Bank of America Corporation · BAC · Next earnings

Bank of America Corporation reports Wednesday, Oct 14, 2026

BAC reports before market open with consensus EPS at $1.17 and revenue at $31.22B. Last quarter: Bank of America Q2: Revenue Up 15%, ROTCE Hits 17% as NII and AI Drive Operating Leverage

Reports Before market open24 days awayDate estimated Financial Services

What the street expects

Consensus for the coming report
Consensus EPS $1.17 Calendar consensus
Consensus revenue $31.22B Calendar consensus
Report date Oct 14, 2026 Wednesday, date estimated
Session Before market open 24 days away

Where BAC left off: FY2026 Q2

Full report

Bank of America Q2: Revenue Up 15%, ROTCE Hits 17% as NII and AI Drive Operating Leverage

EPS surprise +7.1% Reported $1.21 vs $1.13
Revenue surprise +2.5% Reported $31.56B vs $30.78B
Stock move +1.9% Event window
Subsequent drift +2.5% Up to 20 sessions

Management raised full-year operating leverage guidance from 200-300 bps to 300-400 bps and shifted NII growth expectations to the upper end of the 6-8% range. The capex outlook moved from stable to increasing. Guidance sentiment remained raised, consistent with the prior quarter.

What to watch on the call

Carried forward from the last transcript

Risks management flagged

  • Higher inflation and tighter monetary policy could pressure consumer and business demand.
  • Slower NII growth if rate hikes are less than expected or comps tighten in H2.
  • Execution risk around scaling AI tools and realizing projected efficiency gains.

Questions analysts left open

  • Sustainability of operating leverage improvements in the second half.
  • Impact of a potential rate hike on NII guidance and net interest margin.
  • Extent of balance-sheet optimization opportunities on both asset and liability sides.
  • Credit quality trends amid a higher-for-longer rate environment.

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Recent BAC quarters

All BAC earnings
+1.9%FY2026 Q2

Sources

  1. FN2 corporate events calendar, resolved from the earnings calendar feed
  2. FN2 earnings calendar analyst consensus
  3. Earnings call transcript analysis, FY2026 Q2

Methodology

The report date comes from FN2's resolved corporate-events calendar and is marked estimated until the company confirms it. Consensus figures are the calendar's latest analyst estimates for the fiscal period and are not an FN2 forecast.

Risks and open questions are carried forward verbatim from FN2's structured analysis of the previous earnings call. Missing values stay missing and are never estimated.

By FN2 Research · Updated . For educational purposes only; not investment advice.