Banco Santander (Brasil) S.A. · BSBR · Next earnings

Banco Santander (Brasil) S.A. next earnings report

BSBR's next report date is not on the calendar yet. Here is where the last quarter left off and what remains open. Last quarter: Santander Brasil: Growth continues, but NII and credit costs weigh

Date not yet scheduled Financial Services

What the street expects

Consensus for the coming report
Consensus EPS — Calendar consensus
Consensus revenue — Calendar consensus
Report date TBD Not yet on the calendar
Session — Session not yet known

Where BSBR left off: FY2026 Q3

Full report

Santander Brasil: Growth continues, but NII and credit costs weigh

EPS surprise — Reported — vs $0.18
Revenue surprise — Reported — vs $4.22B
Stock move -6.2% Event window
Subsequent drift 0.0% Up to 20 sessions

No formal guidance was provided in the supplied transcript analysis; management expressed confidence in the transformation plan and a more optimistic outlook for 2027.

What to watch on the call

Carried forward from the last transcript

Risks management flagged

  • High interest rates and household debt could pressure revenue and credit costs.
  • Provisioning may remain elevated in agribusiness and low-income unsecured lending.
  • De-risking toward lower-margin clients could compress spreads.
  • Macroeconomic uncertainty could affect SME and agribusiness loan performance.

Questions analysts left open

  • Provisioning pressure from wholesale, agribusiness and low-income unsecured portfolios.
  • Whether SME loan growth and credit appetite remain durable.
  • Impact of de-risking on NII margins and spread compression.
  • Evolution of non-performing loans, particularly over-90-day delinquencies.

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Recent BSBR quarters

All BSBR earnings
-6.2%FY2026 Q3

Sources

  1. FN2 corporate events calendar, resolved from the earnings calendar feed
  2. FN2 earnings calendar analyst consensus
  3. Earnings call transcript analysis, FY2026 Q3

Methodology

The report date comes from FN2's resolved corporate-events calendar and is marked estimated until the company confirms it. Consensus figures are the calendar's latest analyst estimates for the fiscal period and are not an FN2 forecast.

Risks and open questions are carried forward verbatim from FN2's structured analysis of the previous earnings call. Missing values stay missing and are never estimated.

By FN2 Research · Updated . For educational purposes only; not investment advice.