FN2 Earnings Intelligence
First Citizens BancShares, Inc. ratios (quarterly)
First Citizens BancShares, Inc. (FCNCP) Ratios (quarterly) derived from persisted SEC financial facts.
Key Stats
USD in millions, except per-share values and percentages.
| Metric | 3/31/2025 | 6/30/2025 | 9/30/2025 | 3/31/2026 | 6/30/2026 |
|---|---|---|---|---|---|
| Market Cap | - | - | - | - | - |
| - Cash | $812 | $889 | $874 | $1,080 | $1,519 |
| + Debt | $38,406 | $38,112 | $38,675 | $33,962 | $32,188 |
| Enterprise Value | - | - | - | - | - |
| Revenue | $2,298 | $2,373 | $2,433 | $2,313 | $2,432 |
| % Growth | - | - | - | - | - |
| Gross Profit | $805 | $873 | $942 | $777 | $881 |
| % Margin | 35.0% | 36.8% | 38.7% | 33.6% | 36.2% |
| EBITDA | - | - | - | - | - |
| % Margin | - | - | - | - | - |
| Net Income | $483 | $575 | $568 | $534 | $672 |
| % Margin | 21.0% | 24.2% | 23.3% | 23.1% | 27.6% |
| Diluted EPS | $34.47 | $42.36 | $43.08 | $42.63 | $55.52 |
| % Growth | - | - | - | - | - |
| Operating Cash Flow | $98 | - | - | $172 | - |
| CapEx | $103 | - | - | $141 | - |
| Free Cash Flow | -$5 | - | - | $31 | - |
Historical market capitalization is not persisted, so Market Cap and Enterprise Value remain unavailable rather than mixing today's market value into prior periods.
Income Statement
USD in millions, except per-share values and percentages.
| Metric | 3/31/2025 | 6/30/2025 | 9/30/2025 | 3/31/2026 | 6/30/2026 |
|---|---|---|---|---|---|
| Revenue | $2,298 | $2,373 | $2,433 | $2,313 | $2,432 |
| Gross Profit | $805 | $873 | $942 | $777 | $881 |
| EBITDA | - | - | - | - | - |
| Net Income | $483 | $575 | $568 | $534 | $672 |
| Diluted EPS | $34.47 | $42.36 | $43.08 | $42.63 | $55.52 |
Balance Sheet
USD in millions, except per-share values and percentages.
| Metric | 3/31/2025 | 6/30/2025 | 9/30/2025 | 3/31/2026 | 6/30/2026 |
|---|---|---|---|---|---|
| Cash & Equivalents | $812 | $889 | $874 | $1,080 | $1,519 |
| Short-term Debt | $450 | $471 | $423 | $170 | $152 |
| Long-term Debt | $37,956 | $37,641 | $38,252 | $33,792 | $32,036 |
| Total Debt | $38,406 | $38,112 | $38,675 | $33,962 | $32,188 |
Cash Flow
USD in millions, except per-share values and percentages.
| Metric | 3/31/2025 | 6/30/2025 | 9/30/2025 | 3/31/2026 | 6/30/2026 |
|---|---|---|---|---|---|
| Operating Cash Flow | $98 | - | - | $172 | - |
| Capital Expenditure | $103 | - | - | $141 | - |
| Free Cash Flow | -$5 | - | - | $31 | - |
Ratios
USD in millions, except per-share values and percentages.
| Metric | 3/31/2025 | 6/30/2025 | 9/30/2025 | 3/31/2026 | 6/30/2026 |
|---|---|---|---|---|---|
| Revenue Growth | - | - | - | - | - |
| Gross Margin | 35.0% | 36.8% | 38.7% | 33.6% | 36.2% |
| EBITDA Margin | - | - | - | - | - |
| Net Margin | 21.0% | 24.2% | 23.3% | 23.1% | 27.6% |
| FCF Margin | -0.2% | - | - | 1.3% | - |
| Diluted EPS Growth | - | - | - | - | - |
Get the FCNCP recap when the next report posts
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