Analyst Consensus ?
ConsensusBuy22 ratings
Bullish1150.0%
Neutral1045.5%
Bearish14.5%
Ameriprise Financial, Inc. · AMP · FY2025 Q3 · Calendar Q4 2025
Ameriprise posts strong Q3 growth while flow and expense risks remain
Ameriprise's Q3 analysis supports a constructive operating picture: asset growth, higher productivity, digital adoption and new products were paired with maintained guidance. The main counterweights are advisor departures, asset-management outflows, rate sensitivity and expense discipline.
Reported Before market openNYSEFinancial Services
$44.13B market cap
100quality score
Earnings scorecard
Reported versus consensus
Reported EPS
$9.92
Consensus $9.77
EPS surprise
+1.5%
Reported versus consensus
Reported revenue
$4.87B
Consensus $4.60B
Revenue surprise
+6.0%
Reported versus consensus
Market reaction
prior-close to event-session close
Stock move
-5.1%
Event window
SPY move
-1.1%
Same window
Abnormal move
-4.0%
Stock minus SPY
Volume
2.5×
Versus trailing sessions
Subsequent drift
+0.4%
Up to 20 sessions
AMPSPY benchmark
Ask FN2 about AMP FY2025 Q3
Transcript, numbers and history already loaded
Why did AMP fall 5.1% after beating EPS estimates in FY2025 Q3?What changed in AMP's guidance and outlook in FY2025 Q3?Give me the bull and bear case for AMP after FY2025 Q3 earnings.
Free account. Your question opens in FN2 with this report's transcript and numbers attached.
Transcript intelligence
What changed
The supplied analysis described record $1.7 trillion AUM, stronger advisor productivity, early Signature Wealth momentum, record mobile adoption and expanded State Street partnership, alongside continued attention to flows and expenses.
Guidance delta
Management guidance sentiment was maintained; no new quantified guidance was supplied.
Key takeaways
- AUM reached $1.7 trillion, up 8% year over year, with AWM client assets up 11%.
- Adjusted EPS grew 12%, while firm-wide margins remained 27%–29.5%.
- Advisor additions, digital adoption, Signature Wealth and banking products support growth.
- Capital return was $842 million in the quarter, with an 85% Q4 payout target.
Management priorities
- Scale Signature Wealth and convert additional wrap assets.
- Roll out active ETF capability in the U.K. and Europe.
- Complete the checking-account rollout and grow HELOC offerings.
- Continue AI-driven tools and deepen the State Street back-office partnership.
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Estimate
Beat
Miss
Match
Analyst 52W Price Targets
$490.91Current
$330Low
$511.53Average
$645High
Latest persisted target per named analyst; persisted current price from FN2's market snapshot as of Oct 5, 2026. Not an FN2 forecast.
Firm-level rating actions
FMP grade actions identify the grading firm, not a named analyst.
| Firm | Rating | Prior rating | Action | Date |
|---|---|---|---|---|
| Argus Research | Buy | Buy | Maintain | Jul 31, 2026 |
| RBC Capital | Outperform | Outperform | Maintain | Jul 24, 2026 |
| Keefe, Bruyette & Woods | Market Perform | Market Perform | Maintain | Jul 24, 2026 |
| Piper Sandler | Neutral | Neutral | Maintain | Jul 13, 2026 |
| Evercore ISI Group | In Line | In Line | Maintain | Jul 13, 2026 |
| Morgan Stanley | Underweight | Underweight | Maintain | Jul 10, 2026 |
| Jefferies | Buy | Buy | Maintain | Jul 10, 2026 |
| BMO Capital | Market Perform | Market Perform | Maintain | May 20, 2026 |
| William Blair | Market Perform | Outperform | Downgrade | Jul 25, 2025 |
| Raymond James | Strong Buy | Strong Buy | Maintain | Jul 25, 2025 |
| UBS | Neutral | Buy | Downgrade | Jan 6, 2025 |
| Goldman Sachs | Buy | Buy | Maintain | Mar 27, 2024 |
| Credit Suisse | Outperform | Outperform | Maintain | Feb 1, 2023 |
| B of A Securities | Buy | Buy | Maintain | Sep 7, 2022 |
| Citigroup | Buy | Buy | Maintain | Jun 21, 2021 |
| Barclays | Overweight | Overweight | Maintain | Apr 12, 2021 |
| CFRA | Buy | Buy | Maintain | May 13, 2020 |
| SunTrust Robinson Humphrey | Hold | Hold | Maintain | Oct 26, 2017 |
| Deutsche Bank | Hold | Buy | Downgrade | Oct 14, 2016 |
| Wells Fargo | Market Perform | Outperform | Downgrade | Jan 13, 2016 |
| Keefe Bruyette & Woods | Outperform | Outperform | Maintain | Oct 12, 2015 |
| Sterne Agee | Neutral | Neutral | Maintain | Oct 13, 2014 |
Named analyst price targets
Upside is calculated against the persisted current price $490.91. FMP does not supply a rating on these named-analyst rows.
