FN2 Earnings Intelligence
The Charles Schwab Corporation cash flow
The Charles Schwab Corporation (SCHW-PJ) Cash Flow (annual) derived from persisted SEC financial facts.
Key Stats
USD in millions, except per-share values and percentages.
| Metric | 12/31/2021 | 12/31/2022 | 12/31/2023 | 12/31/2024 | 12/31/2025 |
|---|---|---|---|---|---|
| Market Cap | - | - | - | - | - |
| - Cash | $62,975 | $40,195 | $43,337 | $42,083 | $46,030 |
| + Debt | $23,769 | $37,585 | $26,070 | - | $23,942 |
| Enterprise Value | - | - | - | - | - |
| Revenue | $18,520 | $20,762 | $18,837 | $19,606 | $23,921 |
| % Growth | 58.4% | 12.1% | -9.3% | 4.1% | 22.0% |
| Gross Profit | $7,713 | $9,388 | $6,378 | $7,692 | $11,459 |
| % Margin | 41.6% | 45.2% | 33.9% | 39.2% | 47.9% |
| EBITDA | - | - | - | - | - |
| % Margin | - | - | - | - | - |
| Net Income | $5,855 | $7,183 | $5,067 | $5,942 | $8,852 |
| % Margin | 31.6% | 34.6% | 26.9% | 30.3% | 37.0% |
| Diluted EPS | $2.83 | $3.50 | $2.54 | $2.99 | $4.65 |
| % Growth | 33.5% | 23.7% | -27.4% | 17.7% | 55.5% |
| Operating Cash Flow | $2,118 | $2,057 | $19,587 | $2,670 | $9,311 |
| CapEx | $916 | $971 | $700 | $620 | $548 |
| Free Cash Flow | $1,202 | $1,086 | $18,887 | $2,050 | $8,763 |
Historical market capitalization is not persisted, so Market Cap and Enterprise Value remain unavailable rather than mixing today's market value into prior periods.
Income Statement
USD in millions, except per-share values and percentages.
| Metric | 12/31/2021 | 12/31/2022 | 12/31/2023 | 12/31/2024 | 12/31/2025 |
|---|---|---|---|---|---|
| Revenue | $18,520 | $20,762 | $18,837 | $19,606 | $23,921 |
| Gross Profit | $7,713 | $9,388 | $6,378 | $7,692 | $11,459 |
| EBITDA | - | - | - | - | - |
| Net Income | $5,855 | $7,183 | $5,067 | $5,942 | $8,852 |
| Diluted EPS | $2.83 | $3.50 | $2.54 | $2.99 | $4.65 |
Balance Sheet
USD in millions, except per-share values and percentages.
| Metric | 12/31/2021 | 12/31/2022 | 12/31/2023 | 12/31/2024 | 12/31/2025 |
|---|---|---|---|---|---|
| Cash & Equivalents | $62,975 | $40,195 | $43,337 | $42,083 | $46,030 |
| Short-term Debt | $4,855 | $17,050 | $248 | - | $1,863 |
| Long-term Debt | $18,914 | $20,535 | $25,822 | $22,212 | $22,079 |
| Total Debt | $23,769 | $37,585 | $26,070 | - | $23,942 |
Cash Flow
USD in millions, except per-share values and percentages.
| Metric | 12/31/2021 | 12/31/2022 | 12/31/2023 | 12/31/2024 | 12/31/2025 |
|---|---|---|---|---|---|
| Operating Cash Flow | $2,118 | $2,057 | $19,587 | $2,670 | $9,311 |
| Capital Expenditure | $916 | $971 | $700 | $620 | $548 |
| Free Cash Flow | $1,202 | $1,086 | $18,887 | $2,050 | $8,763 |
Ratios
USD in millions, except per-share values and percentages.
| Metric | 12/31/2021 | 12/31/2022 | 12/31/2023 | 12/31/2024 | 12/31/2025 |
|---|---|---|---|---|---|
| Revenue Growth | 58.4% | 12.1% | -9.3% | 4.1% | 22.0% |
| Gross Margin | 41.6% | 45.2% | 33.9% | 39.2% | 47.9% |
| EBITDA Margin | - | - | - | - | - |
| Net Margin | 31.6% | 34.6% | 26.9% | 30.3% | 37.0% |
| FCF Margin | 6.5% | 5.2% | 100.3% | 10.5% | 36.6% |
| Diluted EPS Growth | 33.5% | 23.7% | -27.4% | 17.7% | 55.5% |
Get the SCHW-PJ recap when the next report posts
One email per quarter with the scorecard, the market reaction and what changed on the call. No account needed.