Citizens Financial Group, Inc. · CFG-PH · Next earnings

Citizens Financial Group, Inc. next earnings report

CFG-PH's next report date is not on the calendar yet. Here is where the last quarter left off and what remains open. Last quarter: Citizens Financial: Q3 Revenue Record, NIM Outlook Improves

Date not yet scheduled Financial Services

What the street expects

Consensus for the coming report
Consensus EPS — Calendar consensus
Consensus revenue — Calendar consensus
Report date TBD Not yet on the calendar
Session — Session not yet known

Where CFG-PH left off: FY2026 Q3

Full report

Citizens Financial: Q3 Revenue Record, NIM Outlook Improves

EPS surprise — Reported — vs $1.39
Revenue surprise — Reported — vs $2.34B
Stock move — Event window
Subsequent drift — Up to 20 sessions

Management maintained its positive outlook; Q4 guidance calls for NIM of 3.23%–3.26% and NII growth of 2.5%–3%.

What to watch on the call

Carried forward from the last transcript

Risks management flagged

  • Interest-rate volatility may pressure deposit costs.
  • Commercial real-estate and office credit quality remain concerns.
  • Deposit and loan pricing competition could weigh on margins.
  • AOCI and Basel III changes may affect reported capital ratios.

Questions analysts left open

  • Deposit pricing pressure and the outlook for deposit beta.
  • Whether capital-markets fees can remain durable.
  • Commercial loan demand and potential CRE slowdown.
  • The effect of further Fed hikes on loan and deposit repricing.

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Recent CFG-PH quarters

All CFG-PH earnings
—FY2026 Q3

Sources

  1. FN2 corporate events calendar, resolved from the earnings calendar feed
  2. FN2 earnings calendar analyst consensus
  3. Earnings call transcript analysis, FY2026 Q3

Methodology

The report date comes from FN2's resolved corporate-events calendar and is marked estimated until the company confirms it. Consensus figures are the calendar's latest analyst estimates for the fiscal period and are not an FN2 forecast.

Risks and open questions are carried forward verbatim from FN2's structured analysis of the previous earnings call. Missing values stay missing and are never estimated.

By FN2 Research · Updated . For educational purposes only; not investment advice.