First Citizens BancShares, Inc. Depositary Shares, each representing a 1/40th interest in a share of 6.625% Non-Cumulative Perpetual Preferred Stock, Series E · FCNCN · Next earnings

First Citizens BancShares, Inc. Depositary Shares, each representing a 1/40th interest in a share of 6.625% Non-Cumulative Perpetual Preferred Stock, Series E next earnings report

FCNCN's next report date is not on the calendar yet. Here is where the last quarter left off and what remains open. Last quarter: First Citizens: Strong Q3 Growth, Higher 2026 Guidance

Date not yet scheduled Financial Services

What the street expects

Consensus for the coming report
Consensus EPS — Calendar consensus
Consensus revenue — Calendar consensus
Report date TBD Not yet on the calendar
Session — Session not yet known

Where FCNCN left off: FY2026 Q3

Full report

First Citizens: Strong Q3 Growth, Higher 2026 Guidance

EPS surprise — Reported — vs $46.18
Revenue surprise — Reported — vs $2.26B
Stock move +0.5% Event window
Subsequent drift 0.0% Up to 20 sessions

Management raised Q4 and full-year 2026 guidance for loans, deposits, net interest income and fee income.

What to watch on the call

Carried forward from the last transcript

Risks management flagged

  • Funding costs and rate sensitivity could pressure margins
  • Fund-banking competition may compress spreads
  • Brokered deposits and other higher-cost funding could weigh on net interest income
  • Macroeconomic conditions could affect loan demand and credit quality
  • Basel III and FDIC rule changes could affect capital and risk weighting

Questions analysts left open

  • Margin outlook and NIM trajectory if rates rise
  • Higher-cost funding and its effect on net interest income
  • Basel III effects on CET1 and risk-weighted assets
  • Fund-banking spread compression and competition
  • Potential slowdown in venture-capital activity and IPO exits

Ask FN2 about FCNCN next report

Transcript, numbers and history already loaded
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Recent FCNCN quarters

All FCNCN earnings
+0.5%FY2026 Q3-0.6%FY2026 Q2

Sources

  1. FN2 corporate events calendar, resolved from the earnings calendar feed
  2. FN2 earnings calendar analyst consensus
  3. Earnings call transcript analysis, FY2026 Q3

Methodology

The report date comes from FN2's resolved corporate-events calendar and is marked estimated until the company confirms it. Consensus figures are the calendar's latest analyst estimates for the fiscal period and are not an FN2 forecast.

Risks and open questions are carried forward verbatim from FN2's structured analysis of the previous earnings call. Missing values stay missing and are never estimated.

By FN2 Research · Updated . For educational purposes only; not investment advice.