Analyst Consensus ?
ConsensusBuy21 ratings
Bullish1885.7%
Neutral314.3%
Bearish00.0%
Popular, Inc. · BPOP · FY2026 Q2 · Calendar Q3 2026
Popular posts a strong Q2 with higher guidance and capital returns
The current analysis supports a constructive near-term operating picture: earnings, loans, deposits, and credit quality improved, while management raised guidance and expanded capital returns. The main test is whether loan growth and profitability can hold as expenses, deposit costs, and credit concentration remain in focus.
Reported Before market openNASDAQFinancial Services
$10.05B market cap
100quality score
Earnings scorecard
Reported versus consensus
Reported EPS
$4.35
Consensus $3.72
EPS surprise
+16.9%
Reported versus consensus
Reported revenue
$874.0M
Consensus $878.4M
Revenue surprise
-0.5%
Reported versus consensus
Market reaction
prior-close to event-session close
Stock move
-1.7%
Event window
SPY move
-1.2%
Same window
Abnormal move
-0.5%
Stock minus SPY
Volume
1.5×
Versus trailing sessions
Subsequent drift
-1.6%
Up to 20 sessions
BPOPSPY benchmark
Ask FN2 about BPOP FY2026 Q2
Transcript, numbers and history already loaded
Why did BPOP fall 1.7% after beating EPS estimates in FY2026 Q2?What changed in BPOP's guidance and outlook in FY2026 Q2?Give me the bull and bear case for BPOP after FY2026 Q2 earnings.
Free account. Your question opens in FN2 with this report's transcript and numbers attached.
Transcript intelligence
What changed
Compared with the prior quarter, Q2 analysis shows stronger EPS and balance-sheet growth, a lower NPL ratio after resolution of a large commercial loan, a 20% dividend increase, a new $1 billion repurchase authorization, and raised guidance. Management also emphasized a smooth leadership transition and continued digital and branch modernization.
Guidance delta
Guidance sentiment was raised; the supplied analysis does not provide the revised figures.
Key takeaways
- Q2 EPS was $4.35, up 15% sequentially and 41% year over year, according to the supplied analysis.
- Loans grew by $460 million and deposits by $2.6 billion, with deposits supported by Puerto Rico public funds.
- Management raised the dividend 20% to $0.90 per share and authorized $1 billion in share repurchases.
Management priorities
- Continue branch modernization and digital transformation.
- Expand corporate credit cards and cash-management platform functionality.
- Grow healthcare and community-association relationships while pursuing selective niche acquisitions.
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Try FN2 freeEarnings History
Estimate
Beat
Miss
Match
Analyst 52W Price Targets
$157.64Previous close
$92Low
$160.62Average
$201High
Latest persisted target per named analyst; persisted previous close from FN2's market snapshot as of Oct 23, 2026. Not an FN2 forecast.
Firm-level rating actions
FMP grade actions identify the grading firm, not a named analyst.
| Firm | Rating | Prior rating | Action | Date |
|---|---|---|---|---|
| Barclays | Overweight | Overweight | Maintain | Oct 5, 2026 |
| Wells Fargo | Overweight | Overweight | Maintain | Sep 30, 2026 |
| Citigroup | Buy | Buy | Maintain | Sep 22, 2026 |
| Benchmark | Buy | Buy | Maintain | Aug 31, 2026 |
| Truist Securities | Buy | Buy | Maintain | Jul 24, 2026 |
| RBC Capital | Outperform | Outperform | Maintain | Jul 24, 2026 |
| Piper Sandler | Overweight | Overweight | Maintain | Jul 24, 2026 |
| Keefe, Bruyette & Woods | Outperform | Outperform | Maintain | Jul 24, 2026 |
| UBS | Buy | Buy | Maintain | Apr 24, 2026 |
| Morgan Stanley | Equal Weight | Equal Weight | Maintain | Jul 31, 2018 |
| Keefe Bruyette & Woods | Outperform | Market Perform | Upgrade | Nov 28, 2017 |
| BTIG Research | Buy | Neutral | Upgrade | Oct 31, 2017 |
| BTIG | Buy | Neutral | Upgrade | Oct 31, 2017 |
| Compass Point | Neutral | Buy | Downgrade | Nov 18, 2016 |
| PiperJaffray | Overweight | Overweight | Maintain | Apr 8, 2016 |
| Merion Capital Group | Outperform | Outperform | Maintain | Feb 26, 2016 |
| Stifel Nicolaus | Outperform | Outperform | Maintain | Aug 3, 2015 |
| Stifel | Outperform | Outperform | Maintain | Aug 3, 2015 |
| Guggenheim | Buy | Neutral | Upgrade | Jul 27, 2015 |
| Goldman Sachs | Neutral | Sell | Upgrade | Mar 23, 2015 |
| Sterne Agee | Buy | Buy | Maintain | Mar 3, 2015 |
Named analyst price targets
Upside is calculated against the persisted previous close $157.64. FMP does not supply a rating on these named-analyst rows.
