U.S. Bancorp · USB-PR · Next earnings

U.S. Bancorp reports Thursday, Oct 15, 2026

USB-PR reports before market open with consensus EPS at $1.32 and revenue at $8.00B. Last quarter: U.S. Bancorp raises outlook as BTIG and fee growth lift Q3

Reports Before market open0 days awayDate estimated Financial Services

What the street expects

Consensus for the coming report
Consensus EPS $1.32 Calendar consensus
Consensus revenue $8.00B Calendar consensus
Report date Oct 15, 2026 Thursday, date estimated
Session Before market open 0 days away

Where USB-PR left off: FY2026 Q3

Full report

U.S. Bancorp raises outlook as BTIG and fee growth lift Q3

EPS surprise — Reported — vs $1.32
Revenue surprise — Reported — vs $8.00B
Stock move — Event window
Subsequent drift — Up to 20 sessions

Management raised full-year revenue-growth guidance to 8%-9% from 5%-7% and lifted operating-leverage guidance to 300 basis points, or 400 basis points excluding BTIG.

What to watch on the call

Carried forward from the last transcript

Risks management flagged

  • Higher-for-longer rates could pressure NIM and loan demand.
  • Deposit-beta competition and pricing pressure could affect funding costs.
  • BTIG integration, Basel III changes, and weaker commercial lending remain execution risks.

Questions analysts left open

  • NII outlook, deposit-beta assumptions, and pricing trends as rates move.
  • Progress cross-selling BTIG products and timing of a share-repurchase restart.
  • Underlying commercial-loan demand and potential credit-market pressure.

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Recent USB-PR quarters

All USB-PR earnings
—FY2026 Q3

Sources

  1. FN2 corporate events calendar, resolved from the earnings calendar feed
  2. FN2 earnings calendar analyst consensus
  3. Earnings call transcript analysis, FY2026 Q3

Methodology

The report date comes from FN2's resolved corporate-events calendar and is marked estimated until the company confirms it. Consensus figures are the calendar's latest analyst estimates for the fiscal period and are not an FN2 forecast.

Risks and open questions are carried forward verbatim from FN2's structured analysis of the previous earnings call. Missing values stay missing and are never estimated.

By FN2 Research · Updated . For educational purposes only; not investment advice.