U.S. Bancorp Depositary Shares, · USB-PS · Next earnings

U.S. Bancorp Depositary Shares, reports Thursday, Oct 15, 2026

USB-PS reports before market open with consensus EPS at $1.32 and revenue at $8.00B. Last quarter: U.S. Bancorp raises guidance as BTIG and fee growth support Q3

Reports Before market open0 days awayDate estimated Financial Services

What the street expects

Consensus for the coming report
Consensus EPS $1.32 Calendar consensus
Consensus revenue $8.00B Calendar consensus
Report date Oct 15, 2026 Thursday, date estimated
Session Before market open 0 days away

Where USB-PS left off: FY2026 Q3

Full report

U.S. Bancorp raises guidance as BTIG and fee growth support Q3

EPS surprise — Reported — vs $1.32
Revenue surprise — Reported — vs $8.00B
Stock move — Event window
Subsequent drift — Up to 20 sessions

Full-year revenue guidance was raised to 8%-9% from 5%-7%; operating-leverage guidance was also lifted by 100 basis points.

What to watch on the call

Carried forward from the last transcript

Risks management flagged

  • Higher rates could weigh on loan demand, particularly in commercial real estate.
  • Deposit pricing competition and funding costs could pressure margins.
  • Regulatory uncertainty could affect capital ratios, buybacks and stablecoin expansion.
  • AI productivity benefits and BTIG integration may take longer than planned.

Questions analysts left open

  • Net interest margin drivers, deposit beta and funding mix as rates change.
  • Execution of BTIG integration and the pace of fee-revenue expansion.
  • Regulatory effects on capital ratios, buybacks and the stablecoin pilot.

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Recent USB-PS quarters

All USB-PS earnings
—FY2026 Q3

Sources

  1. FN2 corporate events calendar, resolved from the earnings calendar feed
  2. FN2 earnings calendar analyst consensus
  3. Earnings call transcript analysis, FY2026 Q3

Methodology

The report date comes from FN2's resolved corporate-events calendar and is marked estimated until the company confirms it. Consensus figures are the calendar's latest analyst estimates for the fiscal period and are not an FN2 forecast.

Risks and open questions are carried forward verbatim from FN2's structured analysis of the previous earnings call. Missing values stay missing and are never estimated.

By FN2 Research · Updated . For educational purposes only; not investment advice.