KeyCorp · KEY · Next earnings

KeyCorp reports Wednesday, Jan 20, 2027

KEY reports before market open with consensus EPS at $0.50 and revenue at $2.13B. Last quarter: KeyCorp Q3 revenue tops $2 billion as deposits and utilization strengthen

Reports Before market open76 days awayDate estimated Financial Services

What the street expects

Consensus for the coming report
Consensus EPS $0.50 Calendar consensus
Consensus revenue $2.13B Calendar consensus
Report date Jan 20, 2027 Wednesday, date estimated
Session Before market open 76 days away

Where KEY left off: FY2026 Q3

Full report

KeyCorp Q3 revenue tops $2 billion as deposits and utilization strengthen

EPS surprise +10.5% Reported $0.51 vs $0.46
Revenue surprise -0.1% Reported $2.04B vs $2.05B
Stock move +4.5% Event window
Subsequent drift 0.0% Up to 20 sessions

Overall guidance was maintained; NII growth was tightened to approximately 10% and average loan-growth expectations were raised to approximately 5% for the full year.

What to watch on the call

Carried forward from the last transcript

Risks management flagged

  • Macroeconomic and geopolitical uncertainty could affect loan demand.
  • Rate volatility may pressure deposit costs and swap positioning.
  • A slowdown in middle-market M&A and real-estate transactions could weigh on investment-banking fees.
  • Credit quality and competition for deposits remain monitoring points.

Questions analysts left open

  • Whether accelerated deposit growth and deposit-beta assumptions can persist.
  • The durability of the 200-basis-point increase in C&I utilization.
  • 2027 margin progression and the effect of slower middle-market real-estate M&A on investment-banking fees.
  • Capital allocation trade-offs between buybacks and Basel III capital requirements.

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Recent KEY quarters

All KEY earnings
+4.5%FY2026 Q3-1.6%FY2026 Q2+0.5%FY2026 Q1-0.4%FY2025 Q4

Sources

  1. FN2 corporate events calendar, resolved from the earnings calendar feed
  2. FN2 earnings calendar analyst consensus
  3. Earnings call transcript analysis, FY2026 Q3

Methodology

The report date comes from FN2's resolved corporate-events calendar and is marked estimated until the company confirms it. Consensus figures are the calendar's latest analyst estimates for the fiscal period and are not an FN2 forecast.

Risks and open questions are carried forward verbatim from FN2's structured analysis of the previous earnings call. Missing values stay missing and are never estimated.

By FN2 Research · Updated . For educational purposes only; not investment advice.