Analyst Consensus ?
ConsensusBuy41 ratings
Bullish2458.5%
Neutral1639.0%
Bearish12.5%
FN2 Earnings Intelligence
Synchrony Financial analyst ratings
Synchrony Financial (SYF) analyst consensus, price targets, and firm-level rating history from FN2 Research.
Analyst 52W Price Targets
$75.36Current
$40Low
$74.12Average
$104High
Latest persisted target per named analyst; persisted current price from FN2's market snapshot as of Oct 29, 2026. Not an FN2 forecast.
Firm-level rating actions
FMP grade actions identify the grading firm, not a named analyst.
| Firm | Rating | Prior rating | Action | Date |
|---|---|---|---|---|
| JP Morgan | Neutral | Neutral | Maintain | Oct 21, 2026 |
| Evercore ISI Group | In Line | Outperform | Downgrade | Oct 21, 2026 |
| Barclays | Overweight | Overweight | Maintain | Oct 21, 2026 |
| Morgan Stanley | Equal Weight | Equal Weight | Maintain | Oct 12, 2026 |
| TD Cowen | Buy | Buy | Maintain | Oct 6, 2026 |
| UBS | Neutral | Neutral | Maintain | Oct 5, 2026 |
| Wolfe Research | Outperform | Outperform | Maintain | Aug 25, 2026 |
| Wells Fargo | Overweight | Overweight | Maintain | Jul 22, 2026 |
| RBC Capital | Sector Perform | Sector Perform | Maintain | Jul 22, 2026 |
| Baird | Outperform | Outperform | Maintain | Jul 22, 2026 |
| HSBC | Buy | Buy | Maintain | Jul 13, 2026 |
| Truist Securities | Hold | Hold | Maintain | Apr 23, 2026 |
| BTIG | Neutral | Buy | Downgrade | Apr 22, 2026 |
| Keefe, Bruyette & Woods | Outperform | Outperform | Maintain | Jan 2, 2026 |
| JMP Securities | Market Outperform | Market Outperform | Maintain | Sep 25, 2025 |
| B of A Securities | Buy | Buy | Maintain | Sep 11, 2025 |
| Goldman Sachs | Buy | Buy | Maintain | Jul 2, 2025 |
| Compass Point | Neutral | Buy | Downgrade | Jan 28, 2025 |
| Jefferies | Buy | Buy | Maintain | Oct 17, 2024 |
| Deutsche Bank | Buy | Buy | Maintain | Oct 17, 2024 |
| BMO Capital | Market Perform | Market Perform | Maintain | Jul 18, 2024 |
| Oppenheimer | Perform | Perform | Maintain | Mar 6, 2024 |
| Stephens & Co. | Equal Weight | Equal Weight | Maintain | Jan 24, 2024 |
| Piper Sandler | Overweight | Overweight | Maintain | Jan 24, 2024 |
| Citigroup | Buy | Buy | Maintain | Jan 16, 2024 |
| Credit Suisse | Outperform | Outperform | Maintain | May 18, 2023 |
| Seaport Global | Buy | Buy | Maintain | Aug 30, 2021 |
| Nomura | Neutral | Neutral | Maintain | Apr 14, 2020 |
| CFRA | Strong Sell | Sell | Maintain | Apr 3, 2020 |
| Bank of America | Buy | Neutral | Upgrade | Jan 30, 2019 |
| Buckingham | Buy | Buy | Maintain | Mar 14, 2018 |
| Guggenheim | Neutral | Buy | Downgrade | May 3, 2017 |
| Wedbush | Neutral | Outperform | Downgrade | Dec 7, 2016 |
| Macquarie | Neutral | Neutral | Maintain | May 11, 2016 |
| DA Davidson | Buy | Buy | Maintain | Jan 13, 2016 |
| Sterne Agee CRT | Buy | Neutral | Upgrade | Nov 23, 2015 |
| Sterne Agee | Buy | Neutral | Upgrade | Nov 23, 2015 |
| Buckingham Research | Buy | Buy | Maintain | Aug 26, 2015 |
| Keefe Bruyette & Woods | Market Perform | Market Perform | Maintain | Jul 20, 2015 |
| Bernstein | Outperform | Outperform | Maintain | May 6, 2015 |
| BTIG Research | Buy | Neutral | Upgrade | Apr 20, 2015 |
Named analyst price targets
Upside is calculated against the persisted current price $75.36. FMP does not supply a rating on these named-analyst rows.
