
| Gross Profit | $353.2 | $457.4 | $459.6 | $486.2 | -$280.3 |
| % Margin | 47.9% | 53.8% | 52.3% | 56.1% | -234.9% |
| EBITDA | - | - | - | - | - |
| % Margin | - | - | - | - | - |
| Net Income | $81.3 | $217.4 | $188.3 | $261.4 | $277.6 |
| % Margin | 11.0% | 25.6% | 21.4% | 30.2% | 232.6% |
| Diluted EPS | $1.21 | $2.82 | $2.36 | $3.35 | $3.56 |
| % Growth | - | - | - | - | - |
| Operating Cash Flow | $363 | - | - | $361.3 | - |
| CapEx | $8.8 | - | - | $4.5 | - |
| Free Cash Flow | $354.2 | - | - | $356.8 | - |
Historical market capitalization is not persisted, so Market Cap and Enterprise Value remain unavailable rather than mixing today's market value into prior periods.
Income Statement
USD in millions, except per-share values and percentages.
| Metric | 3/31/2025 | 6/30/2025 | 9/30/2025 | 3/31/2026 | 6/30/2026 |
|---|---|---|---|---|---|
| Revenue | $738 | $850.5 | $878.9 | $867.1 | $119.3 |
| Gross Profit | $353.2 | $457.4 | $459.6 | $486.2 | -$280.3 |
| EBITDA | - | - | - | - | - |
| Net Income | $81.3 | $217.4 | $188.3 | $261.4 | $277.6 |
| Diluted EPS | $1.21 | $2.82 | $2.36 | $3.35 | $3.56 |
Balance Sheet
USD in millions, except per-share values and percentages.
| Metric | 3/31/2025 | 6/30/2025 | 9/30/2025 | 3/31/2026 | 6/30/2026 |
|---|---|---|---|---|---|
| Cash & Equivalents | $10,610.1 | $10,995.9 | $8,841.4 | $6,261.3 | $5,609.8 |
| Short-term Debt | - | - | - | - | - |
| Long-term Debt | $654.4 | $657.3 | $471.3 | $477.2 | $480.1 |
| Total Debt | - | - | - | - | - |
Cash Flow
USD in millions, except per-share values and percentages.
| Metric | 3/31/2025 | 6/30/2025 | 9/30/2025 | 3/31/2026 | 6/30/2026 |
|---|---|---|---|---|---|
| Operating Cash Flow | $363 | - | - | $361.3 | - |
| Capital Expenditure | $8.8 | - | - | $4.5 | - |
| Free Cash Flow | $354.2 | - | - | $356.8 | - |
Ratios
USD in millions, except per-share values and percentages.
| Metric | 3/31/2025 | 6/30/2025 | 9/30/2025 | 3/31/2026 | 6/30/2026 |
|---|---|---|---|---|---|
| Revenue Growth | - | - | - | - | - |
| Gross Margin | 47.9% | 53.8% | 52.3% | 56.1% | -234.9% |
| EBITDA Margin | - | - | - | - | - |
| Net Margin | 11.0% | 25.6% | 21.4% | 30.2% | 232.6% |
| FCF Margin | 48.0% | - | - | 41.1% | - |
| Diluted EPS Growth | - | - | - | - | - |
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