ING Groep N.V. · ING · Next earnings

ING Groep N.V. reports Thursday, Oct 29, 2026

ING reports before market open with consensus EPS at $0.79 and revenue at $7.06B. Last quarter: ING pairs strong Q3 execution with costly wholesale restructuring

Reports Before market open0 days awayDate estimated Financial Services

What the street expects

Consensus for the coming report
Consensus EPS $0.79 Calendar consensus
Consensus revenue $7.06B Calendar consensus
Report date Oct 29, 2026 Thursday, date estimated
Session Before market open 0 days away

Where ING left off: FY2026 Q3

Full report

ING pairs strong Q3 execution with costly wholesale restructuring

EPS surprise — Reported — vs $0.79
Revenue surprise — Reported — vs $7.06B
Stock move -2.1% Event window
Subsequent drift 0.0% Up to 20 sessions

Guidance sentiment was raised. Management is targeting €5 billion of fee income in 2026 and ROTE above 16% for 2027.

What to watch on the call

Carried forward from the last transcript

Risks management flagged

  • One-off restructuring costs and execution risk from wholesale banking simplification.
  • Competitive pressure on deposit rates and liability margins.
  • Potential instability in lending margins amid higher rates.
  • Scale and payoff of upcoming restructuring initiatives.
  • Reliance on SRT transactions and regulatory capital rules.

Questions analysts left open

  • Future cost growth through 2030 and effectiveness of cost-control measures.
  • Competitive pressure on deposit rates and liability margins.
  • Stability of lending margins amid higher rates.
  • Scale and payoff of upcoming restructuring initiatives.
  • Capacity to generate further SRT capital relief.

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Recent ING quarters

All ING earnings
-2.1%FY2026 Q3

Sources

  1. FN2 corporate events calendar, resolved from the earnings calendar feed
  2. FN2 earnings calendar analyst consensus
  3. Earnings call transcript analysis, FY2026 Q3

Methodology

The report date comes from FN2's resolved corporate-events calendar and is marked estimated until the company confirms it. Consensus figures are the calendar's latest analyst estimates for the fiscal period and are not an FN2 forecast.

Risks and open questions are carried forward verbatim from FN2's structured analysis of the previous earnings call. Missing values stay missing and are never estimated.

By FN2 Research · Updated . For educational purposes only; not investment advice.