FN2 Earnings Intelligence
Ally Financial Inc. cash flow
Ally Financial Inc. (ALLY) Cash Flow (annual) derived from persisted SEC financial facts.
Key Stats
USD in millions, except per-share values and percentages.
| Metric | 12/31/2021 | 12/31/2022 | 12/31/2023 | 12/31/2024 | 12/31/2025 |
|---|---|---|---|---|---|
| Market Cap | - | - | - | - | - |
| - Cash | $5,062 | $5,571 | $6,945 | $10,292 | $10,030 |
| + Debt | $11,160 | $15,743 | $16,527 | $14,301 | $19,106 |
| Enterprise Value | - | - | - | - | - |
| Revenue | $8,206 | $8,428 | $8,214 | $8,181 | $7,914 |
| % Growth | 22.7% | 2.7% | -2.5% | -0.4% | -3.3% |
| Gross Profit | $4,096 | $3,741 | $3,051 | $3,002 | $2,528 |
| % Margin | 49.9% | 44.4% | 37.1% | 36.7% | 31.9% |
| EBITDA | - | - | - | - | - |
| % Margin | - | - | - | - | - |
| Net Income | $3,060 | $1,714 | $1,020 | $668 | $852 |
| % Margin | 37.3% | 20.3% | 12.4% | 8.2% | 10.8% |
| Diluted EPS | $8.22 | $5.03 | $2.98 | $1.80 | $2.37 |
| % Growth | 185.4% | -38.8% | -40.8% | -39.6% | 31.7% |
| Operating Cash Flow | $4,042 | $6,247 | $4,663 | $4,528 | $3,729 |
| CapEx | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - |
Historical market capitalization is not persisted, so Market Cap and Enterprise Value remain unavailable rather than mixing today's market value into prior periods.
Income Statement
USD in millions, except per-share values and percentages.
| Metric | 12/31/2021 | 12/31/2022 | 12/31/2023 | 12/31/2024 | 12/31/2025 |
|---|---|---|---|---|---|
| Revenue | $8,206 | $8,428 | $8,214 | $8,181 | $7,914 |
| Gross Profit | $4,096 | $3,741 | $3,051 | $3,002 | $2,528 |
| EBITDA | - | - | - | - | - |
| Net Income | $3,060 | $1,714 | $1,020 | $668 | $852 |
| Diluted EPS | $8.22 | $5.03 | $2.98 | $1.80 | $2.37 |
Balance Sheet
USD in millions, except per-share values and percentages.
| Metric | 12/31/2021 | 12/31/2022 | 12/31/2023 | 12/31/2024 | 12/31/2025 |
|---|---|---|---|---|---|
| Cash & Equivalents | $5,062 | $5,571 | $6,945 | $10,292 | $10,030 |
| Short-term Debt | $0 | $2,399 | $3,297 | $1,625 | $4,695 |
| Long-term Debt | $11,160 | $13,344 | $13,230 | $12,676 | $14,411 |
| Total Debt | $11,160 | $15,743 | $16,527 | $14,301 | $19,106 |
Cash Flow
USD in millions, except per-share values and percentages.
| Metric | 12/31/2021 | 12/31/2022 | 12/31/2023 | 12/31/2024 | 12/31/2025 |
|---|---|---|---|---|---|
| Operating Cash Flow | $4,042 | $6,247 | $4,663 | $4,528 | $3,729 |
| Capital Expenditure | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - |
Ratios
USD in millions, except per-share values and percentages.
| Metric | 12/31/2021 | 12/31/2022 | 12/31/2023 | 12/31/2024 | 12/31/2025 |
|---|---|---|---|---|---|
| Revenue Growth | 22.7% | 2.7% | -2.5% | -0.4% | -3.3% |
| Gross Margin | 49.9% | 44.4% | 37.1% | 36.7% | 31.9% |
| EBITDA Margin | - | - | - | - | - |
| Net Margin | 37.3% | 20.3% | 12.4% | 8.2% | 10.8% |
| FCF Margin | - | - | - | - | - |
| Diluted EPS Growth | 185.4% | -38.8% | -40.8% | -39.6% | 31.7% |
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