Analyst Consensus ?
ConsensusHold35 ratings
Bullish1131.4%
Neutral2262.9%
Bearish25.7%
Huntington Bancshares Incorporated · HBANL · FY2026 Q1 · Calendar Q2 2026
Huntington Q1 2026: Fee Growth and Integration Progress
Huntington's Q1 analysis supports a constructive operating picture: strong fee growth, acquisition synergies, and disciplined expenses are supporting performance, while lower net interest margin guidance and execution, credit, and capital risks remain important checks.
Reported Before market openNASDAQFinancial Services
$34.18B market cap
100quality score
Earnings scorecard
Reported versus consensus
Reported EPS
$0.25
Consensus $0.23
EPS surprise
+9.6%
Reported versus consensus
Reported revenue
$2.59B
Consensus $2.57B
Revenue surprise
+1.0%
Reported versus consensus
Market reaction
prior-close to event-session close
Stock move
+0.3%
Event window
SPY move
-0.4%
Same window
Abnormal move
+0.7%
Stock minus SPY
Volume
0.4×
Versus trailing sessions
Subsequent drift
-2.0%
Up to 20 sessions
HBANLSPY benchmark
Ask FN2 about HBANL FY2026 Q1
Transcript, numbers and history already loaded
Why did HBANL rise 0.3% after beating EPS estimates in FY2026 Q1?What changed in HBANL's guidance and outlook in FY2026 Q1?Give me the bull and bear case for HBANL after FY2026 Q1 earnings.
Free account. Your question opens in FN2 with this report's transcript and numbers attached.
Transcript intelligence
What changed
The current analysis adds strong Q1 execution, rapid fee and capital-markets growth, on-schedule acquisition integrations, a new $3 billion evergreen repurchase authorization, and a lower net interest margin outlook.
Guidance delta
Overall guidance was maintained; net interest margin guidance was adjusted lower, with fee growth and expense discipline offsetting it.
Key takeaways
- Q1 performance exceeded expectations, with strong earnings, loan, deposit, and fee growth.
- Cadence, Veritex, Janney, and TM Capital integrations are on schedule, with early cost and revenue synergies.
- Capital returns remain a priority, including continued buybacks and a new $3 billion authorization.
Management priorities
- Complete Cadence system conversion by June and achieve full cost synergies by Q4.
- Accelerate digital rollouts in Texas and the South, including AI initiatives.
- Reinvest synergy dollars in hiring, digital capabilities, payments, and wealth platforms.
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Try FN2 freeEarnings History
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Firm-level rating actions
FMP grade actions identify the grading firm, not a named analyst.
| Firm | Rating | Prior rating | Action | Date |
|---|---|---|---|---|
| JP Morgan | Neutral | Neutral | Maintain | Oct 4, 2023 |
| Piper Sandler | Neutral | Neutral | Maintain | Sep 14, 2023 |
| Morgan Stanley | Overweight | Overweight | Maintain | Jul 24, 2023 |
| Goldman Sachs | Buy | Buy | Maintain | Jul 24, 2023 |
| Stephens & Co. | Equal Weight | Equal Weight | Maintain | Jul 23, 2023 |
| RBC Capital | Outperform | Outperform | Maintain | Jul 23, 2023 |
| Raymond James | Strong Buy | Strong Buy | Maintain | Jul 23, 2023 |
| DA Davidson | Neutral | Neutral | Maintain | Jul 23, 2023 |
| UBS | Neutral | Buy | Downgrade | Apr 9, 2023 |
| Keefe, Bruyette & Woods | Market Perform | Underperform | Upgrade | Apr 5, 2023 |
| Deutsche Bank | Hold | Hold | Maintain | Sep 11, 2022 |
| Argus Research | Buy | Hold | Upgrade | Jul 27, 2022 |
| Wedbush | Neutral | Outperform | Downgrade | Jun 29, 2022 |
| B of A Securities | Neutral | Buy | Downgrade | Apr 7, 2022 |
| Barclays | Underweight | Equal Weight | Downgrade | Jan 2, 2022 |
| Wolfe Research | Peer Perform | Outperform | Downgrade | Nov 16, 2021 |
| BMO Capital | Market Perform | Market Perform | Maintain | Jul 23, 2020 |
| Nomura | Neutral | Neutral | Maintain | Apr 6, 2020 |
| CFRA | Hold | Hold | Maintain | Apr 5, 2020 |
| Baird | Outperform | Neutral | Upgrade | Mar 8, 2020 |
| Macquarie | Underperform | Neutral | Downgrade | Jul 11, 2019 |
| Jefferies | Hold | Buy | Downgrade | Jan 27, 2019 |
| Hilliard Lyons | Buy | Neutral | Upgrade | Feb 8, 2018 |
| Bernstein | Outperform | Market Perform | Upgrade | Sep 13, 2017 |
| FBR Capital | Market Perform | Outperform | Downgrade | Oct 10, 2016 |
| Evercore ISI Group | Hold | Buy | Downgrade | Apr 20, 2016 |
| Sterne Agee | Buy | Neutral | Upgrade | Apr 5, 2016 |
| Credit Suisse | Neutral | Neutral | Maintain | Jan 21, 2016 |
| Guggenheim | Buy | Neutral | Upgrade | Aug 27, 2015 |
| SunTrust Robinson Humphrey | Neutral | Neutral | Maintain | Jun 28, 2015 |
| Canaccord Genuity | Hold | Buy | Downgrade | May 10, 2015 |
| Miller Tabak | Buy | Hold | Upgrade | Mar 8, 2015 |
| Portales Partners | Sector Perform | Underperform | Upgrade | Jul 20, 2014 |
| Citigroup | Neutral | Neutral | Maintain | Apr 20, 2014 |
| Compass Point | Neutral | Buy | Downgrade | Apr 17, 2013 |
Track every rating change on HBANL the moment it posts. Free to start.
