Analyst Consensus ?
ConsensusBuy61 ratings
Bullish3659.0%
Neutral2134.4%
Bearish46.6%
1 unmapped firm rating excluded from the percentages.
Global Payments Inc. · GPN · FY2025 Q2 · Calendar Q3 2025
Global Payments: Genius momentum offsets integration and rollout risks
The quarter supports a constructive but execution-dependent view: resilient payment demand and early Genius adoption underpin growth, while Worldpay integration, divestitures, and the broader transformation must deliver to sustain the trajectory.
Reported Before market openNYSEFinancial Services
$20.13B market cap
100quality score
Earnings scorecard
Reported versus consensus
Reported EPS
$3.10
Consensus $3.05
EPS surprise
+1.6%
Reported versus consensus
Reported revenue
$1.96B
Consensus $2.36B
Revenue surprise
-17.1%
Reported versus consensus
Market reaction
prior-close to event-session close
Stock move
+9.1%
Event window
SPY move
+0.8%
Same window
Abnormal move
+8.3%
Stock minus SPY
Volume
2.2×
Versus trailing sessions
Subsequent drift
+2.0%
Up to 20 sessions
GPNSPY benchmark
Ask FN2 about GPN FY2025 Q2
Transcript, numbers and history already loaded
Why did GPN rise 9.1% after beating EPS estimates in FY2025 Q2?What changed in GPN's guidance and outlook in FY2025 Q2?Give me the bull and bear case for GPN after FY2025 Q2 earnings.
Free account. Your question opens in FN2 with this report's transcript and numbers attached.
Transcript intelligence
What changed
Compared with the prior-quarter analysis, Global Payments reported continued growth and margin expansion, launched Genius for restaurant and retail use cases, and broadened its rollout plans. New developments included the $1.1 billion payroll divestiture, a $500 million accelerated share repurchase, and a higher $650 million run-rate operating-income benefit from transformation.
Guidance delta
Maintained. Management reaffirmed FY2025 guidance for 5–6% constant-currency revenue growth, more than 50 basis points of margin expansion, and adjusted EPS growth at the high end of 10–11%.
Key takeaways
- Q2 delivered 5% constant-currency revenue growth, 130 basis points of margin expansion, and 11% adjusted EPS growth.
- Genius showed early momentum in U.S. retail and restaurants, while international rollout plans expanded.
- Worldpay integration planning and the payroll and Issuer Solutions divestitures remain central to the strategic reset.
- The transformation program’s projected operating-income benefit rose to a $650 million run rate.
Management priorities
- Expand Genius across restaurant, retail, enterprise, and international markets
- Plan and execute Worldpay integration after closing
- Continue divesting non-core assets and return proceeds to shareholders
- Invest more than $1 billion annually in growth initiatives, including AI and embedded finance
- Deliver the transformation program and efficiency gains
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Try FN2 freeEarnings History
Estimate
Beat
Miss
Match
Analyst 52W Price Targets
$82.2Current
$75Low
$131.46Average
$247High
Latest persisted target per named analyst; persisted current price from FN2's market snapshot as of Oct 9, 2026. Not an FN2 forecast.
Firm-level rating actions
FMP grade actions identify the grading firm, not a named analyst.
