Analyst Consensus ?
ConsensusBuy21 ratings
Bullish1885.7%
Neutral314.3%
Bearish00.0%
Popular, Inc. · BPOP · FY2025 Q1 · Calendar Q2 2025
Popular: stronger margin and deposits, with macro risks intact
The supplied analysis supports a constructive but qualified view: stronger funding, margin and credit trends provide support, while macro uncertainty and loan-growth and deposit-cost risks limit conviction.
Reported Before market openNASDAQFinancial Services
$10.16B market cap
80quality score
Earnings scorecard
Reported versus consensus
Reported EPS
—
Consensus $2.26
EPS surprise
—
Reported versus consensus
Reported revenue
—
Consensus $760.8M
Revenue surprise
—
Reported versus consensus
Market reaction
prior-close to event-session close
Stock move
+5.9%
Event window
SPY move
+1.5%
Same window
Abnormal move
+4.4%
Stock minus SPY
Volume
1.6×
Versus trailing sessions
Subsequent drift
+8.4%
Up to 20 sessions
BPOPSPY benchmark
Ask FN2 about BPOP FY2025 Q1
Transcript, numbers and history already loaded
What drove BPOP's +5.9% move after FY2025 Q1 earnings?What changed in BPOP's guidance and outlook in FY2025 Q1?Give me the bull and bear case for BPOP after FY2025 Q1 earnings.
Free account. Your question opens in FN2 with this report's transcript and numbers attached.
Transcript intelligence
What changed
Relative to the prior-quarter analysis, the current call analysis emphasizes continued deposit growth, improved credit quality and leadership transition planning, while retaining a confident tone and maintained guidance. It also keeps tariff uncertainty, loan-growth execution and deposit-cost competition as central watch items.
Guidance delta
Maintained. Management reaffirmed its NII and loan-growth outlook while acknowledging lower-end expectations.
Key takeaways
- The call analysis points to higher net interest income, margin expansion, deposit growth and improving credit quality.
- Management presented lower deposit costs, Treasury reinvestment and Puerto Rico economic activity as key supports for performance.
- The main offsets are tariff and recession uncertainty, possible slower loan growth and pressure on deposit costs.
Management priorities
- Sustain loan and deposit growth while managing funding costs.
- Continue capital returns and work toward the stated return-on-tangible-equity objective.
- Invest in payments, omnichannel customer experiences and Puerto Rico’s economic diversification.
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Try FN2 freeEarnings History
Estimate
Beat
Miss
Match
Analyst 52W Price Targets
$159.24Current
$92Low
$160.62Average
$201High
Latest persisted target per named analyst; persisted current price from FN2's market snapshot as of Oct 24, 2026. Not an FN2 forecast.
Firm-level rating actions
FMP grade actions identify the grading firm, not a named analyst.
| Firm | Rating | Prior rating | Action | Date |
|---|---|---|---|---|
| Barclays | Overweight | Overweight | Maintain | Oct 5, 2026 |
| Wells Fargo | Overweight | Overweight | Maintain | Sep 30, 2026 |
| Citigroup | Buy | Buy | Maintain | Sep 22, 2026 |
| Benchmark | Buy | Buy | Maintain | Aug 31, 2026 |
| Truist Securities | Buy | Buy | Maintain | Jul 24, 2026 |
| RBC Capital | Outperform | Outperform | Maintain | Jul 24, 2026 |
| Piper Sandler | Overweight | Overweight | Maintain | Jul 24, 2026 |
| Keefe, Bruyette & Woods | Outperform | Outperform | Maintain | Jul 24, 2026 |
| UBS | Buy | Buy | Maintain | Apr 24, 2026 |
| Morgan Stanley | Equal Weight | Equal Weight | Maintain | Jul 31, 2018 |
| Keefe Bruyette & Woods | Outperform | Market Perform | Upgrade | Nov 28, 2017 |
| BTIG Research | Buy | Neutral | Upgrade | Oct 31, 2017 |
| BTIG | Buy | Neutral | Upgrade | Oct 31, 2017 |
| Compass Point | Neutral | Buy | Downgrade | Nov 18, 2016 |
| PiperJaffray | Overweight | Overweight | Maintain | Apr 8, 2016 |
| Merion Capital Group | Outperform | Outperform | Maintain | Feb 26, 2016 |
| Stifel Nicolaus | Outperform | Outperform | Maintain | Aug 3, 2015 |
| Stifel | Outperform | Outperform | Maintain | Aug 3, 2015 |
| Guggenheim | Buy | Neutral | Upgrade | Jul 27, 2015 |
| Goldman Sachs | Neutral | Sell | Upgrade | Mar 23, 2015 |
| Sterne Agee | Buy | Buy | Maintain | Mar 3, 2015 |
Named analyst price targets
Upside is calculated against the persisted current price $159.24. FMP does not supply a rating on these named-analyst rows.
