FN2 Earnings Intelligence
Affirm Holdings, Inc. ratios (quarterly)
Affirm Holdings, Inc. (AFRM) Ratios (quarterly) derived from persisted SEC financial facts.
Key Stats
USD in millions, except per-share values and percentages.
| Metric | 12/31/2024 | 3/31/2025 | 9/30/2025 | 12/31/2025 | 3/31/2026 | 6/30/2026 est. | 9/30/2026 est. |
|---|---|---|---|---|---|---|---|
| Market Cap | - | - | - | - | - | - | - |
| - Cash | $1,200.4 | $1,351.1 | $1,428.8 | $1,527.9 | $1,723.4 | - | - |
| + Debt | - | - | - | - | - | - | - |
| Enterprise Value | - | - | - | - | - | - | - |
| Revenue | $866.4 | $783.1 | $933.3 | $1,123 | $1,038.8 | $1,107.1 | $1,209.1 |
| % Growth | - | - | - | - | - | - | 29.6% |
| Gross Profit | - | - | - | - | - | - | - |
| % Margin | - | - | - | - | - | - | - |
| EBITDA | $50 | $51 | $129 | $193.1 | $163.3 | - | - |
| % Margin | 5.8% | 6.5% | 13.8% | 17.2% | 15.7% | - | - |
| Net Income | $80.4 | $2.8 | $80.7 | $129.6 | $102.9 | - | - |
| % Margin | 9.3% | 0.4% | 8.6% | 11.5% | 9.9% | - | - |
| Diluted EPS | $0.23 | $0.01 | $0.23 | $0.37 | $0.30 | $0.35 | $0.37 |
| % Growth | - | - | - | - | - | - | 62.9% |
| Operating Cash Flow | - | - | $374.6 | - | - | - | - |
| CapEx | - | - | $54.4 | - | - | - | - |
| Free Cash Flow | - | - | $320.2 | - | - | - | - |
Historical market capitalization is not persisted, so Market Cap and Enterprise Value remain unavailable rather than mixing today's market value into prior periods.
Income Statement
USD in millions, except per-share values and percentages.
| Metric | 12/31/2024 | 3/31/2025 | 9/30/2025 | 12/31/2025 | 3/31/2026 | 6/30/2026 est. | 9/30/2026 est. |
|---|---|---|---|---|---|---|---|
| Revenue | $866.4 | $783.1 | $933.3 | $1,123 | $1,038.8 | $1,107.1 | $1,209.1 |
| Gross Profit | - | - | - | - | - | - | - |
| EBITDA | $50 | $51 | $129 | $193.1 | $163.3 | - | - |
| Net Income | $80.4 | $2.8 | $80.7 | $129.6 | $102.9 | - | - |
| Diluted EPS | $0.23 | $0.01 | $0.23 | $0.37 | $0.30 | $0.35 | $0.37 |
Balance Sheet
USD in millions, except per-share values and percentages.
| Metric | 12/31/2024 | 3/31/2025 | 9/30/2025 | 12/31/2025 | 3/31/2026 |
|---|---|---|---|---|---|
| Cash & Equivalents | $1,200.4 | $1,351.1 | $1,428.8 | $1,527.9 | $1,723.4 |
| Short-term Debt | - | - | - | - | - |
| Long-term Debt | $7,306.7 | $7,145.6 | $7,736.4 | $9,009.2 | $8,873.9 |
| Total Debt | - | - | - | - | - |
Cash Flow
USD in millions, except per-share values and percentages.
| Metric | 12/31/2024 | 3/31/2025 | 9/30/2025 | 12/31/2025 | 3/31/2026 |
|---|---|---|---|---|---|
| Operating Cash Flow | - | - | $374.6 | - | - |
| Capital Expenditure | - | - | $54.4 | - | - |
| Free Cash Flow | - | - | $320.2 | - | - |
Ratios
USD in millions, except per-share values and percentages.
| Metric | 12/31/2024 | 3/31/2025 | 9/30/2025 | 12/31/2025 | 3/31/2026 |
|---|---|---|---|---|---|
| Revenue Growth | - | - | - | - | - |
| Gross Margin | - | - | - | - | - |
| EBITDA Margin | 5.8% | 6.5% | 13.8% | 17.2% | 15.7% |
| Net Margin | 9.3% | 0.4% | 8.6% | 11.5% | 9.9% |
| FCF Margin | - | - | 34.3% | - | - |
| Diluted EPS Growth | - | - | - | - | - |
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