JPMorgan Chase & Co. · JPM · Next earnings

JPMorgan Chase & Co. reports Thursday, Jan 14, 2027

JPM reports before market open with consensus EPS at $5.86 and revenue at $51.07B. Last quarter: JPMorgan Q3: Growth Held Up, but Management Turned More Cautious

Reports Before market open70 days awayDate estimated Financial Services

What the street expects

Consensus for the coming report
Consensus EPS $5.86 Calendar consensus
Consensus revenue $51.07B Calendar consensus
Report date Jan 14, 2027 Thursday, date estimated
Session Before market open 70 days away

Where JPM left off: FY2026 Q3

Full report

JPMorgan Q3: Growth Held Up, but Management Turned More Cautious

EPS surprise -3.0% Reported $5.75 vs $5.93
Revenue surprise -2.1% Reported $50.17B vs $51.23B
Stock move -0.9% Event window
Subsequent drift 0.0% Up to 20 sessions

Maintained: the Q4 NII outlook and the 2027 central case of $107 billion NII were reaffirmed.

What to watch on the call

Carried forward from the last transcript

Risks management flagged

  • Agentic AI could introduce disruption, security risks and rogue-bot exposure.
  • Higher rates could pressure deposit growth and net interest margins.
  • Credit quality, market volatility and regulatory changes could affect results.

Questions analysts left open

  • Whether deposit pricing and balance-sheet growth support the 2027 NII central case.
  • How AI and agentic tools affect competition, costs and risk.
  • Whether credit-quality pressure and tighter underwriting constrain growth.

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Recent JPM quarters

All JPM earnings
-0.9%FY2026 Q3+2.5%FY2026 Q2-0.8%FY2026 Q1-4.2%FY2025 Q4

Sources

  1. FN2 corporate events calendar, resolved from the earnings calendar feed
  2. FN2 earnings calendar analyst consensus
  3. Earnings call transcript analysis, FY2026 Q3

Methodology

The report date comes from FN2's resolved corporate-events calendar and is marked estimated until the company confirms it. Consensus figures are the calendar's latest analyst estimates for the fiscal period and are not an FN2 forecast.

Risks and open questions are carried forward verbatim from FN2's structured analysis of the previous earnings call. Missing values stay missing and are never estimated.

By FN2 Research · Updated . For educational purposes only; not investment advice.