M&T Bank Corporation · MTB-PJ · Next earnings

M&T Bank Corporation next earnings report

MTB-PJ's next report date is not on the calendar yet. Here is where the last quarter left off and what remains open. Last quarter: M&T Bank highlights deposits, CRE growth and AI efficiency in Q3

Date not yet scheduled Financial Services

What the street expects

Consensus for the coming report
Consensus EPS — Calendar consensus
Consensus revenue — Calendar consensus
Report date TBD Not yet on the calendar
Session — Session not yet known

Where MTB-PJ left off: FY2026 Q3

Full report

M&T Bank highlights deposits, CRE growth and AI efficiency in Q3

EPS surprise — Reported — vs $4.93
Revenue surprise — Reported — vs $2.53B
Stock move — Event window
Subsequent drift — Up to 20 sessions

Management maintained its outlook, including mid-3.60% net interest margin expectations, continued fee-income growth, and a 10%-10.25% CET1 target.

What to watch on the call

Carried forward from the last transcript

Risks management flagged

  • Higher rates could weaken loan demand and pressure spreads.
  • Competitive pricing could increase deposit costs.
  • Criticized C&I and CRE loans require monitoring.
  • Basel III and AOCI effects could affect capital flexibility.
  • AI-driven deposit-moving agents could affect funding stability.

Questions analysts left open

  • Deposit cost pressure and funding mix
  • Future CRE growth in a higher-rate environment
  • Credit quality and criticized loans
  • Regulatory effects on capital returns

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Recent MTB-PJ quarters

All MTB-PJ earnings
—FY2026 Q3—FY2026 Q2

Sources

  1. FN2 corporate events calendar, resolved from the earnings calendar feed
  2. FN2 earnings calendar analyst consensus
  3. Earnings call transcript analysis, FY2026 Q3

Methodology

The report date comes from FN2's resolved corporate-events calendar and is marked estimated until the company confirms it. Consensus figures are the calendar's latest analyst estimates for the fiscal period and are not an FN2 forecast.

Risks and open questions are carried forward verbatim from FN2's structured analysis of the previous earnings call. Missing values stay missing and are never estimated.

By FN2 Research · Updated . For educational purposes only; not investment advice.