Fiserv, Inc. · FISV · Next earnings

Fiserv, Inc. reports Tuesday, Feb 9, 2027

FISV reports before market open with consensus EPS at $1.91 and revenue at $5.05B. Last quarter: Fiserv holds FY outlook as merchant signals improve; execution remains key

Reports Before market open96 days awayDate estimated Technology

What the street expects

Consensus for the coming report
Consensus EPS $1.91 Calendar consensus
Consensus revenue $5.05B Calendar consensus
Report date Feb 9, 2027 Tuesday, date estimated
Session Before market open 96 days away

Where FISV left off: FY2026 Q3

Full report

Fiserv holds FY outlook as merchant signals improve; execution remains key

EPS surprise +1.7% Reported $1.75 vs $1.72
Revenue surprise +0.1% Reported $4.85B vs $4.85B
Stock move +12.5% Event window
Subsequent drift 0.0% Up to 20 sessions

Management maintained full-year guidance. The call also highlighted a $1 billion Project Elevate savings target and a long-term 37% adjusted operating margin ambition; these are execution objectives, not evidence that the results have already been achieved.

What to watch on the call

Carried forward from the last transcript

Risks management flagged

  • Banking attrition may remain high or take longer than expected to improve.
  • Argentina-related economic pressure continues to affect Clover and value-added services revenue.
  • Delivering Project Elevate savings depends on execution, including legacy-system decommissioning.
  • Competitive pressure and divestiture execution may complicate merchant and banking growth.

Questions analysts left open

  • When and by how much banking attrition will improve.
  • The impact and resolution of the Argentina headwind on Clover revenue.
  • When the $1 billion Project Elevate savings will materialize and the timing of margin expansion.

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Recent FISV quarters

All FISV earnings
+12.5%FY2026 Q30.0%FY2026 Q2-8.8%FY2026 Q1+4.1%FY2025 Q4

Sources

  1. FN2 corporate events calendar, resolved from the earnings calendar feed
  2. FN2 earnings calendar analyst consensus
  3. Earnings call transcript analysis, FY2026 Q3

Methodology

The report date comes from FN2's resolved corporate-events calendar and is marked estimated until the company confirms it. Consensus figures are the calendar's latest analyst estimates for the fiscal period and are not an FN2 forecast.

Risks and open questions are carried forward verbatim from FN2's structured analysis of the previous earnings call. Missing values stay missing and are never estimated.

By FN2 Research · Updated . For educational purposes only; not investment advice.