The Hartford Insurance Group, Inc. · HIG · Next earnings

The Hartford Insurance Group, Inc. reports Thursday, Feb 4, 2027

HIG reports after market close with consensus EPS at $3.21 and revenue at $7.32B. Last quarter: HIG keeps growth momentum as workers’ comp frequency rises

Reports After market close91 days awayDate estimated Financial Services

What the street expects

Consensus for the coming report
Consensus EPS $3.21 Calendar consensus
Consensus revenue $7.32B Calendar consensus
Report date Feb 4, 2027 Thursday, date estimated
Session After market close 91 days away

Where HIG left off: FY2026 Q3

Full report

HIG keeps growth momentum as workers’ comp frequency rises

EPS surprise +10.4% Reported $3.50 vs $3.17
Revenue surprise -2.0% Reported $7.22B vs $7.37B
Stock move -1.8% Event window
Subsequent drift 0.0% Up to 20 sessions

Guidance sentiment was maintained. Management continued to target a 6–7% core earnings margin for employee benefits despite expected modest dilution in 2027 from the Equitable acquisition.

What to watch on the call

Carried forward from the last transcript

Risks management flagged

  • Workers’ compensation frequency may remain elevated.
  • Non-catastrophic property losses could remain volatile.
  • Competitive pressure could erode small-commercial pricing.
  • Equitable integration and intangible amortization may weigh on margins.
  • Disability and paid-family-leave claim severity could increase.

Questions analysts left open

  • Drivers behind the underlying combined-ratio decline in middle market.
  • The effect of workers’ compensation frequency on future profitability.
  • Disability loss-ratio trends and mental-health claim exposure.
  • Reserve adequacy for commercial auto and general liability.
  • The margin impact of the Equitable acquisition in 2027.

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Recent HIG quarters

All HIG earnings
-1.8%FY2026 Q3-1.2%FY2026 Q2-3.7%FY2026 Q1+2.0%FY2025 Q4

Sources

  1. FN2 corporate events calendar, resolved from the earnings calendar feed
  2. FN2 earnings calendar analyst consensus
  3. Earnings call transcript analysis, FY2026 Q3

Methodology

The report date comes from FN2's resolved corporate-events calendar and is marked estimated until the company confirms it. Consensus figures are the calendar's latest analyst estimates for the fiscal period and are not an FN2 forecast.

Risks and open questions are carried forward verbatim from FN2's structured analysis of the previous earnings call. Missing values stay missing and are never estimated.

By FN2 Research · Updated . For educational purposes only; not investment advice.