KB Financial Group Inc. · KB · Next earnings

KB Financial Group Inc. reports Thursday, Oct 29, 2026

KB reports before market open with consensus EPS at $3.66 and revenue at $3.53B. Last quarter: KB Financial posts strong Q3 profit as NIM remains under pressure

Reports Before market open0 days awayDate estimated Financial Services

What the street expects

Consensus for the coming report
Consensus EPS $3.66 Calendar consensus
Consensus revenue $3.53B Calendar consensus
Report date Oct 29, 2026 Thursday, date estimated
Session Before market open 0 days away

Where KB left off: FY2026 Q3

Full report

KB Financial posts strong Q3 profit as NIM remains under pressure

EPS surprise — Reported — vs $3.66
Revenue surprise — Reported — vs $3.53B
Stock move -0.7% Event window
Subsequent drift 0.0% Up to 20 sessions

Guidance sentiment was maintained. Management continues to target mid-40bps credit cost for the year and expects NIM to rebound in Q4, while the future shareholder-return policy is still to be set under a formula.

What to watch on the call

Carried forward from the last transcript

Risks management flagged

  • Funding-cost pressure and further NIM contraction.
  • Volatility in securities trading and fee income.
  • Potential deposit-insurance changes affecting CSM and the K-ICS ratio.
  • Asset-quality deterioration if higher rates pressure borrowers.
  • Execution and integration risk around the Indonesia holding company.

Questions analysts left open

  • Future NIM trajectory and funding costs.
  • The next shareholder-return policy.
  • Next year's credit-cost ratio.
  • The impact of a possible deposit-insurance increase on CSM and capital ratios.
  • Insurance loss trends and the timing and financial impact of the Indonesia holding company.

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Recent KB quarters

All KB earnings
-0.7%FY2026 Q3

Sources

  1. FN2 corporate events calendar, resolved from the earnings calendar feed
  2. FN2 earnings calendar analyst consensus
  3. Earnings call transcript analysis, FY2026 Q3

Methodology

The report date comes from FN2's resolved corporate-events calendar and is marked estimated until the company confirms it. Consensus figures are the calendar's latest analyst estimates for the fiscal period and are not an FN2 forecast.

Risks and open questions are carried forward verbatim from FN2's structured analysis of the previous earnings call. Missing values stay missing and are never estimated.

By FN2 Research · Updated . For educational purposes only; not investment advice.