Start freeCompany context
Snapshot as of publicationHuntington Bancshares Incorporated functions as the holding entity of The Huntington National Bank, offering a comprehensive suite of commercial, retail, and mortgage banking solutions throughout the United States. The company organizes its operations into four core divisions: Consumer and Business Banking, Commercial Banking, Vehicle Finance, and Regional Banking and The Huntington Private Client Group (RBHPCG). The Consumer and Business Banking segment serves individual and small business clients with a wide array of financial products, including various types of accounts like checking, savings, money market, and certificates of deposit, in addition to credit cards, and both personal and small enterprise loans. This segment also provides investment products, home mortgages, insurance, interest rate risk protection, foreign exchange services, ATM access, and treasury management, all supported by convenient online, mobile, and telephone banking platforms.…
Historical context
All HBANL earningsFinancial Services peers this season
Latest reports in the same sector| Company | Quarter | EPS surprise | Market move | Headline |
|---|---|---|---|---|
| BPOP Popular, Inc. | FY2026 Q3 · Calendar Q4 2026 | +5.8% | -2.8% | Popular posts solid Q3 growth as deposits and credit risks remain in focus |
| BX Blackstone Inc. | FY2026 Q3 · Calendar Q4 2026 | +4.8% | +8.4% | Blackstone Q3 Earnings: AI Infrastructure Drives Growth, Risks Remain |
| HBANM Huntington Bancshares Incorporated | FY2026 Q3 · Calendar Q4 2026 | -5.3% | +0.5% | Huntington Maintains 2027 Outlook as Fees and Synergies Grow |
| HBAN Huntington Bancshares Incorporated | FY2026 Q3 · Calendar Q4 2026 | +9.1% | -0.4% | HBAN maintains outlook as fee growth and credit quality support execution |
| HBANP Huntington Bancshares Incorporated | FY2026 Q3 · Calendar Q4 2026 | -5.3% | 0.0% | Huntington maintains EPS outlook as fees grow and credit stays solid |
| NDAQ Nasdaq, Inc. | FY2026 Q3 · Calendar Q4 2026 | +2.0% | +7.5% | Nasdaq Q3: AI, cloud and market infrastructure sustain growth |
Latest beats and misses
Who reports nextBeat on EPS
- DECKFY2027 Q2 · October 22, 2026+13.4% EPS-0.2% move
- OMCFY2026 Q3 · October 22, 2026+2.2% EPS+2.6% move
- SSNCFY2026 Q3 · October 22, 2026+0.6% EPS+2.8% move
- BEFY2026 Q3 · October 22, 2026+36.0% EPS-8.7% move
- ROPFY2026 Q3 · October 22, 2026+1.7% EPS+9.7% move
- BPOPFY2026 Q3 · October 22, 2026+5.8% EPS-2.8% move
Missed on EPS
- SNAFY2026 Q3 · October 22, 2026-5.9% EPS-3.4% move
- SPOTFY2026 Q3 · October 22, 2026-11.6% EPS+11.1% move
- VRSNFY2026 Q3 · October 22, 2026-2.0% EPS-0.9% move
- HBANMFY2026 Q3 · October 22, 2026-5.3% EPS+0.5% move
- HBANPFY2026 Q3 · October 22, 2026-5.3% EPS0.0% move
- PCGFY2026 Q3 · October 22, 2026-0.8% EPS-1.3% move
Get the HBANL recap when the next report posts
One email per quarter with the scorecard, the market reaction and what changed on the call. No account needed.
Sources
- Earnings call transcript and parsed analysis · 2026-05-11T10:29:34.698584+00:00
- FN2 earnings calendar · 2026-07-26T00:37:12.209961+00:00
- Polygon adjusted daily market bars · 2026-10-23T10:40:42.695211+00:00
Methodology
Reported and consensus figures come from FN2's earnings event records. Market reaction and volume are calculated from daily adjusted bars around the event; abnormal move subtracts the SPY move over the same window.
Transcript intelligence is a structured synthesis of the current and prior earnings-call analyses. Missing values stay missing and are never estimated.
By FN2 Research · Updated · As of 2026-10-23. For educational purposes only; not investment advice.