Humana Inc. · HUM · Next earnings

Humana Inc. reports Friday, Nov 6, 2026

HUM reports before market open with consensus EPS at $-1.00 and revenue at $40.87B. Last quarter: Humana advances margin plan as Stars improve; 2027 bid risks remain

Reports Before market open1 day awayDate estimated Healthcare

What the street expects

Consensus for the coming report
Consensus EPS $-1.00 Calendar consensus
Consensus revenue $40.87B Calendar consensus
Report date Nov 6, 2026 Friday, date estimated
Session Before market open 1 day away

Where HUM left off: FY2026 Q2

Full report

Humana advances margin plan as Stars improve; 2027 bid risks remain

EPS surprise +4.7% Reported $7.61 vs $7.27
Revenue surprise +0.7% Reported $40.87B vs $40.58B
Stock move -6.0% Event window
Subsequent drift +7.0% Up to 20 sessions

Management maintained guidance while emphasizing progress toward a sustainable 3% pretax margin by 2028; the supplied analysis does not identify a numerical change to current-year guidance.

What to watch on the call

Carried forward from the last transcript

Risks management flagged

  • CMS Stars thresholds and litigation outcomes remain uncertain.
  • High drug-cost trends and IBNR developments could pressure results.
  • Plan exits and 2027 benefit changes could alter membership mix and margins.

Questions analysts left open

  • 2027 Medicare Advantage bid margins and benefit design.
  • CMS Stars thresholds and the upcoming blackout period.
  • Drug-cost trends, IBNR reserves, and plan exits affecting roughly 600,000 members.

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Recent HUM quarters

All HUM earnings
-6.0%FY2026 Q2+5.8%FY2026 Q1-3.3%FY2025 Q4-6.0%FY2025 Q3

Sources

  1. FN2 corporate events calendar, resolved from the earnings calendar feed
  2. FN2 earnings calendar analyst consensus
  3. Earnings call transcript analysis, FY2026 Q2

Methodology

The report date comes from FN2's resolved corporate-events calendar and is marked estimated until the company confirms it. Consensus figures are the calendar's latest analyst estimates for the fiscal period and are not an FN2 forecast.

Risks and open questions are carried forward verbatim from FN2's structured analysis of the previous earnings call. Missing values stay missing and are never estimated.

By FN2 Research · Updated . For educational purposes only; not investment advice.