FN2 Earnings Intelligence
Synchrony Financial ratios (quarterly)
Synchrony Financial (SYF-PA) Ratios (quarterly) derived from persisted SEC financial facts.
Key Stats
USD in millions, except per-share values and percentages.
| Metric | 3/31/2025 | 6/30/2025 | 9/30/2025 | 3/31/2026 | 6/30/2026 |
|---|---|---|---|---|---|
| Market Cap | - | - | - | - | - |
| - Cash | $21,629 | $19,457 | $16,245 | $20,559 | $16,193 |
| + Debt | - | - | - | - | - |
| Enterprise Value | - | - | - | - | - |
| Revenue | $149 | $118 | $127 | $133 | $137 |
| % Growth | - | - | - | - | - |
| Gross Profit | -$1,094 | -$1,127 | -$1,121 | -$1,183 | -$1,194 |
| % Margin | -734.2% | -955.1% | -882.7% | -889.5% | -871.5% |
| EBITDA | - | - | - | - | - |
| % Margin | - | - | - | - | - |
| Net Income | $757 | $967 | $1,077 | $805 | $885 |
| % Margin | 508.1% | 819.5% | 848.0% | 605.3% | 646.0% |
| Diluted EPS | $1.89 | $2.50 | $2.86 | $2.27 | $2.59 |
| % Growth | - | - | - | - | - |
| Operating Cash Flow | $2,200 | - | - | $2,183 | - |
| CapEx | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - |
Historical market capitalization is not persisted, so Market Cap and Enterprise Value remain unavailable rather than mixing today's market value into prior periods.
Income Statement
USD in millions, except per-share values and percentages.
| Metric | 3/31/2025 | 6/30/2025 | 9/30/2025 | 3/31/2026 | 6/30/2026 |
|---|---|---|---|---|---|
| Revenue | $149 | $118 | $127 | $133 | $137 |
| Gross Profit | -$1,094 | -$1,127 | -$1,121 | -$1,183 | -$1,194 |
| EBITDA | - | - | - | - | - |
| Net Income | $757 | $967 | $1,077 | $805 | $885 |
| Diluted EPS | $1.89 | $2.50 | $2.86 | $2.27 | $2.59 |
Balance Sheet
USD in millions, except per-share values and percentages.
| Metric | 3/31/2025 | 6/30/2025 | 9/30/2025 | 3/31/2026 | 6/30/2026 |
|---|---|---|---|---|---|
| Cash & Equivalents | $21,629 | $19,457 | $16,245 | $20,559 | $16,193 |
| Short-term Debt | - | - | - | - | - |
| Long-term Debt | $17,009 | $16,009 | $14,431 | $16,428 | $16,432 |
| Total Debt | - | - | - | - | - |
Cash Flow
USD in millions, except per-share values and percentages.
| Metric | 3/31/2025 | 6/30/2025 | 9/30/2025 | 3/31/2026 | 6/30/2026 |
|---|---|---|---|---|---|
| Operating Cash Flow | $2,200 | - | - | $2,183 | - |
| Capital Expenditure | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - |
Ratios
USD in millions, except per-share values and percentages.
| Metric | 3/31/2025 | 6/30/2025 | 9/30/2025 | 3/31/2026 | 6/30/2026 |
|---|---|---|---|---|---|
| Revenue Growth | - | - | - | - | - |
| Gross Margin | -734.2% | -955.1% | -882.7% | -889.5% | -871.5% |
| EBITDA Margin | - | - | - | - | - |
| Net Margin | 508.1% | 819.5% | 848.0% | 605.3% | 646.0% |
| FCF Margin | - | - | - | - | - |
| Diluted EPS Growth | - | - | - | - | - |
Get the SYF-PA recap when the next report posts
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