Analyst Consensus ?
ConsensusBuy19 ratings
Bullish1157.9%
Neutral736.8%
Bearish15.3%
Assurant, Inc. · AIZ · FY2025 Q3 · Calendar Q4 2025
Assurant raises outlook as housing and lifestyle momentum continues
The supplied analysis supports a constructive but conditional view: Assurant's growth and raised outlook are backed by housing, lifestyle, and partnership momentum, while the durability of homeowners and auto trends and execution on 2026 initiatives remain key tests.
Reported After market closeNYSEFinancial Services
$13.06B market cap
100quality score
Earnings scorecard
Reported versus consensus
Reported EPS
$5.73
Consensus $4.39
EPS surprise
+30.5%
Reported versus consensus
Reported revenue
$3.23B
Consensus $3.19B
Revenue surprise
+1.4%
Reported versus consensus
Market reaction
event-close to next-session close
Stock move
+1.7%
Event window
SPY move
+0.3%
Same window
Abnormal move
+1.4%
Stock minus SPY
Volume
1.5×
Versus trailing sessions
Subsequent drift
+2.7%
Up to 20 sessions
AIZSPY benchmark
Ask FN2 about AIZ FY2025 Q3
Transcript, numbers and history already loaded
Why did AIZ rise 1.7% after beating EPS estimates in FY2025 Q3?What changed in AIZ's guidance and outlook in FY2025 Q3?Give me the bull and bear case for AIZ after FY2025 Q3 earnings.
Free account. Your question opens in FN2 with this report's transcript and numbers attached.
Transcript intelligence
What changed
Compared with the prior-quarter analysis, management added more detail on 2026 growth: a large mobile-carrier logistics agreement, a Best Buy Geek Squad partnership, and an adjacent-business launch. The company also reiterated acquisition, AI, and shareholder-return priorities.
Guidance delta
Management raised full-year guidance again, extending the prior quarter's positive outlook.
Key takeaways
- Double-digit adjusted EPS and EBITDA growth supported another full-year guidance raise.
- Policy growth and partnership momentum remained central to performance in Global Housing and Global Lifestyle.
- Reverse logistics, Best Buy Geek Squad services, and a new adjacent-business program are positioned as 2026 growth initiatives.
Management priorities
- Expand Connected Living, reverse logistics, and device-care capabilities
- Invest in AI, automation, robotics, and new products
- Pursue strategic acquisitions while maintaining shareholder returns
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Try FN2 freeEarnings History
Estimate
Beat
Miss
Match
Analyst 52W Price Targets
$264.12Current
$205Low
$292.45Average
$355High
Latest persisted target per named analyst; persisted current price from FN2's market snapshot as of Sep 30, 2026. Not an FN2 forecast.
Firm-level rating actions
FMP grade actions identify the grading firm, not a named analyst.
| Firm | Rating | Prior rating | Action | Date |
|---|---|---|---|---|
| BMO Capital | Outperform | Outperform | Maintain | Aug 28, 2026 |
| Morgan Stanley | Overweight | Overweight | Maintain | Aug 19, 2026 |
| UBS | Buy | Buy | Maintain | Aug 13, 2026 |
| Keefe, Bruyette & Woods | Outperform | Outperform | Maintain | Aug 7, 2026 |
| Truist Securities | Buy | Buy | Maintain | Aug 6, 2026 |
| Piper Sandler | Overweight | Overweight | Maintain | Aug 6, 2026 |
| B of A Securities | Buy | Buy | Maintain | Oct 10, 2024 |
| William Blair | Outperform | Outperform | Maintain | Jul 23, 2021 |
| SunTrust Robinson Humphrey | Buy | Buy | Maintain | May 7, 2020 |
| Keefe Bruyette & Woods | Outperform | Outperform | Maintain | Jul 16, 2018 |
| Bank of America | Neutral | Buy | Downgrade | Oct 20, 2016 |
| Credit Suisse | Neutral | Neutral | Maintain | Oct 7, 2016 |
| PiperJaffray | Neutral | Neutral | Maintain | Oct 21, 2015 |
| Jefferies | Hold | Hold | Maintain | Aug 14, 2015 |
| Macquarie | Neutral | Neutral | Maintain | Jul 29, 2015 |
| Goldman Sachs | Buy | Buy | Maintain | May 15, 2015 |
| Sterne Agee | Neutral | Neutral | Maintain | Jul 17, 2014 |
| JP Morgan | Neutral | Neutral | Maintain | Jul 1, 2014 |
| Bank oferica | Underperform | Underperform | Maintain | May 2, 2012 |
Named analyst price targets
Upside is calculated against the persisted current price $264.12. FMP does not supply a rating on these named-analyst rows.
