FN2 Earnings Intelligence
Reinsurance Group of America, Incorporated ratios
Reinsurance Group of America, Incorporated (RZC) Ratios (annual) derived from persisted SEC financial facts.
Key Stats
USD in millions, except per-share values and percentages.
| Metric | 12/31/2021 | 12/31/2022 | 12/31/2023 | 12/31/2024 | 12/31/2025 |
|---|---|---|---|---|---|
| Market Cap | - | - | - | - | - |
| - Cash | $2,948 | $2,927 | $2,970 | $3,326 | $4,168 |
| + Debt | - | - | - | - | - |
| Enterprise Value | - | - | - | - | - |
| Revenue | $16,658 | $16,258 | $18,567 | $22,107 | $23,698 |
| % Growth | 14.1% | -2.4% | 14.2% | 19.1% | 7.2% |
| Gross Profit | $691 | $831 | $1,160 | $980 | $1,540 |
| % Margin | 4.1% | 5.1% | 6.2% | 4.4% | 6.5% |
| EBITDA | - | - | - | - | - |
| % Margin | - | - | - | - | - |
| Net Income | $617 | $623 | $902 | $717 | $1,182 |
| % Margin | 3.7% | 3.8% | 4.9% | 3.2% | 5.0% |
| Diluted EPS | $9.04 | $9.21 | $13.44 | $10.73 | $17.69 |
| % Growth | 43.3% | 1.9% | 45.9% | -20.2% | 64.9% |
| Operating Cash Flow | $4,182 | $1,343 | $4,044 | $9,370 | $4,091 |
| CapEx | $19 | $25 | - | - | - |
| Free Cash Flow | $4,163 | $1,318 | - | - | - |
Historical market capitalization is not persisted, so Market Cap and Enterprise Value remain unavailable rather than mixing today's market value into prior periods.
Income Statement
USD in millions, except per-share values and percentages.
| Metric | 12/31/2021 | 12/31/2022 | 12/31/2023 | 12/31/2024 | 12/31/2025 |
|---|---|---|---|---|---|
| Revenue | $16,658 | $16,258 | $18,567 | $22,107 | $23,698 |
| Gross Profit | $691 | $831 | $1,160 | $980 | $1,540 |
| EBITDA | - | - | - | - | - |
| Net Income | $617 | $623 | $902 | $717 | $1,182 |
| Diluted EPS | $9.04 | $9.21 | $13.44 | $10.73 | $17.69 |
Balance Sheet
USD in millions, except per-share values and percentages.
| Metric | 12/31/2021 | 12/31/2022 | 12/31/2023 | 12/31/2024 | 12/31/2025 |
|---|---|---|---|---|---|
| Cash & Equivalents | $2,948 | $2,927 | $2,970 | $3,326 | $4,168 |
| Short-term Debt | - | - | - | - | - |
| Long-term Debt | $3,667 | $3,961 | $4,427 | $5,042 | $5,710 |
| Total Debt | - | - | - | - | - |
Cash Flow
USD in millions, except per-share values and percentages.
| Metric | 12/31/2021 | 12/31/2022 | 12/31/2023 | 12/31/2024 | 12/31/2025 |
|---|---|---|---|---|---|
| Operating Cash Flow | $4,182 | $1,343 | $4,044 | $9,370 | $4,091 |
| Capital Expenditure | $19 | $25 | - | - | - |
| Free Cash Flow | $4,163 | $1,318 | - | - | - |
Ratios
USD in millions, except per-share values and percentages.
| Metric | 12/31/2021 | 12/31/2022 | 12/31/2023 | 12/31/2024 | 12/31/2025 |
|---|---|---|---|---|---|
| Revenue Growth | 14.1% | -2.4% | 14.2% | 19.1% | 7.2% |
| Gross Margin | 4.1% | 5.1% | 6.2% | 4.4% | 6.5% |
| EBITDA Margin | - | - | - | - | - |
| Net Margin | 3.7% | 3.8% | 4.9% | 3.2% | 5.0% |
| FCF Margin | 25.0% | 8.1% | - | - | - |
| Diluted EPS Growth | 43.3% | 1.9% | 45.9% | -20.2% | 64.9% |
Get the RZC recap when the next report posts
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