| Firm | Analyst | 52W target | Price when posted | Upside | Date |
|---|---|---|---|---|---|
| Raymond James | Analyst unavailable | $638 | $558.26 | +30.0% | Aug 21, 2026 |
| Piper Sandler | Analyst unavailable | $518 | $506.76 | +5.5% | Jul 13, 2026 |
| Morgan Stanley | Michael Cyprys | $489 | $506.62 | -0.4% | Jul 10, 2026 |
| Jefferies | Suneet Kamath | $645 | $500.16 | +31.4% | Jul 10, 2026 |
| Piper Sandler | Crispin Love | $471 | $467.19 | -4.1% | May 4, 2026 |
| Morgan Stanley | Analyst unavailable | $467 | $479.63 | -4.9% | Apr 30, 2026 |
| BMO Capital | Brennan Hawken | $490 | $455.71 | -0.2% | Apr 24, 2026 |
| RBC Capital | Analyst unavailable | $560 | $456.59 | +14.1% | Apr 21, 2026 |
| Morgan Stanley | Analyst unavailable | $452 | $441.86 | -7.9% | Apr 10, 2026 |
| Raymond James | Wilma Burdis | $582 | $488.19 | +18.6% | Feb 11, 2026 |
| RBC Capital | Kenneth Lee | $605 | $529.47 | +23.2% | Feb 2, 2026 |
| Piper Sandler | John Barnidge | $530 | $521.36 | +8.0% | Jan 29, 2026 |
| Morgan Stanley | Analyst unavailable | $485 | $489.17 | -1.2% | Dec 22, 2025 |
| Evercore ISI | Analyst unavailable | $570 | $490.17 | +16.1% | Oct 9, 2025 |
| Morgan Stanley | Analyst unavailable | $484 | $486.62 | -1.4% | Oct 1, 2025 |
| Morgan Stanley | Michael Cyprys | $462 | $519.55 | -5.9% | May 15, 2025 |
| Morgan Stanley | Michael Cyprys | $509 | $514.04 | +3.7% | Oct 30, 2024 |
| Goldman Sachs | Alexander Blostein | $476 | $463.09 | -3.0% | Sep 25, 2024 |
| RBC Capital | Kenneth Lee | $500 | $432.05 | +1.9% | Jul 30, 2024 |
| UBS | Brennan Hawken | $495 | $429.25 | +0.8% | Jul 9, 2024 |
| Argus Research | Kevin Heal | $460 | $418.95 | -6.3% | May 6, 2024 |
| Morgan Stanley | Michael Cyprys | $445 | $412.86 | -9.4% | Apr 24, 2024 |
| Morgan Stanley | Michael Cyprys | $437 | $435.77 | -11.0% | Apr 9, 2024 |
| Piper Sandler | John Barnidge | $392 | $428.89 | -20.1% | Apr 5, 2024 |
| Morgan Stanley | Analyst unavailable | $345 | $320.45 | -29.7% | Jan 10, 2023 |
| UBS | Analyst unavailable | $370 | $324.71 | -24.6% | Jan 9, 2023 |
| Goldman Sachs | Analyst unavailable | $330 | $332.97 | -32.8% | Nov 23, 2022 |
| Morgan Stanley | Analyst unavailable | $340 | $316.94 | -30.7% | Nov 17, 2022 |
| Piper Sandler | Analyst unavailable | $220 | $223.12 | -55.2% | Jul 15, 2022 |
| Piper Sandler | Analyst unavailable | $231 | $238.27 | -52.9% | Jul 8, 2022 |
| Piper Sandler | John Barnidge | $253 | $235.1 | -48.5% | Jun 21, 2022 |
| Piper Sandler | Analyst unavailable | $275 | $274.33 | -44.0% | May 27, 2022 |
| UBS | Analyst unavailable | $350 | $267.4 | -28.7% | Apr 26, 2022 |
| Morgan Stanley | Analyst unavailable | $330 | $280.96 | -32.8% | Apr 26, 2022 |
| Jefferies | Suneet Kamath | $350 | $293.04 | -28.7% | Apr 9, 2022 |
| Piper Sandler | John Barnidge | $310 | $292.26 | -36.9% | Apr 6, 2022 |
Track every rating change on AMP the moment it posts. Free to start.