| Firm | Rating | Prior rating | Action | Date |
|---|---|---|---|---|
| Oppenheimer | Outperform | Perform | Upgrade | Oct 8, 2026 |
| RBC Capital | Sector Perform | Sector Perform | Maintain | Aug 31, 2026 |
| TD Cowen | Hold | Hold | Maintain | Aug 26, 2026 |
| Wolfe Research | Outperform | Outperform | Maintain | Aug 25, 2026 |
| Truist Securities | Hold | Hold | Maintain | Aug 25, 2026 |
| UBS | Neutral | Neutral | Maintain | Aug 6, 2026 |
| Keefe, Bruyette & Woods | Market Perform | Market Perform | Maintain | Aug 6, 2026 |
| Goldman Sachs | Neutral | Neutral | Maintain | Aug 6, 2026 |
| Barclays | Equal Weight | Equal Weight | Maintain | Aug 6, 2026 |
| Argus Research | Buy | Buy | Maintain | Aug 6, 2026 |
| Morgan Stanley | Overweight | Equal Weight | Upgrade | Jul 20, 2026 |
| Wells Fargo | Overweight | Overweight | Maintain | Jul 9, 2026 |
| Susquehanna | Positive | Positive | Maintain | Jun 3, 2026 |
| Cantor Fitzgerald | Neutral | Neutral | Maintain | May 11, 2026 |
| Stephens & Co. | Equal Weight | Equal Weight | Maintain | May 7, 2026 |
| BMO Capital | Market Perform | Market Perform | Maintain | Apr 22, 2026 |
| Citigroup | Buy | Buy | Maintain | Apr 2, 2026 |
| Raymond James | Market Perform | Outperform | Downgrade | Mar 26, 2026 |
| Mizuho | Outperform | Outperform | Maintain | Mar 26, 2026 |
| JP Morgan | Neutral | Neutral | Maintain | Feb 12, 2026 |
| Seaport Global | Buy | Neutral | Upgrade | Jan 14, 2026 |
| Keybanc | Overweight | Downgrade | Oct 22, 2025 | |
| Evercore ISI Group | In Line | In Line | Maintain | Aug 8, 2025 |
| Baird | Outperform | Outperform | Maintain | Apr 21, 2025 |
| B of A Securities | Buy | Buy | Maintain | Feb 14, 2025 |
| Bernstein | Market Perform | Outperform | Downgrade | Oct 22, 2024 |
| Jefferies | Buy | Buy | Maintain | Oct 16, 2024 |
| William Blair | Market Perform | Outperform | Downgrade | Sep 25, 2024 |
| Monness, Crespi, Hardt | Buy | Buy | Maintain | Sep 25, 2024 |
| BTIG | Neutral | Buy | Downgrade | Sep 25, 2024 |
| B. Riley Securities | Buy | Buy | Maintain | Sep 25, 2024 |
| Wedbush | Outperform | Outperform | Maintain | Jan 10, 2024 |
| Redburn Atlantic | Sell | Neutral | Downgrade | Sep 18, 2023 |
| Credit Suisse | Neutral | Neutral | Maintain | Sep 8, 2023 |
| Atlantic Equities | Neutral | Neutral | Maintain | Oct 12, 2022 |
| Deutsche Bank | Buy | Buy | Maintain | Aug 2, 2022 |
| Rosenblatt | Buy | Buy | Maintain | Feb 11, 2022 |
| Loop Capital | Buy | Buy | Maintain | Jan 4, 2022 |
| Northcoast Research | Buy | Neutral | Upgrade | Dec 22, 2021 |
| Compass Point | Buy | Buy | Maintain | Sep 17, 2020 |
| SunTrust Robinson Humphrey | Buy | Buy | Maintain | May 7, 2020 |
| CFRA | Hold | Hold | Maintain | Feb 12, 2020 |
| Nomura | Reduce | Reduce | Maintain | Aug 6, 2019 |
| Guggenheim | Buy | Neutral | Upgrade | May 30, 2019 |
| Buckingham Research | Buy | Buy | Maintain | Aug 3, 2018 |
| Buckingham | Buy | Buy | Maintain | Aug 3, 2018 |
| PiperJaffray | Overweight | Neutral | Upgrade | Mar 2, 2018 |
| Piper Sandler | Overweight | Neutral | Upgrade | Mar 2, 2018 |
| Bank of America | Buy | Buy | Maintain | Sep 12, 2017 |
| Stifel Nicolaus | Buy | Hold | Upgrade | Nov 4, 2016 |
| Stifel | Buy | Hold | Upgrade | Nov 4, 2016 |
| Keefe Bruyette & Woods | Outperform | Outperform | Maintain | Jul 29, 2016 |
| Cowen & Co. | Outperform | Outperform | Maintain | Apr 7, 2016 |
| Sterne Agee CRT | Buy | Buy | Maintain | Dec 17, 2015 |
| Macquarie | Outperform | Outperform | Maintain | Jul 28, 2015 |
| CLSA | Underperform | Underperform | Maintain | May 20, 2015 |
| First Analysis | Overweight | Equal Weight | Upgrade | Apr 10, 2015 |
| Topeka | Hold | Hold | Maintain | Apr 2, 2015 |
| Sterne Agee | Neutral | Neutral | Maintain | Sep 16, 2014 |
| Janney Montgomery Scott | Buy | Neutral | Upgrade | Oct 2, 2013 |
| Janney Capital | Buy | Neutral | Upgrade | Oct 2, 2013 |
| Credit Agricole | Underperform | Outperform | Downgrade | Apr 3, 2013 |
Named analyst price targets
Upside is calculated against the persisted current price $82.2. FMP does not supply a rating on these named-analyst rows.
