U.S. Bancorp · USB-PQ · Next earnings

U.S. Bancorp reports Thursday, Oct 15, 2026

USB-PQ reports before market open with consensus EPS at $1.32 and revenue at $8.00B. Last quarter: U.S. Bancorp raises guidance as fees and BTIG support growth

Reports Before market open0 days awayDate estimated Financial Services

What the street expects

Consensus for the coming report
Consensus EPS $1.32 Calendar consensus
Consensus revenue $8.00B Calendar consensus
Report date Oct 15, 2026 Thursday, date estimated
Session Before market open 0 days away

Where USB-PQ left off: FY2026 Q3

Full report

U.S. Bancorp raises guidance as fees and BTIG support growth

EPS surprise — Reported — vs $1.32
Revenue surprise — Reported — vs $8.00B
Stock move — Event window
Subsequent drift — Up to 20 sessions

Management raised FY26 net-revenue growth guidance to 8–9% from 5–7% previously and pointed to 300–400 basis points of operating leverage, versus 200 basis points previously.

What to watch on the call

Carried forward from the last transcript

Risks management flagged

  • Commercial real-estate lending could slow amid higher rates.
  • Deposit pricing pressure may challenge net-interest-margin expansion.
  • Basel III and AOCI-related regulatory changes could affect capital decisions.
  • BTIG integration, branch expansion, and AI initiatives carry execution risk.

Questions analysts left open

  • Net interest margin and deposit-beta assumptions, including fixed-rate asset repricing.
  • BTIG integration and the timing of cross-sell benefits.
  • Regulatory changes affecting share repurchases and capital requirements.

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Recent USB-PQ quarters

All USB-PQ earnings
—FY2026 Q3

Sources

  1. FN2 corporate events calendar, resolved from the earnings calendar feed
  2. FN2 earnings calendar analyst consensus
  3. Earnings call transcript analysis, FY2026 Q3

Methodology

The report date comes from FN2's resolved corporate-events calendar and is marked estimated until the company confirms it. Consensus figures are the calendar's latest analyst estimates for the fiscal period and are not an FN2 forecast.

Risks and open questions are carried forward verbatim from FN2's structured analysis of the previous earnings call. Missing values stay missing and are never estimated.

By FN2 Research · Updated . For educational purposes only; not investment advice.