Visa Inc. · V · Next earnings

Visa Inc. reports Thursday, Jan 28, 2027

V reports after market close with consensus EPS at $3.63 and revenue at $12.19B. Last quarter: Visa reports strong FY2026 growth as tokenization expands

Reports After market close84 days awayDate estimated Financial Services

What the street expects

Consensus for the coming report
Consensus EPS $3.63 Calendar consensus
Consensus revenue $12.19B Calendar consensus
Report date Jan 28, 2027 Thursday, date estimated
Session After market close 84 days away

Where V left off: FY2026 Q4

Full report

Visa reports strong FY2026 growth as tokenization expands

EPS surprise +1.2% Reported $3.48 vs $3.44
Revenue surprise +0.4% Reported $12.14B vs $12.09B
Stock move -0.6% Event window
Subsequent drift 0.0% Up to 20 sessions

Guidance sentiment was maintained. Management expressed confidence in low-double-digit revenue growth for 2027.

What to watch on the call

Carried forward from the last transcript

Risks management flagged

  • Regulatory approvals remain pending for the BioCatch acquisition and China market entry.
  • Middle East geopolitical uncertainty could affect travel spending.
  • Pricing pressure during large client renewals could constrain margin expansion.
  • Adoption of agentic commerce and token-based products remains early and uncertain.

Questions analysts left open

  • The timing and scale of merchant and consumer adoption for Muse and Instinct agentic solutions.
  • The effect of token pricing and incentives on EPS growth.
  • Renewal dynamics and pricing power as renewal volume increases in 2027.
  • The sustainability of cross-border travel and e-commerce volume growth.

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Recent V quarters

All V earnings
-0.6%FY2026 Q4+0.6%FY2026 Q3+8.3%FY2026 Q2-3.0%FY2026 Q1

Sources

  1. FN2 corporate events calendar, resolved from the earnings calendar feed
  2. FN2 earnings calendar analyst consensus
  3. Earnings call transcript analysis, FY2026 Q4

Methodology

The report date comes from FN2's resolved corporate-events calendar and is marked estimated until the company confirms it. Consensus figures are the calendar's latest analyst estimates for the fiscal period and are not an FN2 forecast.

Risks and open questions are carried forward verbatim from FN2's structured analysis of the previous earnings call. Missing values stay missing and are never estimated.

By FN2 Research · Updated . For educational purposes only; not investment advice.