Unum Group · UNM · Next earnings

Unum Group reports Tuesday, Feb 2, 2027

UNM reports after market close with consensus EPS at $2.16 and revenue at $2.93B. Last quarter: Unum’s premium growth faces a sharper disability-claims test

Reports After market close89 days awayDate estimated Financial Services

What the street expects

Consensus for the coming report
Consensus EPS $2.16 Calendar consensus
Consensus revenue $2.93B Calendar consensus
Report date Feb 2, 2027 Tuesday, date estimated
Session After market close 89 days away

Where UNM left off: FY2026 Q3

Full report

Unum’s premium growth faces a sharper disability-claims test

EPS surprise +1.9% Reported $2.20 vs $2.16
Revenue surprise -12.4% Reported $2.55B vs $2.91B
Stock move -17.8% Event window
Subsequent drift 0.0% Up to 20 sessions

Guidance sentiment is described as maintained; the supplied analysis does not identify a change to guidance.

What to watch on the call

Carried forward from the last transcript

Risks management flagged

  • Elevated long-term disability submissions, particularly behavioral-health-related claims, could sustain benefit-ratio pressure.
  • Higher short-term disability and PFML utilization may add claims pressure.
  • It is uncertain how quickly submitted claims will be adjudicated and translate into paid claims.
  • Pricing adjustments may take time to affect results because of renewal-cycle timing; labor-market changes could also affect claim incidence.

Questions analysts left open

  • The timing, industry concentration, and behavioral-health component of the LTD incident remain unclear.
  • How PFML and short-term disability trends affect future benefit ratios, and how quickly claims convert to paid claims, remain key uncertainties.
  • The effect of claims and portfolio actions on capital deployment and share repurchases is an open question.

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Recent UNM quarters

All UNM earnings
-17.8%FY2026 Q3

Sources

  1. FN2 corporate events calendar, resolved from the earnings calendar feed
  2. FN2 earnings calendar analyst consensus
  3. Earnings call transcript analysis, FY2026 Q3

Methodology

The report date comes from FN2's resolved corporate-events calendar and is marked estimated until the company confirms it. Consensus figures are the calendar's latest analyst estimates for the fiscal period and are not an FN2 forecast.

Risks and open questions are carried forward verbatim from FN2's structured analysis of the previous earnings call. Missing values stay missing and are never estimated.

By FN2 Research · Updated . For educational purposes only; not investment advice.