Toast, Inc. · TOST · Next earnings

Toast, Inc. reports Thursday, Feb 18, 2027

TOST reports after market close with consensus EPS at $0.33 and revenue at $1.95B. Last quarter: Toast lifts outlook as recurring profit growth holds at 27%

Reports After market close106 days awayDate estimated Technology

What the street expects

Consensus for the coming report
Consensus EPS $0.33 Calendar consensus
Consensus revenue $1.95B Calendar consensus
Report date Feb 18, 2027 Thursday, date estimated
Session After market close 106 days away

Where TOST left off: FY2026 Q3

Full report

Toast lifts outlook as recurring profit growth holds at 27%

EPS surprise -20.1% Reported $0.29 vs $0.36
Revenue surprise +0.4% Reported $1.98B vs $1.97B
Stock move +5.9% Event window
Subsequent drift 0.0% Up to 20 sessions

Raised full-year recurring gross profit growth outlook to 26% and adjusted EBITDA outlook to $840–$850 million; the prior outlook was 23–25% and $805–$825 million, respectively.

What to watch on the call

Carried forward from the last transcript

Risks management flagged

  • Memory-cost and hardware-inventory pressure could weigh on margins and cash conversion.
  • The FTC lawsuit over application of ROSCA to Toast’s B2B contracts creates regulatory and potential financial uncertainty.
  • Toast Capital’s balance-sheet lending strategy and new-market expansion carry execution and return risks.

Questions analysts left open

  • Attach rates and return on investment for Toast IQ Grow and Toast Local.
  • Hardware-cost mitigation, margins and cash conversion.
  • FTC lawsuit implications, 2027 outlook and the economics of Toast Capital’s loan strategy.

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Recent TOST quarters

All TOST earnings
+5.9%FY2026 Q3

Sources

  1. FN2 corporate events calendar, resolved from the earnings calendar feed
  2. FN2 earnings calendar analyst consensus
  3. Earnings call transcript analysis, FY2026 Q3

Methodology

The report date comes from FN2's resolved corporate-events calendar and is marked estimated until the company confirms it. Consensus figures are the calendar's latest analyst estimates for the fiscal period and are not an FN2 forecast.

Risks and open questions are carried forward verbatim from FN2's structured analysis of the previous earnings call. Missing values stay missing and are never estimated.

By FN2 Research · Updated . For educational purposes only; not investment advice.