| Firm | Analyst | 52W target | Price when posted | Upside | Date |
|---|---|---|---|---|---|
| Barclays | Terry Ma | $94 | $73.36 | +24.7% | Oct 21, 2026 |
| Evercore ISI | Analyst unavailable | $78 | $73.36 | +3.5% | Oct 21, 2026 |
| Jefferies | John Hecht | $103 | $74.24 | +36.7% | Oct 20, 2026 |
| Morgan Stanley | Analyst unavailable | $83 | $72.8 | +10.1% | Oct 12, 2026 |
| BMO Capital | Andrew Bauch | $81 | $73.72 | +7.5% | Oct 8, 2026 |
| Seaport Global | Analyst unavailable | $93 | $71.41 | +23.4% | Oct 7, 2026 |
| UBS | Analyst unavailable | $81 | $71.77 | +7.5% | Oct 5, 2026 |
| Wolfe Research | Darrin Peller | $90 | $80.02 | +19.4% | Aug 25, 2026 |
| UBS | Analyst unavailable | $87 | $77.56 | +15.4% | Aug 3, 2026 |
| Deutsche Bank | Analyst unavailable | $104 | $71.88 | +38.0% | Jul 22, 2026 |
| RBC Capital | Jon Arfstrom | $80 | $72.21 | +6.2% | Jul 22, 2026 |
| Robert W. Baird | Analyst unavailable | $90 | $72.21 | +19.4% | Jul 22, 2026 |
| Wells Fargo | Analyst unavailable | $88 | $72.21 | +16.8% | Jul 22, 2026 |
| HSBC | Analyst unavailable | $97 | $72.44 | +28.7% | Jul 13, 2026 |
| Loop Capital Markets | Analyst unavailable | $81 | $72 | +7.5% | May 21, 2026 |
| Truist Financial | Brian Foran | $82 | $78.69 | +8.8% | Apr 23, 2026 |
| Morgan Stanley | Analyst unavailable | $84 | $77.63 | +11.5% | Apr 21, 2026 |
| Robert W. Baird | David George | $83 | $71.11 | +10.1% | Feb 13, 2026 |
| UBS | Analyst unavailable | $82 | $74.82 | +8.8% | Feb 4, 2026 |
| Truist Financial | Analyst unavailable | $84 | $73.17 | +11.5% | Jan 29, 2026 |
| RBC Capital | Jon Arfstrom | $85 | $74.49 | +12.8% | Jan 28, 2026 |
| Compass Point | Dominick Gabriele | $96 | $73 | +27.4% | Jan 28, 2026 |
| Barclays | Analyst unavailable | $93 | $73 | +23.4% | Jan 28, 2026 |
| BTIG | Vincent Caintic | $96 | $73 | +27.4% | Jan 27, 2026 |
| RBC Capital | Jon Arfstrom | $91 | $79.53 | +20.8% | Jan 12, 2026 |
| UBS | Analyst unavailable | $86 | $86.89 | +14.1% | Jan 12, 2026 |
| Evercore ISI | Analyst unavailable | $97 | $87.47 | +28.7% | Jan 6, 2026 |
| Goldman Sachs | Analyst unavailable | $98 | $87.16 | +30.0% | Jan 6, 2026 |
| Barclays | Analyst unavailable | $101 | $86.74 | +34.0% | Jan 6, 2026 |
| Wells Fargo | Donald Fandetti | $100 | $86.94 | +32.7% | Jan 5, 2026 |
| Truist Financial | Analyst unavailable | $92 | $85.6 | +22.1% | Dec 22, 2025 |
| Wells Fargo | Donald Fandetti | $95 | $83.39 | +26.1% | Dec 17, 2025 |
| Morgan Stanley | Analyst unavailable | $86 | $83.88 | +14.1% | Dec 16, 2025 |
| Robert W. Baird | Analyst unavailable | $82 | $80.4 | +8.8% | Dec 5, 2025 |
| Truist Financial | Analyst unavailable | $78 | $71.83 | +3.5% | Oct 17, 2025 |
| Wells Fargo | Analyst unavailable | $85 | $72.32 | +12.8% | Oct 16, 2025 |