| Firm | Analyst | 52W target | Price when posted | Upside | Date |
|---|---|---|---|---|---|
| Oppenheimer | Rayna Kumar | $115 | $81.08 | +39.9% | Oct 8, 2026 |
| Loop Capital Markets | Analyst unavailable | $137 | $85.31 | +66.7% | Sep 24, 2026 |
| Piper Sandler | Analyst unavailable | $101 | $88.55 | +22.9% | Sep 10, 2026 |
| RBC Capital | Daniel Perlin | $106 | $91.82 | +29.0% | Aug 31, 2026 |
| Truist Financial | Analyst unavailable | $95 | $93.87 | +15.6% | Aug 25, 2026 |
| Wolfe Research | Analyst unavailable | $125 | $94.3 | +52.1% | Aug 25, 2026 |
| RBC Capital | Daniel Perlin | $102 | $92.38 | +24.1% | Aug 19, 2026 |
| Morgan Stanley | James Faucette | $103 | $86.31 | +25.3% | Aug 6, 2026 |
| Robert W. Baird | David Koning | $120 | $87.23 | +46.0% | Aug 6, 2026 |
| Argus Research | Stephen Biggar | $110 | $87.17 | +33.8% | Aug 6, 2026 |
| BMO Capital | Analyst unavailable | $83 | $87.48 | +1.0% | Aug 6, 2026 |
| RBC Capital | Analyst unavailable | $96 | $87.48 | +16.8% | Aug 6, 2026 |
| Goldman Sachs | Analyst unavailable | $94 | $87.48 | +14.4% | Aug 6, 2026 |
| Barclays | Nik Cremo | $89 | $87.48 | +8.3% | Aug 6, 2026 |
| Wolfe Research | Darrin Peller | $110 | $87.48 | +33.8% | Aug 6, 2026 |
| Truist Financial | Analyst unavailable | $79 | $77.86 | -3.9% | Jul 24, 2026 |
| Morgan Stanley | Analyst unavailable | $100 | $77.82 | +21.7% | Jul 20, 2026 |
| Wells Fargo | Analyst unavailable | $95 | $73.01 | +15.6% | Jul 9, 2026 |
| Barclays | Analyst unavailable | $81 | $77.59 | -1.5% | Jul 8, 2026 |
| Morgan Stanley | Analyst unavailable | $65 | $66.88 | -20.9% | Jun 22, 2026 |
| Susquehanna | Analyst unavailable | $111 | $74.03 | +35.0% | Jun 3, 2026 |
| UBS | Timothy Chiodo | $80 | $70.85 | -2.7% | May 7, 2026 |
| Stephens | Charles Nabhan | $80 | $69.63 | -2.7% | May 7, 2026 |
| Truist Financial | Analyst unavailable | $81 | $66.8 | -1.5% | Apr 24, 2026 |
| BMO Capital | Andrew Bauch | $76 | $71.59 | -7.5% | Apr 21, 2026 |
| RBC Capital | Daniel Perlin | $82 | $65.07 | -0.2% | Apr 8, 2026 |
| Goldman Sachs | Analyst unavailable | $88 | $74.8 | +7.1% | Mar 9, 2026 |
| Cantor Fitzgerald | Ramsey El-Assal | $88 | $80.01 | +7.1% | Feb 23, 2026 |
| RBC Capital | Analyst unavailable | $97 | $80.01 | +18.0% | Feb 19, 2026 |
| UBS | Timothy Chiodo | $87 | $81.26 | +5.8% | Feb 19, 2026 |
| Cantor Fitzgerald | Analyst unavailable | $80 | $75.44 | -2.7% | Jan 26, 2026 |
| UBS | Tim Chiodo | $93 | $73.81 | +13.1% | Jan 21, 2026 |
| Truist Financial | Analyst unavailable | $85 | $73.92 | +3.4% | Jan 20, 2026 |
| Deutsche Bank | Analyst unavailable | $80 | $77.47 | -2.7% | Jan 14, 2026 |
| Seaport Global | Analyst unavailable | $109 | $77.47 | +32.6% | Jan 14, 2026 |
| Raymond James | John Davis | $105 | $79.31 | +27.7% | Nov 4, 2025 |
| Wells Fargo | Analyst unavailable | $103 | $87.66 | +25.3% | Oct 21, 2025 |
| RBC Capital | Daniel Perlin | $93 | $82.76 | +13.1% | Aug 7, 2025 |
| Wells Fargo | Andrew Bauch | $77 | $71.39 | -6.3% | Apr 22, 2025 |
| Williams Trading | Trevor Williams | $75 | $69.46 | -8.8% | Apr 18, 2025 |
| Stephens | Charles Nabhan | $120 | $105.71 | +46.0% | Jan 10, 2025 |
| Goldman Sachs | Will Nance | $122 | $112.28 | +48.4% | Jan 9, 2025 |
| Barclays | Ramsey El-Assal | $135 | $115.76 | +64.2% | Dec 17, 2024 |