Start freeCompany context
Snapshot as of publicationAmeriprise Financial, Inc. is a holding company, which engages in providing financial planning, asset management, and insurance services to individuals, businesses, and institutions. It operates through the following business segments: Advice & Wealth Management, Asset Management, Retirement & Protection Solutions, and Corporate & Other. The Advice & Wealth Management segment consists of financial planning and advice, as well as full-service brokerage services for retail clients through financial advisors.…
Historical context
All AMP earningsFinancial Services peers this season
Latest reports in the same sector| Company | Quarter | EPS surprise | Market move | Headline |
|---|---|---|---|---|
| FDS FactSet Research Systems Inc. | FY2026 Q4 · Calendar Q3 2026 | +3.9% | +3.8% | FactSet reports record FY26 results as AI and MCP adoption accelerate |
| PUK Prudential plc | FY2026 Q2 · Calendar Q3 2026 | -40.9% | -0.5% | Prudential sustains growth and capital returns focus in H1 2026 |
| CM Canadian Imperial Bank of Commerce | FY2026 Q3 · Calendar Q3 2026 | +8.9% | -2.8% | CIBC Q3: Broad growth, resilient credit and expanded AI rollout |
| TD The Toronto-Dominion Bank | FY2026 Q3 · Calendar Q3 2026 | +13.8% | +1.4% | TD emphasizes growth investments alongside disciplined capital management |
| RY Royal Bank of Canada | FY2026 Q3 · Calendar Q3 2026 | +6.2% | -1.3% | RBC reports record Q3 earnings while investing for growth |
| AFRM Affirm Holdings, Inc. | FY2026 Q4 · Calendar Q3 2026 | +1230.3% | +0.3% | Affirm's most profitable quarter shifts focus to product execution |
Latest beats and misses
Who reports nextBeat on EPS
- ACNFY2026 Q4 · October 1, 2026+3.5% EPS+15.8% move
- MKCFY2026 Q3 · October 1, 2026+13.9% EPS-4.9% move
- NKEFY2027 Q1 · October 1, 2026+10.0% EPS-0.7% move
- CAGFY2027 Q1 · September 30, 2026+44.4% EPS-4.9% move
- FDSFY2026 Q4 · September 30, 2026+3.9% EPS+3.8% move
- JBLFY2026 Q4 · September 30, 2026+8.1% EPS-10.0% move
Get the AMP recap when the next report posts
One email per quarter with the scorecard, the market reaction and what changed on the call. No account needed.
Sources
- Earnings call transcript and parsed analysis · 2026-05-11T10:29:34.698584+00:00
- FN2 earnings calendar · 2026-07-26T00:37:12.209961+00:00
- Polygon adjusted daily market bars · 2026-10-05T01:20:43.425865+00:00
- Financial Modeling Prep analyst price-target consensus and quote snapshot · 2026-10-05T01:20:43.423197+00:00
Methodology
Reported and consensus figures come from FN2's earnings event records. Market reaction and volume are calculated from daily adjusted bars around the event; abnormal move subtracts the SPY move over the same window.
Analyst target low, average, and high values are derived at request time from each named analyst's latest persisted FMP target. The current-price marker comes from FN2's persisted market snapshot. They are sell-side estimates, not an FN2 valuation or recommendation.
Transcript intelligence is a structured synthesis of the current and prior earnings-call analyses. Missing values stay missing and are never estimated.
By FN2 Research · Updated · As of 2026-10-05. For educational purposes only; not investment advice.