| HSBC | Analyst unavailable | $81 | $70.99 | +7.5% | Oct 10, 2025 |
| UBS | Erika Najarian | $79 | $70.48 | +4.8% | Oct 7, 2025 |
| Barclays | Analyst unavailable | $83 | $71.23 | +10.1% | Oct 6, 2025 |
| Evercore ISI | Analyst unavailable | $84 | $73.32 | +11.5% | Sep 30, 2025 |
| Morgan Stanley | Analyst unavailable | $82 | $74.54 | +8.8% | Sep 29, 2025 |
| Barclays | Terry Ma | $80 | $70.66 | +6.2% | Jul 23, 2025 |
| Seaport Global | Analyst unavailable | $76 | $64.74 | +0.8% | Jun 24, 2025 |
| Truist Financial | Brian Foran | $68 | $59.84 | -9.8% | Jun 13, 2025 |
| Morgan Stanley | Jeff Adelson | $40 | $56.52 | -46.9% | Oct 17, 2024 |
| RBC Capital | Jon Arfstrom | $62 | $56.52 | -17.7% | Oct 17, 2024 |
| Robert W. Baird | Brennan Crowley | $62 | $56.52 | -17.7% | Oct 17, 2024 |
| Wells Fargo | Donald Fandetti | $60 | $56.52 | -20.4% | Oct 17, 2024 |
| Deutsche Bank | Mark DeVries | $68 | $56.52 | -9.8% | Oct 17, 2024 |
| Bank of America Securities | Mihir Bhatia | $61 | $55.47 | -19.1% | Oct 16, 2024 |
| Bank of America Securities | Mihir Bhatia | $54 | $45.76 | -28.3% | Aug 9, 2024 |
| Wells Fargo | Donald Fandetti | $53 | $52.22 | -29.7% | Jul 18, 2024 |
| Barclays | Terry Ma | $49 | $52.22 | -35.0% | Jul 18, 2024 |
| Compass Point | David Rochester | $56 | $50.72 | -25.7% | Jul 16, 2024 |
| JMP Securities | David Scharf | $60 | $50.72 | -20.4% | Jul 16, 2024 |
| Robert W. Baird | Brennan Crowley | $56 | $44.23 | -25.7% | Jun 27, 2024 |
| Goldman Sachs | Ryan Nash | $51 | $44 | -32.3% | Jun 10, 2024 |
| Capital One Financial | James Fotheringham | $41 | $44.34 | -45.6% | Apr 25, 2024 |
| BMO Capital | James Fotheringham | $41 | $45.02 | -45.6% | Apr 25, 2024 |
| RBC Capital | Jon Arfstrom | $47 | $45.02 | -37.6% | Apr 25, 2024 |
| Wolfe Research | Bill Carcache | $50 | $41.21 | -33.7% | Apr 4, 2024 |
| Goldman Sachs | Analyst unavailable | $45 | $40.7 | -40.3% | Apr 19, 2022 |
| BMO Capital | Analyst unavailable | $52 | $40.8 | -31.0% | Apr 19, 2022 |
| Wolfe Research | Bill Carcache | $38 | $35.65 | -49.6% | Apr 7, 2022 |
| Piper Sandler | Kevin Barker | $49 | $35.77 | -35.0% | Apr 6, 2022 |
| JMP Securities | David Scharf | $50 | $42.38 | -33.7% | Jan 31, 2022 |
| Stephens | Vincent Caintic | $54 | $42.38 | -28.3% | Jan 31, 2022 |
| Seaport Global | Bill Ryan | $54 | $42.38 | -28.3% | Jan 31, 2022 |
| RBC Capital | Jon Arfstrom | $60 | $41.21 | -20.4% | Jan 28, 2022 |
| Barclays | Mark Devries | $64 | $48.06 | -15.1% | Jan 10, 2022 |
| Jefferies | John Hecht | $60 | $46.68 | -20.4% | Jan 5, 2022 |
| Citigroup | Arren Cyganovich | $59 | $46.22 | -21.7% | Oct 29, 2021 |
| UBS | Eric Wasserstrom | $49 | $46.83 | -35.0% | Jul 14, 2021 |
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