| BMO Capital | Rufus Hone | $125 | $103.33 | +52.1% | Oct 31, 2024 |
| Bernstein | Harshita Rawat | $112 | $99.98 | +36.3% | Oct 22, 2024 |
| Stephens | Charles Nabhan | $125 | $101.62 | +52.1% | Oct 18, 2024 |
| Jefferies | Trevor Williams | $120 | $102.85 | +46.0% | Oct 16, 2024 |
| RBC Capital | Daniel Perlin | $143 | $98.65 | +74.0% | Oct 4, 2024 |
| Barclays | Ramsey El-Assal | $120 | $101.02 | +46.0% | Sep 29, 2024 |
| Evercore ISI | Jonathan Chappell | $247 | $96.99 | +200.5% | Sep 25, 2024 |
| Monness | Gus Gala | $155 | $103.81 | +88.6% | Sep 25, 2024 |
| B.Riley Financial | Hal Goetsch | $194 | $103.81 | +136.0% | Sep 25, 2024 |
| BMO Capital | Rufus Hone | $122 | $103.81 | +48.4% | Sep 25, 2024 |
| Morgan Stanley | James Faucette | $156 | $103.81 | +89.8% | Sep 25, 2024 |
| KeyBanc | Alex Markgraff | $135 | $103.81 | +64.2% | Sep 25, 2024 |
| Barclays | Ramsey El-Assal | $145 | $103.81 | +76.4% | Sep 25, 2024 |
| Robert W. Baird | David Koning | $150 | $112.07 | +82.5% | Sep 18, 2024 |
| Citigroup | Ashwin Shirvaikar | $145 | $112.18 | +76.4% | Sep 17, 2024 |
| Williams Trading | Trevor Williams | $130 | $108.65 | +58.2% | Aug 21, 2024 |
| BMO Capital | Rufus Hone | $126 | $101.94 | +53.3% | Aug 8, 2024 |
| Susquehanna | James Friedman | $147 | $99.46 | +78.8% | Aug 8, 2024 |
| Stephens | Charles Nabhan | $130 | $99.46 | +58.2% | Aug 8, 2024 |
| RBC Capital | Daniel Perlin | $158 | $99.46 | +92.2% | Aug 8, 2024 |
| Wells Fargo | Andrew Bauch | $100 | $96.68 | +21.7% | Jun 12, 2024 |
| Mizuho Securities | Dan Dolev | $105 | $110.19 | +27.7% | May 15, 2024 |
| KeyBanc | Alex Markgraff | $145 | $109.06 | +76.4% | May 2, 2024 |
| Robert W. Baird | David Koning | $182 | $125.92 | +121.4% | Apr 8, 2024 |
| Wolfe Research | Darrin Peller | $170 | $133.66 | +106.8% | Apr 1, 2024 |
| Evercore ISI | David Togut | $185 | $136.5 | +125.1% | Feb 2, 2024 |
| Goldman Sachs | Will Nance | $120 | $111.64 | +46.0% | Feb 10, 2023 |
| Mizuho Securities | Dan Dolev | $132 | $114.4 | +60.6% | Nov 1, 2022 |
| Atlantic Equities | Kunaal Malde | $130 | $107.81 | +58.2% | Oct 12, 2022 |
| Morgan Stanley | Analyst unavailable | $156 | $128.19 | +89.8% | May 3, 2022 |
| Mizuho Securities | Analyst unavailable | $148 | $124.36 | +80.0% | May 3, 2022 |
| Barclays | Analyst unavailable | $160 | $124.36 | +94.6% | May 3, 2022 |
| Loop Capital Markets | Hal Goetsch | $196 | $146.41 | +138.4% | Feb 11, 2022 |
| RBC Capital | Daniel Perlin | $197 | $145.24 | +139.7% | Feb 10, 2022 |
| Rosenblatt Securities | Sean Horgan | $200 | $145.24 | +143.3% | Feb 10, 2022 |
| Truist Financial | Andrew Jeffrey | $175 | $149.91 | +112.9% | Jan 7, 2022 |
| Susquehanna | James Friedman | $240 | $150.96 | +192.0% | Jan 6, 2022 |
| Deutsche Bank | Bryan Keane | $222 | $146.13 | +170.1% | Jan 5, 2022 |
| Northcoast Research | Kartik Mehta CFA | $160 | $134.58 | +94.6% | Dec 22, 2021 |
| Wedbush | Moshe Katri | $150 | $123.43 | +82.5% | Dec 20, 2021 |
| Bank of America Securities | Jason Kupferberg | $185 | $127.82 | +125.1% | Dec 17, 2021 |
| Barclays | Ramsey El Assal | $182 | $125.31 | +121.4% | Dec 10, 2021 |
| UBS | Rayna Kumar | $161 | $125.02 | +95.9% | Nov 17, 2021 |
| Oppenheimer | Dominick Gabriele | $195 | $136.22 | +137.2% | Nov 5, 2021 |
| Wolfe Research | Darrin Peller | $200 | $134.34 | +143.3% | Nov 3, 2021 |