| Firm | Analyst | 52W target | Price when posted | Upside | Date |
|---|---|---|---|---|---|
| Wells Fargo | Analyst unavailable | $195 | $156.3 | +23.7% | Sep 29, 2026 |
| Wells Fargo | Analyst unavailable | $200 | $174.04 | +26.9% | Aug 10, 2026 |
| Neuberger Berman | Brandon Berman | $181 | $171.98 | +14.8% | Jul 28, 2026 |
| RBC Capital | George Cassidy | $181 | $170.88 | +14.8% | Jul 24, 2026 |
| Barclays | Analyst unavailable | $190 | $170.88 | +20.5% | Jul 24, 2026 |
| Benchmark Co. | Analyst unavailable | $201 | $169 | +27.5% | Jul 15, 2026 |
| Piper Sandler | Manuel Navas | $190 | $167.19 | +20.5% | Jun 26, 2026 |
| UBS | Analyst unavailable | $170 | $148.42 | +7.8% | Apr 24, 2026 |
| UBS | Analyst unavailable | $142 | $141.47 | -9.9% | Feb 4, 2026 |
| Credit Suisse | Analyst unavailable | $156 | $136.69 | -1.0% | Feb 3, 2026 |
| Piper Sandler | Analyst unavailable | $152 | $126.21 | -3.6% | Jan 15, 2026 |
| Truist Financial | Arren Cyganovich | $153 | $125.82 | -2.9% | Oct 9, 2025 |
| RBC Capital | George Cassidy | $96 | $89.73 | -39.1% | Oct 24, 2024 |
| Barclays | Jared Shaw | $104 | $89.73 | -34.0% | Oct 24, 2024 |
| Citigroup | Benjamin Gerlinger | $123 | $102.15 | -22.0% | Jul 30, 2024 |
| Barclays | Jared Shaw | $115 | $99.37 | -27.0% | Jul 25, 2024 |
| UBS | Erika Najarian | $92 | $86.78 | -41.6% | Apr 4, 2024 |
| Wells Fargo | Analyst unavailable | $105 | $78.57 | -33.4% | Apr 27, 2022 |
Track every rating change on BPOP the moment it posts. Free to start.
Start freeCompany context
Snapshot as of publicationPopular, Inc., along with its subsidiaries, offers a broad spectrum of financial products and services encompassing retail, mortgage, and commercial banking. These operations extend across Puerto Rico, the United States, and the British Virgin Islands. The company provides various deposit options, including interest-bearing accounts such as savings, NOW, and money market accounts, alongside non-interest-bearing demand deposits and certificates of deposit. Its diverse lending activities include commercial and industrial financing, loans for multi-family and commercial real estate, and residential mortgage products.…
Historical context
All BPOP earningsFinancial Services peers this season
Latest reports in the same sector| Company | Quarter | EPS surprise | Market move | Headline |
|---|---|---|---|---|
| HBANM Huntington Bancshares Incorporated | FY2026 Q3 · Calendar Q4 2026 | -5.3% | +0.5% | Huntington Maintains 2027 Outlook as Fees and Synergies Grow |
| HBAN Huntington Bancshares Incorporated | FY2026 Q3 · Calendar Q4 2026 | +9.1% | -0.4% | HBAN maintains outlook as fee growth and credit quality support execution |
| HBANP Huntington Bancshares Incorporated | FY2026 Q3 · Calendar Q4 2026 | -5.3% | 0.0% | Huntington maintains EPS outlook as fees grow and credit stays solid |
| HBANL Huntington Bancshares Incorporated | FY2026 Q3 · Calendar Q4 2026 | -5.3% | +0.5% | Huntington maintains 2027 targets as fees and new markets support growth |
| NDAQ Nasdaq, Inc. | FY2026 Q3 · Calendar Q4 2026 | +2.0% | +7.5% | Nasdaq Q3: AI, cloud and market infrastructure sustain growth |
| BCS Barclays PLC | FY2026 Q3 · Calendar Q4 2026 | -1.5% | -2.6% | Barclays balances growth and efficiency with outlook maintained |
Latest beats and misses
Who reports nextBeat on EPS
- TSCOFY2026 Q3 · October 22, 2026+5.3% EPS+6.2% move
- HBANFY2026 Q3 · October 22, 2026+9.1% EPS-0.4% move
- VLOFY2026 Q3 · October 22, 2026+12.9% EPS-2.4% move
- TTMIFY2026 Q3 · October 22, 2026+16.8% EPS-27.7% move
- LMTFY2026 Q3 · October 22, 2026+6.0% EPS+7.0% move
- NSCFY2026 Q3 · October 22, 2026+4.6% EPS+3.1% move
Missed on EPS
- HBANMFY2026 Q3 · October 22, 2026-5.3% EPS+0.5% move
- HBANPFY2026 Q3 · October 22, 2026-5.3% EPS0.0% move
- PCGFY2026 Q3 · October 22, 2026-0.8% EPS-1.3% move
- PHMFY2026 Q3 · October 22, 2026-4.5% EPS+5.8% move
- HBANLFY2026 Q3 · October 22, 2026-5.3% EPS+0.5% move
- BCSFY2026 Q3 · October 22, 2026-1.5% EPS-2.6% move
Get the BPOP recap when the next report posts
One email per quarter with the scorecard, the market reaction and what changed on the call. No account needed.
Sources
- Earnings call transcript and parsed analysis · 2026-07-23T17:03:11.332162+00:00
- FN2 earnings calendar · 2026-08-27T01:23:13.912278+00:00
- Polygon adjusted daily market bars · 2026-10-23T07:00:42.005823+00:00
- Financial Modeling Prep analyst price-target consensus and quote snapshot · 2026-10-23T07:00:42.002811+00:00
Methodology
Reported and consensus figures come from FN2's earnings event records. Market reaction and volume are calculated from daily adjusted bars around the event; abnormal move subtracts the SPY move over the same window.
Analyst target low, average, and high values are derived at request time from each named analyst's latest persisted FMP target. The current-price marker comes from FN2's persisted market snapshot. They are sell-side estimates, not an FN2 valuation or recommendation.
Transcript intelligence is a structured synthesis of the current and prior earnings-call analyses. Missing values stay missing and are never estimated.
By FN2 Research · Updated · As of 2026-10-23. For educational purposes only; not investment advice.