FN2 vs FinChat / Fiscal.ai

FinChat, now surfaced as Fiscal.ai, is a modern financial data terminal. FN2 is for investors who want the research workflow to run on a schedule and deliver the brief with sources attached.

A real FN2 earnings brief with transcript evidence, KPI table, guidance change, and market reaction in dark mode A real FN2 earnings brief with transcript evidence, KPI table, guidance change, and market reaction in light mode
A real FN2 earnings brief - the kind of repeatable workflow a background agent can keep running.

FinChat built a strong name with investors because it made financial data easier to search, chart, and understand. Its current public site redirects to Fiscal.ai, which positions the product as a modern financial data terminal with global financials, KPI data, dashboards, estimates, investor-relations content, AI summaries, notifications, and equity research.

FN2 comes at the job from another angle. It is not trying to be a full financial terminal. It is built to take a repeatable research question and run it for you: before the open, after earnings, on a watchlist, or whenever a thesis needs a check.

The short answer

Use Fiscal.ai when you want a terminal-style data workspace. Use FN2 when you want scheduled research agents that turn evidence into a brief and alert you when it matters.

Research job Fiscal.ai / FinChat FN2
Fundamental data tables, KPI history, estimates, and dashboards Strong fit Useful as input, not the center of the product
Repeatable brief written from transcripts, filings, charts, macro data, and web evidence Possible with workflow setup Native agent pattern
Scheduled morning, earnings, thesis, or risk checks Notifications and dashboards are part of the product Background agents and alert delivery are core
Public individual pricing Pro and Enterprise pricing are published Free, Pro, and Max pricing are published
Best fit Data-heavy investors who want a terminal Investors who want the research pass delivered

Where FN2 is different

  • The output is the product. FN2 is designed around the finished brief: what happened, why it mattered, and what deserves follow-up.
  • The run can be scheduled. Earnings briefs, macro reads, risk checks, and thesis trackers can run without opening the app.
  • The evidence is mixed on purpose. A run can combine market data, transcripts, filings, macro series, charts, and web/document research.
  • The price ladder is built for one investor. FN2 publishes a Free plan, Pro at $29/mo, and Max at $89/mo.

Where Fiscal.ai may be the better fit

Choose Fiscal.ai if your main job is building and comparing financial datasets: long history tables, segment KPIs, estimates, dashboards, ownership, filings, and exportable terminal workflows. That is a different center of gravity than an autonomous briefing agent.

FN2 is narrower and more opinionated. It is meant for the recurring pass: “read this company, show the evidence, and tell me what changed.”

A real FN2 weekly macro brief with rates, FX, indices, and week-ahead calendar evidence in dark mode A real FN2 weekly macro brief with rates, FX, indices, and week-ahead calendar evidence in light mode
The same FN2 agent pattern works outside single-name research too.

A practical way to decide

Choose Fiscal.ai if you want to live in the data. Choose FN2 if you want the agent to read the data, run the checklist, and send the research pass:

  • “Brief me when a company reports.”
  • “Run my macro read every Monday.”
  • “Watch a thesis and flag the evidence that changed.”
  • “Give me the table, the transcript lines, and the source links.”

Run your first research agent free

Comparison note: competitor information was reviewed on June 1, 2026 from Fiscal.ai’s homepage and Fiscal.ai’s pricing page. Pricing and plan limits change, so verify those pages before using this comparison in paid campaigns. FN2 is a research tool for educational use and is not investment advice.