| MoffettNathanson | Lisa Elis | $190 | $134.34 | +131.1% | Nov 3, 2021 |
| Cowen & Co. | Georgios Mihalos | $233 | $131.83 | +183.5% | Nov 2, 2021 |
| Citigroup | Ashwin Shirvaikar | $247 | $168.66 | +200.5% | Aug 3, 2021 |
| Credit Suisse | Timothy Chiodo | $225 | $198.97 | +173.7% | May 5, 2021 |
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Start freeCompany context
Snapshot as of publicationGlobal Payments Inc. is a prominent provider of payment technology and software solutions, facilitating transactions across various forms including card, electronic, check, and digital payments. Its operations span the Americas, Europe, and the Asia-Pacific regions. The company's business is structured into three primary divisions: Merchant Solutions, Issuer Solutions, and Business and Consumer Solutions. The Merchant Solutions segment offers a comprehensive array of services designed to support businesses in managing their payment processing. These services include transaction authorization, settlement, funding, customer support, chargeback resolution, terminal rental and deployment, robust payment security, consolidated billing, and online reporting. Furthermore, this segment delivers specialized enterprise software solutions that help customers in diverse vertical markets streamline their business operations.…
Historical context
All GPN earningsFinancial Services peers this season
Latest reports in the same sector| Company | Quarter | EPS surprise | Market move | Headline |
|---|---|---|---|---|
| FDS FactSet Research Systems Inc. | FY2026 Q4 · Calendar Q3 2026 | +3.9% | +3.8% | FactSet reports record FY26 results as AI and MCP adoption accelerate |
| PUK Prudential plc | FY2026 Q2 · Calendar Q3 2026 | -40.9% | -0.5% | Prudential sustains growth and capital returns focus in H1 2026 |
| CM Canadian Imperial Bank of Commerce | FY2026 Q3 · Calendar Q3 2026 | +8.9% | -2.8% | CIBC Q3: Broad growth, resilient credit and expanded AI rollout |
| TD The Toronto-Dominion Bank | FY2026 Q3 · Calendar Q3 2026 | +13.8% | +1.4% | TD emphasizes growth investments alongside disciplined capital management |
Latest beats and misses
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Sources
- Earnings call transcript and parsed analysis · 2026-05-11T10:29:34.698584+00:00
- FN2 earnings calendar · 2026-07-26T00:37:12.209961+00:00
- Polygon adjusted daily market bars · 2026-10-09T19:30:50.412517+00:00
- Financial Modeling Prep analyst price-target consensus and quote snapshot · 2026-10-09T19:30:50.409823+00:00
Methodology
Reported and consensus figures come from FN2's earnings event records. Market reaction and volume are calculated from daily adjusted bars around the event; abnormal move subtracts the SPY move over the same window.
Analyst target low, average, and high values are derived at request time from each named analyst's latest persisted FMP target. The current-price marker comes from FN2's persisted market snapshot. They are sell-side estimates, not an FN2 valuation or recommendation.
Transcript intelligence is a structured synthesis of the current and prior earnings-call analyses. Missing values stay missing and are never estimated.
By FN2 Research · Updated · As of 2026-10-09. For educational purposes only; not investment advice.