C
FY2026 Q2 · Calendar Q3 2026
Citigroup Inc.
Citigroup delivered its strongest quarterly revenue in a decade, beating EPS estimates by ~15% and revenue by ~4% with double-digit growth across all five segments. Services hit a record with a 30.9% ROTCE, and the firm announced a 12% dividend increase alongside a $30B buyback. Despite these results, shares fell 5.6% on the earnings session with 2.35x normal volume — consistent with concerns over H2 Markets seasonality (historically a ~20% revenue decline), conservatism of the maintained 10–11% ROTCE target given H1 strength, and potential expense growth as investments accelerate. The stock at $133.11 sits ~12% below the analyst consensus target of $151.
EPS surprise+15.0%
Market move-5.3%
