Huntington Bancshares Incorporated · HBAN · Next earnings

Huntington Bancshares Incorporated reports Thursday, Oct 22, 2026

HBAN reports before market open with consensus EPS at $0.40 and revenue at $2.86B. Last quarter: Huntington Bancshares Q2 2026: Strong Organic Growth, EPS Miss on Deposit Cost Pressure

Reports Before market open32 days awayDate estimated Financial Services

What the street expects

Consensus for the coming report
Consensus EPS $0.40 Calendar consensus
Consensus revenue $2.86B Calendar consensus
Report date Oct 22, 2026 Thursday, date estimated
Session Before market open 32 days away

Where HBAN left off: FY2026 Q2

Full report

Huntington Bancshares Q2 2026: Strong Organic Growth, EPS Miss on Deposit Cost Pressure

EPS surprise -8.0% Reported $0.33 vs $0.36
Revenue surprise +0.7% Reported $2.86B vs $2.84B
Stock move -4.8% Event window
Subsequent drift -3.2% Up to 20 sessions

Guidance was maintained for the second consecutive quarter. Q1 2026 had seen NIM outlook revised down to the high 3.20% range while fee-income growth guidance was raised to 31-33%. Q2 brought no new guidance changes; management reaffirmed 2027 targets of 18-19% ROTCE and $1.90-$1.93 EPS. Share repurchase plans were scaled up from $550 million in 2026 to $1.1-1.2 billion targeted for 2027 under the $3 billion evergreen authorization announced in Q1.

What to watch on the call

Carried forward from the last transcript

Risks management flagged

  • Rising deposit costs putting pressure on net interest margin.
  • Potential NIM compression from higher funding costs and the rate environment.
  • Auto loan volume slowdown due to return thresholds.
  • Credit risk from increased government-guaranteed loans and selective commercial credit downgrades.
  • Competitive pricing dynamics in key regional markets.

Questions analysts left open

  • Whether NII will hit the low end of guidance due to deposit cost pressure.
  • Impact of potential rate hikes on net interest margin.
  • Sustainability of fee-growth rates and auto loan volume trends.
  • Timing and completeness of cost synergies from the Cadence integration.

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Recent HBAN quarters

All HBAN earnings
-4.8%FY2026 Q2

Sources

  1. FN2 corporate events calendar, resolved from the earnings calendar feed
  2. FN2 earnings calendar analyst consensus
  3. Earnings call transcript analysis, FY2026 Q2

Methodology

The report date comes from FN2's resolved corporate-events calendar and is marked estimated until the company confirms it. Consensus figures are the calendar's latest analyst estimates for the fiscal period and are not an FN2 forecast.

Risks and open questions are carried forward verbatim from FN2's structured analysis of the previous earnings call. Missing values stay missing and are never estimated.

By FN2 Research · Updated . For educational purposes only; not investment advice.