Fair Isaac Corporation earnings overview

FICO FY2026 Q2 · Calendar Q2 2026

Fair Isaac Corporation

FICO's Q2 FY2026 results marked a sharp acceleration from the prior quarter, with revenue growth jumping from 16% to 39% YoY, driven by a 127% surge in mortgage origination scores and 72% B2B scores growth. The company raised full-year guidance to $2.45 billion — a notable shift from Q1, when management maintained guidance citing macro uncertainty. Platform ARR grew 49% with 136% net retention, and the introduction of performance-based pricing for Score 10T ($0.99 plus a $65 funding fee) signals an aggressive push for market share against VantageScore. The market responded positively, with an abnormal move of +3.3% on the report and a subsequent drift of +24% over the following sessions. The largest-ever $600 million share repurchase, funded by $214 million in free cash flow, further underscores management's confidence.