FN2 Earnings Intelligence

Bank of Montreal earnings overview

Latest Bank of Montreal (BMO) earnings intelligence, including the newest scorecard, market reaction, and transcript analysis.

Next reportBank of Montreal reports Wednesday, Dec 2, 2026 · Before market openConsensus EPS $2.61 · consensus revenue $6.96B
BMO FY2026 Q3 · Calendar Q3 2026

Bank of Montreal

The current analysis supports a constructive but conditional view: strong segment earnings, improving ROE, resilient credit metrics, and AI-enabled productivity support BMO’s progress toward its fiscal 2027 ROE target. The case depends on sustaining fee and deposit growth while managing tariff exposure, net interest margin pressure, credit risk, and the returns from capital allocation.

EPS surprise+4.8%
Market move+0.6%
BMO FY2026 Q2 · Calendar Q2 2026

Bank of Montreal

BMO’s Q2 analysis supports a constructive operating picture based on fee income, U.S. commercial activity, and stable credit quality, but the outlook depends on consumer-credit trends, NIM stability, and sustained Capital Markets performance.

EPS surprise+5.5%
Market move+0.8%
BMO FY2025 Q4 · Calendar Q4 2025

Bank of Montreal

BMO’s earnings support a constructive but execution-dependent view: record 2025 results, improving ROE, fee-based growth and digital investment provide support, while credit quality, capital regulation and the pace of U.S. expansion remain the key tests.

EPS surprise+9.3%
Market move-0.1%
BMO FY2025 Q3 · Calendar Q3 2025

Bank of Montreal

The supplied analysis supports a constructive but qualified view: broad operating momentum, ROE rebuilding, wealth expansion and efficiency initiatives strengthen the earnings trajectory, while credit, macroeconomic and execution risks remain material.

EPS surprise+9.9%
Market move+4.9%
BMO FY2025 Q2 · Calendar Q2 2025

Bank of Montreal

The supplied analysis supports a measured view: BMO's ROE rebuild, balance-sheet optimization and fee businesses provide potential support, but the case remains dependent on execution and is exposed to macroeconomic, credit and margin risks.

EPS surprise—
Market move+1.4%

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