FN2 Earnings Intelligence
SoFi Technologies, Inc. income statement
SoFi Technologies, Inc. (SOFI) Income Statement (annual) derived from persisted SEC financial facts.
Key Stats
USD in millions, except per-share values and percentages.
| Metric | 12/31/2021 | 12/31/2022 | 12/31/2023 | 12/31/2024 | 12/31/2025 |
|---|---|---|---|---|---|
| Market Cap | - | - | - | - | - |
| - Cash | $494.7 | $1,421.9 | $3,085 | $2,538.3 | $4,929.5 |
| + Debt | - | - | - | - | - |
| Enterprise Value | - | - | - | - | - |
| Revenue | $247.7 | $377.1 | $421.5 | $503.1 | $619.4 |
| % Growth | - | 52.2% | 11.8% | 19.4% | 23.1% |
| Gross Profit | -$9.3 | $63.9 | $41.5 | $41.5 | $10.4 |
| % Margin | -3.7% | 16.9% | 9.8% | 8.2% | 1.7% |
| EBITDA | - | - | - | - | - |
| % Margin | - | - | - | - | - |
| Net Income | -$483.9 | -$320.4 | -$300.7 | $498.7 | $481.3 |
| % Margin | -195.4% | -85.0% | -71.4% | 99.1% | 77.7% |
| Diluted EPS | -$1.00 | -$0.40 | -$0.36 | $0.39 | $0.39 |
| % Growth | - | 60.0% | 10.0% | 208.3% | 0.0% |
| Operating Cash Flow | -$1,350.2 | -$7,255.9 | -$7,227.1 | -$1,119.8 | -$3,742.5 |
| CapEx | $52.3 | $93.2 | $111.4 | $154.3 | $242.4 |
| Free Cash Flow | -$1,402.5 | -$7,349.1 | -$7,338.5 | -$1,274.1 | -$3,984.9 |
Historical market capitalization is not persisted, so Market Cap and Enterprise Value remain unavailable rather than mixing today's market value into prior periods.
Income Statement
USD in millions, except per-share values and percentages.
| Metric | 12/31/2021 | 12/31/2022 | 12/31/2023 | 12/31/2024 | 12/31/2025 |
|---|---|---|---|---|---|
| Revenue | $247.7 | $377.1 | $421.5 | $503.1 | $619.4 |
| Gross Profit | -$9.3 | $63.9 | $41.5 | $41.5 | $10.4 |
| EBITDA | - | - | - | - | - |
| Net Income | -$483.9 | -$320.4 | -$300.7 | $498.7 | $481.3 |
| Diluted EPS | -$1.00 | -$0.40 | -$0.36 | $0.39 | $0.39 |
Balance Sheet
USD in millions, except per-share values and percentages.
| Metric | 12/31/2021 | 12/31/2022 | 12/31/2023 | 12/31/2024 | 12/31/2025 |
|---|---|---|---|---|---|
| Cash & Equivalents | $494.7 | $1,421.9 | $3,085 | $2,538.3 | $4,929.5 |
| Short-term Debt | - | - | - | - | - |
| Long-term Debt | $3,948 | $5,485.9 | $1,598 | $1,776.5 | $1,776.5 |
| Total Debt | - | - | - | - | - |
Cash Flow
USD in millions, except per-share values and percentages.
| Metric | 12/31/2021 | 12/31/2022 | 12/31/2023 | 12/31/2024 | 12/31/2025 |
|---|---|---|---|---|---|
| Operating Cash Flow | -$1,350.2 | -$7,255.9 | -$7,227.1 | -$1,119.8 | -$3,742.5 |
| Capital Expenditure | $52.3 | $93.2 | $111.4 | $154.3 | $242.4 |
| Free Cash Flow | -$1,402.5 | -$7,349.1 | -$7,338.5 | -$1,274.1 | -$3,984.9 |
Ratios
USD in millions, except per-share values and percentages.
| Metric | 12/31/2021 | 12/31/2022 | 12/31/2023 | 12/31/2024 | 12/31/2025 |
|---|---|---|---|---|---|
| Revenue Growth | - | 52.2% | 11.8% | 19.4% | 23.1% |
| Gross Margin | -3.7% | 16.9% | 9.8% | 8.2% | 1.7% |
| EBITDA Margin | - | - | - | - | - |
| Net Margin | -195.4% | -85.0% | -71.4% | 99.1% | 77.7% |
| FCF Margin | -566.2% | -1,948.9% | -1,741.2% | -253.2% | -643.4% |
| Diluted EPS Growth | - | 60.0% | 10.0% | 208.3% | 0.0% |
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