| Firm | Analyst | 52W target | Price when posted | Upside | Date |
|---|---|---|---|---|---|
| Wells Fargo | Analyst unavailable | $195 | $156.3 | +22.5% | Sep 29, 2026 |
| Wells Fargo | Analyst unavailable | $200 | $174.04 | +25.6% | Aug 10, 2026 |
| Neuberger Berman | Brandon Berman | $181 | $171.98 | +13.7% | Jul 28, 2026 |
| RBC Capital | George Cassidy | $181 | $170.88 | +13.7% | Jul 24, 2026 |
| Barclays | Analyst unavailable | $190 | $170.88 | +19.3% | Jul 24, 2026 |
| Benchmark Co. | Analyst unavailable | $201 | $169 | +26.2% | Jul 15, 2026 |
| Piper Sandler | Manuel Navas | $190 | $167.19 | +19.3% | Jun 26, 2026 |
| UBS | Analyst unavailable | $170 | $148.42 | +6.8% | Apr 24, 2026 |
| UBS | Analyst unavailable | $142 | $141.47 | -10.8% | Feb 4, 2026 |
| Credit Suisse | Analyst unavailable | $156 | $136.69 | -2.0% | Feb 3, 2026 |
| Piper Sandler | Analyst unavailable | $152 | $126.21 | -4.5% | Jan 15, 2026 |
| Truist Financial | Arren Cyganovich | $153 | $125.82 | -3.9% | Oct 9, 2025 |
| RBC Capital | George Cassidy | $96 | $89.73 | -39.7% | Oct 24, 2024 |
| Barclays | Jared Shaw | $104 | $89.73 | -34.7% | Oct 24, 2024 |
| Citigroup | Benjamin Gerlinger | $123 | $102.15 | -22.8% | Jul 30, 2024 |
| Barclays | Jared Shaw | $115 | $99.37 | -27.8% | Jul 25, 2024 |
| UBS | Erika Najarian | $92 | $86.78 | -42.2% | Apr 4, 2024 |
| Wells Fargo | Analyst unavailable | $105 | $78.57 | -34.1% | Apr 27, 2022 |
Track every rating change on BPOP the moment it posts. Free to start.
Start freeCompany context
Snapshot as of publicationPopular, Inc., along with its subsidiaries, offers a broad spectrum of financial products and services encompassing retail, mortgage, and commercial banking. These operations extend across Puerto Rico, the United States, and the British Virgin Islands. The company provides various deposit options, including interest-bearing accounts such as savings, NOW, and money market accounts, alongside non-interest-bearing demand deposits and certificates of deposit. Its diverse lending activities include commercial and industrial financing, loans for multi-family and commercial real estate, and residential mortgage products.…
Historical context
All BPOP earningsFinancial Services peers this season
Latest reports in the same sector
Latest beats and misses
Who reports nextBeat on EPS
- FCNCAFY2026 Q3 · October 23, 2026+19.9% EPS+8.2% move
- FCNCNFY2026 Q3 · October 23, 2026+19.9% EPS+0.2% move
- FCNCOFY2026 Q3 · October 23, 2026+19.9% EPS+1.0% move
- FCNCPFY2026 Q3 · October 23, 2026+19.9% EPS+1.0% move
- RDYFY2027 Q2 · October 23, 2026+24.0% EPS-0.2% move
- SLBFY2026 Q3 · October 23, 2026+3.7% EPS+7.1% move
Missed on EPS
- INFYFY2027 Q2 · October 23, 2026-4.8% EPS-6.6% move
- BBDFY2026 Q3 · October 22, 2026-7.7% EPS+3.0% move
- SNAFY2026 Q3 · October 22, 2026-5.9% EPS-3.4% move
- SPOTFY2026 Q3 · October 22, 2026-11.6% EPS+11.1% move
- VRSNFY2026 Q3 · October 22, 2026-2.0% EPS-0.9% move
- HBANMFY2026 Q3 · October 22, 2026-5.3% EPS+0.5% move
Get the BPOP recap when the next report posts
One email per quarter with the scorecard, the market reaction and what changed on the call. No account needed.
Sources
- Earnings call transcript and parsed analysis · 2026-05-11T10:29:34.698584+00:00
- FN2 earnings calendar · 2025-04-09T00:03:27.736600+00:00
- Polygon adjusted daily market bars · 2026-10-24T10:50:42.499733+00:00
- Financial Modeling Prep analyst price-target consensus and quote snapshot · 2026-10-24T10:50:42.496918+00:00
Methodology
Reported and consensus figures come from FN2's earnings event records. Market reaction and volume are calculated from daily adjusted bars around the event; abnormal move subtracts the SPY move over the same window.
Analyst target low, average, and high values are derived at request time from each named analyst's latest persisted FMP target. The current-price marker comes from FN2's persisted market snapshot. They are sell-side estimates, not an FN2 valuation or recommendation.
Transcript intelligence is a structured synthesis of the current and prior earnings-call analyses. Missing values stay missing and are never estimated.
By FN2 Research · Updated · As of 2026-10-24. For educational purposes only; not investment advice.