First Horizon Corporation · FHN · Next earnings

First Horizon Corporation reports Thursday, Oct 15, 2026

FHN reports before market open with consensus EPS at $0.52 and revenue at $889.1M. Last quarter: First Horizon Repositions Assets to Support NIM and Growth

Reports Before market open0 days awayDate estimated Financial Services

What the street expects

Consensus for the coming report
Consensus EPS $0.52 Calendar consensus
Consensus revenue $889.1M Calendar consensus
Report date Oct 15, 2026 Thursday, date estimated
Session Before market open 0 days away

Where FHN left off: FY2026 Q3

Full report

First Horizon Repositions Assets to Support NIM and Growth

EPS surprise — Reported — vs $0.52
Revenue surprise — Reported — vs $889.1M
Stock move +2.1% Event window
Subsequent drift 0.0% Up to 20 sessions

Maintained. Management expects NIM to rise into the 3.50% range in Q4 and projects 4% EPS accretion in 2027 from the mortgage sale.

What to watch on the call

Carried forward from the last transcript

Risks management flagged

  • Higher rates could weaken loan demand and increase deposit funding costs.
  • A flatter or lower-rate environment could pressure net interest margin.
  • Commercial real estate and mortgage-warehouse portfolios could experience credit deterioration.
  • Technology, AI and inflation-related spending could raise operating expenses.

Questions analysts left open

  • Rationale and sizing of the $4.5 billion mortgage sale.
  • Assumptions behind the 4% EPS accretion forecast.
  • Sensitivity of the 60% deposit-beta expectation to rate hikes.
  • Commercial real estate, multifamily, credit-loss and NPL trends.

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Recent FHN quarters

All FHN earnings
+2.1%FY2026 Q3

Sources

  1. FN2 corporate events calendar, resolved from the earnings calendar feed
  2. FN2 earnings calendar analyst consensus
  3. Earnings call transcript analysis, FY2026 Q3

Methodology

The report date comes from FN2's resolved corporate-events calendar and is marked estimated until the company confirms it. Consensus figures are the calendar's latest analyst estimates for the fiscal period and are not an FN2 forecast.

Risks and open questions are carried forward verbatim from FN2's structured analysis of the previous earnings call. Missing values stay missing and are never estimated.

By FN2 Research · Updated . For educational purposes only; not investment advice.