| Firm | Analyst | 52W target | Price when posted | Upside | Date |
|---|---|---|---|---|---|
| BMO Capital | Charlie Lederer | $320 | $285.88 | +21.2% | Aug 28, 2026 |
| Morgan Stanley | Analyst unavailable | $320 | $280.07 | +21.2% | Aug 19, 2026 |
| UBS | Brian Meredith | $331 | $283.42 | +25.3% | Aug 13, 2026 |
| Piper Sandler | Analyst unavailable | $329 | $295.66 | +24.6% | Aug 6, 2026 |
| Truist Financial | Mark Hughes | $355 | $297.7 | +34.4% | Aug 6, 2026 |
| Morgan Stanley | Analyst unavailable | $300 | $279.48 | +13.6% | Jul 6, 2026 |
| Truist Financial | Analyst unavailable | $310 | $260.55 | +17.4% | Jun 17, 2026 |
| RBC Capital | Analyst unavailable | $310 | $265.08 | +17.4% | Jun 17, 2026 |
| Piper Sandler | Analyst unavailable | $290 | $254.82 | +9.8% | May 26, 2026 |
| Morgan Stanley | Analyst unavailable | $285 | $251.14 | +7.9% | May 14, 2026 |
| UBS | Analyst unavailable | $274 | $240.38 | +3.7% | May 11, 2026 |
| Piper Sandler | Analyst unavailable | $268 | $239.67 | +1.5% | May 11, 2026 |
| BMO Capital | Analyst unavailable | $246 | $218.84 | -6.9% | Feb 12, 2026 |
| Piper Sandler | Analyst unavailable | $264 | $238.03 | -0.0% | Dec 19, 2025 |
| Morgan Stanley | Analyst unavailable | $248 | $227.03 | -6.1% | Nov 17, 2025 |
| Truist Financial | Analyst unavailable | $255 | $207.28 | -3.5% | Oct 29, 2025 |
| Piper Sandler | Analyst unavailable | $248 | $218.45 | -6.1% | Oct 10, 2025 |
| UBS | Analyst unavailable | $255 | $216.29 | -3.5% | Oct 8, 2025 |
| Morgan Stanley | Analyst unavailable | $232 | $218.97 | -12.2% | Oct 7, 2025 |
| BMO Capital | Charlie Lederer | $238 | $209.42 | -9.9% | Aug 12, 2025 |
| Morgan Stanley | Bob Huang | $217 | $203.44 | -17.8% | May 19, 2025 |
| Piper Sandler | John Barnidge | $205 | $179.34 | -22.4% | Apr 5, 2024 |
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Start freeCompany context
Snapshot as of publicationAssurant, Inc. operates globally, delivering essential lifestyle and housing solutions designed to secure, assist, and connect consumer acquisitions across diverse markets including North America, Latin America, Europe, and the Asia Pacific. The company's operations are divided into two main divisions: Global Lifestyle and Global Housing. The Global Lifestyle segment provides comprehensive mobile device support, extended warranty and maintenance programs for mobile devices, consumer electronics, and appliances, as well as vehicle protection plans and associated services, alongside credit…
Historical context
All AIZ earningsFinancial Services peers this season
Latest reports in the same sector| Company | Quarter | EPS surprise | Market move | Headline |
|---|---|---|---|---|
| PUK Prudential plc | FY2026 Q2 · Calendar Q3 2026 | -40.9% | -0.5% | Prudential sustains growth and capital returns focus in H1 2026 |
| CM Canadian Imperial Bank of Commerce | FY2026 Q3 · Calendar Q3 2026 | +8.9% | -2.8% | CIBC Q3: Broad growth, resilient credit and expanded AI rollout |
| TD The Toronto-Dominion Bank | FY2026 Q3 · Calendar Q3 2026 | +13.8% | +1.4% | TD emphasizes growth investments alongside disciplined capital management |
| RY Royal Bank of Canada | FY2026 Q3 · Calendar Q3 2026 | +6.2% | -1.3% | RBC reports record Q3 earnings while investing for growth |
| AFRM Affirm Holdings, Inc. | FY2026 Q4 · Calendar Q3 2026 | +1230.3% | +0.3% | Affirm's most profitable quarter shifts focus to product execution |
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Get the AIZ recap when the next report posts
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Sources
- Earnings call transcript and parsed analysis · 2026-05-11T10:29:34.698584+00:00
- FN2 earnings calendar · 2026-07-26T00:37:12.209961+00:00
- Polygon adjusted daily market bars · 2026-09-30T16:06:09.521084+00:00
- Financial Modeling Prep analyst price-target consensus and quote snapshot · 2026-09-30T16:06:09.517975+00:00
Methodology
Reported and consensus figures come from FN2's earnings event records. Market reaction and volume are calculated from daily adjusted bars around the event; abnormal move subtracts the SPY move over the same window.
Analyst target low, average, and high values are derived at request time from each named analyst's latest persisted FMP target. The current-price marker comes from FN2's persisted market snapshot. They are sell-side estimates, not an FN2 valuation or recommendation.
Transcript intelligence is a structured synthesis of the current and prior earnings-call analyses. Missing values stay missing and are never estimated.
By FN2 Research · Updated · As of 2026-09-30. For educational purposes only; not investment advice.